Sr. P&C Underwriter - Healthcare

Glatfelter Insurance Group; York (York County); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

17 paid holidays

Tuition reimbursement

Wellbeing days

Job summary

Glatfelter Insurance Group seeks a Sr. Property & Casualty Underwriter for the GH team, who will independently price and underwrite new and renewal business, and service accounts per standards.

This on-site role is based in Berwyn, PA or Leader Heights, York, PA, offering exposure to complex accounts and program guidelines. The candidate should have a BA in insurance or business, at least five years of P&C underwriting experience, state licensing, and professional designations (AU/CPCU/ARM)

Qualifications

• BA degree in insurance, business or related field preferred.
• Must have at least five years of Property & Casualty underwriting experience.
• Licenses: property-casualty license for state of residence and other licenses as required.
• Desire AU, CPCU, ARM designations or equivalent education.
• Strong analytical ability to underwrite large accounts.
• Excellent written and verbal communication skills.
• Proficient in IT tools and software.

Responsibilities

• Underwrite new and renewal submissions with independent judgment.
• Build and maintain producer and account relationships.
• Analyze underwriting information including applications, MVRs, loss data.
• Participate in large account reviews and renewals.
• Support sales staff and attend agent meetings as needed.

Skills

Analytical thinking

Independent work

Communication skills

Education

BA degree in insurance or business

Job description

For over 70 years, Glatfelter Insurance Group has believed in doing the right thing for our clients, agents, communities and associates. This founding principle has enabled Glatfelter to grow from the kitchen-table, one-man-operation as it began, to one of the largest managing general agencies in the U.S. with nearly 500 associates across the country, a distribution network of over 4,500 independent brokers and more than 30,000 clients. It is what drives us to innovate—the desire to deliver the best for our clients. Founded as The Glatfelter Agency, which is still in operation, the program basis of Glatfelter Insurance Group, Volunteer Firemen’s Insurance Services (VFIS), was founded in 1969. Throughout the years, Glatfelter has expanded to include specialized program business inclusive of public entities, educational institutions, healthcare facilities, and religious organizations. Glatfelter provides their insureds with comprehensive insurance solutions including property, casualty, life insurance, and more. In 2018, Glatfelter joined American International Group (AIG) and is now part of the AIG family.

About the Position

Glatfelter Insurance Group is seeking a Sr. Property & Casualty Underwriter to join the Glatfelter Healthcare (GH) team who will independently qualify and price new and renewal business consistent with program underwriting guidelines and pricing directives. This position will also be responsible for servicing accounts in accordance with service standards.

This position is required to be onsite at either our Berwyn, PA or Leader Heights, York, PA office.

Key Responsibilities

• Completes underwriting qualification and pricing of new business and renewal submissions, using discretion and independent judgment to accept, reject or modify submission proposal.
• Requests additional information when needed to qualify submission and communicates acceptance or declination to producer.
• The Senior Underwriter is responsible for producers and/or account relationship building and is the primary point of contact for producers in his/or her assigned region.
• Analyzes and reviews underwriting information including applications, MVR's, loss notifications, loss runs, inspections, financial reports, websites, supplemental applications, budgets, and audits
• Participates in large account reviews and prepares underwriting approach to large renewals and new business.
• Handles all business in a proficient, timely manner, and fully adheres to underwriting authority as delegated by GUS management
• Demonstrates superior working knowledge of program forms and endorsements, including various manuscript forms required on more complex accounts and program rating methodology.
• Follows and meets Glatfelter Underwriting service standards
• Assists management in the development of new/existing products and programs
• Responsible for accuracy of final policy product and complies with all quality control and state filing requirements
• Acts as leader in the development and success of GUS team
• Assists in staff training and as a mentor to less experienced team members.
• Seeks to enhance skills, knowledge and work abilities of other employees
• Depending on GUS program, manages and evaluates the performance of Underwriting Assistants on assigned team and conducts semi-annual and annual performance reviews.
• Provides instructions to Underwriting Assistants to rate risk according to company guidelines and current market conditions.
• Requests any additional underwriting information required including risk control surveys, insurance to value, driver information and compliance with outstanding recommendations.
• Monitors risk control and claims activities.
• Reviews and takes appropriate action on any transactions which exceed the written underwriting authority of the Underwriting Assistants.
• Refers and suggests action on any unusual exposures to Underwriting Supervisor for approval.
• Refers all accounts exceeding designated authority level to higher level for approval.
• Provides support to sales staff. Attends agent meetings, conventions, trade shows, and visits agents as requested.
• Maintains OnBase files consistent with standard file procedures
• Evaluates and compares competitor's forms and coverages.
• Performs other duties and special projects as assigned by management.

What We’re Looking For

• BA degree in insurance, business or related field preferred. Must attain or be working toward AU, CPCU, ARM designation or comparable higher insurance education.
• Must have a minimum of five (5) years of experience as a Property & Casualty Underwriter. Preferred experience underwriting public entities or educational institutions.
• Must have or attain within three (3) months and maintain a current property-casualty license for state of residence and other licenses as required.
• Has a proven and consistent level of high performance as an underwriter with the ability to underwrite large accounts, including thorough knowledge of all commercial insurance.
• Analytical ability is required to exercise underwriting judgment and make decisions.
• Organizational skills and ability to handle tasks on a priority basis required to maintain consistent high quality and quantity of work.
• Ability to work independently
• Effective oral and written communication skills including formal and informal presentation skills
• Ability to cope with stressful situations.
• Good research skills and detail oriented
• Proficient in IT tools, and software applications.

Why Choose Glatfelter?

Glatfelter is honored to have been named a Best Place to Work in PA since 2005. We are proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. In addition to 17 paid holidays, (which includes a personal holiday and mental health and wellness day) we provide a variety of leaves for personal, health, family, and volunteer needs.

We believe in fostering our associates' development and offer a range of learning opportunities for associates to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible associates to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.

Equal Opportunity Employer

It has been and will continue to be the policy of Glatfelter Insurance Group to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At Glatfelter, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Glatfelter is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please contact Human Resources. Reasonable accommodations will be determined on a case-by-case basis.