Sr. Mortgage Closer/Post-Closer

Semper Home Loans; Providence (RI); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Supplemental insurance options

Paid vacation and sick time

401(k) with company match

Job summary

Semper Home Loans in Rhode Island is seeking a Sr. Residential Mortgage Closer/Post-Closer to join our Closing Department.

You will oversee the final stages of the loan process, ensuring all file standards, disclosures, and investor requirements are met with precision. This in-office role at our Providence headquarters emphasizes collaboration, deadlines, and clear communication with Processing, Underwriting, and Investors to deliver timely closings.

Qualifications

• 1–3 years of mortgage closing or post-closing experience preferred.
• Excellent organizational skills and attention to detail.
• Strong written and verbal communication skills.
• Ability to meet deadlines and manage multiple priorities.
• Positive attitude, team player, and self-starter.

Responsibilities

• Ensure all corporate file standards are met.
• Confirm insurance documentation, product requirements, disclosures, and guidelines are complete and accurate within the loan file.
• Communicate and coordinate with Processing and Secondary departments.
• Oversee transfer of closed loan files to investors.
• Gather, compile, organize, ship, and track investor-requested loan documents.
• Prepare, send, and monitor FHA case binders.
• Assist with post-closing responsibilities, as needed.
• Communicate professionally with clients, vendors, and third-party partners.

Skills

Mortgage closings

Attention to detail

Communication

Job description

About the Role:

Semper Home Loans, a Rhode Island-based mortgage lender, is seeking a Sr. Residential Mortgage Closer/Post-Closer to join our Closing Department. This individual will play a critical role in the final stages of the residential mortgage process and must have a strong attention to detail, a collaborative mindset, and experience working in a fast-paced environment.

Key Responsibilities:

• Ensure all corporate file standards are met.
• Confirm all insurance documentation, product requirements, disclosures, and guidelines are complete and accurate within the loan file.
• Communicate and coordinate effectively with Processing and Secondary departments.
• Oversee transfer of closed loan files to investors.
• Gather, compile, organize, ship, and track investor-requested loan documents.
• Prepare, send, and monitor the status of FHA case binders.
• Assist with post-closing responsibilities, as needed.
• Communicate professionally with clients, vendors, and third-party partners.
• Perform other related duties as assigned.

This role is pivotal to the success of the post-closing process and ensures timely and accurate delivery of loans for purchase.

Preferred Skills & Experience:

• 1–3 years of mortgage closing or post-closing experience preferred.
• Excellent organizational skills and attention to detail.
• Strong written and verbal communication skills.
• Ability to meet deadlines and manage multiple priorities.
• Positive attitude, team player, and self-starter.

Compensation & Benefits:

• Competitive salary based on experience.
• Medical, Dental, and Vision insurance.
• Supplemental insurance options.
• Paid vacation and sick time.
• 401(k) with 3% employer match of employee contributions.

Availability:

This position is in-office only at our corporate headquarters in Providence, RI.

Equal Opportunity Employer:

Semper Home Loans is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All employment decisions are made based on qualifications, merit, and business needs.