Sr Product Manager, Financial Crimes Compliance (FCC)

Happen Bank, N.A.; New York (NY); Hybrid; USD 179,000 - 205,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Happen Bank is seeking a Sr Product Manager to shape and deliver FCC technology, partnering across FCC, Fraud Operations, Engineering, Data, and Risk to modernize investigator workflows and ensure regulatory compliance.

You will define the long‑term product vision, lead discovery, and deliver scalable solutions that improve efficiency, consistency, and quality while meeting security and regulatory requirements.

Qualifications

• 4+ years of Product Management experience in FCC technology or related solutions.
• Experience translating compliance requirements into product capabilities.
• Strong communication and collaboration skills across multiple functions.

Responsibilities

• Define the FCC technology product vision and strategy across platforms and workflows.
• Lead product discovery using research, prototyping, data, and experimentation.
• Drive delivery of FCC tools that improve investigator productivity and efficiency.
• Establish cross‑functional processes across Product, FCC, Operations and Tech.

Skills

Product management experience

AI for compliance

Strong communication

Cross‑functional collaboration

Education

Bachelor's degree or higher

Job description

About the Role

Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the Role

Happen Bank is looking for a Sr Product Manager to help shape and deliver the technology and tools that support our Financial Crimes Compliance (FCC) organization. In this role, you'll partner across FCC, Fraud Operations, Engineering, Data, and Risk to modernize investigator workflows, strengthen compliance capabilities, and improve how financial crime investigations are managed. You'll help define the long-term product vision, lead product discovery, and deliver scalable solutions that improve investigator efficiency, consistency, and quality while meeting the regulatory and operational requirements of a financial institution.

What You'll Do

Product Vision & Strategy

Help define the product vision and strategy for FCC technology, including platforms, workflows, and investigator tools Translate operational challenges, investigator needs, and business objectives into an outcome-driven product roadmap, prioritizing investments based on measurable impact, success metrics, and strategic alignment Partner with FCC leadership and cross-functional stakeholders to align product priorities, technology capabilities, and operational requirements

Product Discovery & Outcome Ownership

Lead product discovery to understand investigator behavior, workflow inefficiencies, system gaps, and operational challenges, validating solutions through research, prototyping, data, and experimentation Define clear success criteria for product initiatives and use performance data, telemetry, and qualitative feedback to evaluate results and continuously improve outcomes Foster evidence-based decision-making, helping teams iterate quickly and adjust priorities when solutions are not delivering the intended impact

Execution & Delivery Excellence

Drive delivery of FCC tools and platform enhancements that improve investigator productivity, operational efficiency, consistency, and scalability Partner with Engineering and Design to balance delivery speed, technical feasibility, user experience, and long-term platform health while ensuring solutions meet regulatory, security, and risk requirements Develop and improve operational processes, partner on system and data architecture, and implement and monitor controls that support effective FCC operations Build a deep understanding of data sources across platforms and partner with Fraud Operations to develop cohesive case management and investigation processes

Cross-Functional Leadership

Establish effective ways of working across Product, FCC, Operations, and Technology teams, promoting accountability, collaboration, and continuous improvement Influence decisions across Technology, Data, Operations, Risk, Compliance, and Servicing to support product alignment and platform scalability Build trusted partnerships with FCC leaders and cross-functional stakeholders, clearly communicating product roadmaps, priorities, progress, and outcomes to senior and executive leadership Share product management best practices and help strengthen product discovery, execution, and collaboration across teams

About You

• 4+ years of Product Management experience, including experience supporting Financial Crimes Compliance (FCC) technology, products, or related solutions
• Bachelor's degree or higher, or equivalent combination of education and experience
• Direct experience developing or supporting Financial Crimes Compliance technology solutions, including fraud, anti-money laundering, sanctions, and investigation workflows
• Experience contributing to financial crime prevention and deterrence strategies and translating compliance requirements into product capabilities
• Experience using AI to solve compliance and FCC challenges, with an understanding of its limitations, data sensitivity, and the importance of human judgment and oversight
• Proven track record improving operational efficiency, consistency, or service quality through product innovation
• Strong product judgment with the ability to balance investigator needs, business objectives, technical constraints, and regulatory requirements
• Experience operating in complex, regulated environments and influencing senior stakeholders across multiple functions
• Ability to make decisions amid ambiguity and incomplete information, using data, research, and structured learning to guide direction
• Comfortable working in a matrixed environment, balancing competing priorities and creating alignment across stakeholders
• Exceptional communication and collaboration skills with the ability to translate complex information into clear decisions and actionable recommendations
• You take ownership of outcomes, proactively identify opportunities to improve team workflows, and share effective approaches with colleagues to strengthen product delivery and execution

Work Location

San Francisco, New York

The above locations are eligible offices for this role. The locations have been determined to foster in‑person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in‑office Tuesdays, Wednesdays, and Thursdays. In‑person attendance is essential for this role’s success, and remote placement will not be considered.

Time Zone Requirements

Local hours (PT, ET) While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements

As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation

The target base salary range for this position is 179,000-205,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings). We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

Equal Opportunity

Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [e-mail].

Notice on AI Tool Use

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process. You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out. During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment. We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure. We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.

Introduction

Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more. To learn more visit us at happen.com Please review Happen Bank Work‑related Privacy Disclosure.