Sr Mortgage Advisor - Greater Puget Sound

BECU; Washington; On-site; USD 41,000 - 50,000; Full time

Benefits offered by this job

401(k) match

Medical/Dental/Vision

PTO + Exchange Program

Tuition Reimbursement

Volunteer time off + donation match

Job summary

BECU in Washington state seeks a Sr. Mortgage Advisor – Primary Market to guide members through home financing with tailored lending solutions and trusted relationships.

You’ll manage a robust loan pipeline, collaborate with real estate partners, and navigate the process from application to closing while delivering exceptional member experiences and compliant mortgage production.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 3 years of mortgage loan sales experience, capable of self-generating $20M+ annual volume.
• Demonstrated relationship management and high-touch customer service.
• Strong sales, prospecting, referral development and pipeline management.
• Ability to perform complex income and financial analysis.

Responsibilities

• Meet with members to understand goals and recommend mortgage solutions.
• Provide a seamless, transparent journey with clear expectations and updates.
• Serve as the primary resource for mortgage products, processes, and documentation.
• Develop partnerships with real estate agents, builders, and advisors to grow referrals.
• Proactively generate new opportunities through networking and community involvement.
• Own and manage the loan pipeline with accuracy and urgency.
• Collaborate with underwriting, processing and closing teams to ensure smooth closings.
• Structure and negotiate loan terms aligning with member needs and policy.
• Maintain compliance with all applicable regulations and SAFE Act requirements.

Skills

Relationship management

Sales skills

Negotiation

Financial analysis

Communication

Education

Bachelor’s degree or equivalent

Job description

BENEFITS – because people helping people starts with supporting you

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

IMPACT YOU’LL MAKE:

As a Sr. Mortgage Advisor – Primary Market, you’ll play a pivotal role in helping people achieve one of life’s biggest milestones—homeownership. You’ll build meaningful relationships, earn trust, and guide members through every step of the mortgage journey with clarity and confidence. Your ability to connect, advise, and deliver tailored lending solutions will directly shape exceptional member experiences while driving strong, high-quality mortgage production. You won’t just originate loans—you’ll create lasting partnerships, strengthen communities, and expand BECU’s impact by connecting members to the right financial solutions at the right time. Your expertise, initiative, and personal network will fuel growth while ensuring every interaction reflects BECU’s commitment to service, integrity, and care.

WHAT YOU’LL DO:

• Guide Members with Confidence: You’ll meet with members and prospects to understand their goals, assess their financial picture, and recommend mortgage solutions that truly fit their needs.
• Deliver an Exceptional Experience: You’ll create a seamless, transparent journey by staying in close communication, setting clear expectations, and following through every step of the way.
• Be the Go-To Mortgage Expert: You’ll serve as the primary resource for mortgage products, processes, documentation, and loan status—from application through closing.
• Build Powerful Partnerships: You’ll develop and nurture strong relationships with real estate agents, builders, financial advisors, and community influencers to grow your referral network.
• Drive Your Own Success: You’ll proactively generate new opportunities through networking, prospecting, community involvement, and participation in industry events.
• Own Your Pipeline: You’ll manage your loan pipeline with accuracy, urgency, and attention to quality, ensuring consistent and reliable production.
• Leverage Technology for Smart Decisions: You’ll use automated underwriting systems (AUS) to assess loan scenarios, identify opportunities, and resolve potential issues.
• Collaborate for Smooth Closings: You’ll partner closely with underwriting, processing, and closing teams to ensure loans move efficiently from application to funding.
• Negotiate with Purpose: You’ll structure and negotiate loan terms that align with member needs, BECU guidelines, and regulatory standards.
• Stay Compliant and Accountable: You’ll maintain full compliance with all federal, state, investor, and SAFE Act requirements, including MLO registration.
• Protect and Strengthen Member Relationships: You’ll uphold BECU’s credit and risk standards while identifying opportunities to connect members with additional BECU products and services.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

A Relationship-Driven Role: Ideal for someone who thrives on building trust, expanding networks, and making meaningful connections in the community. Entrepreneurial Ownership: The opportunity to grow your personal pipeline and business within a supportive, mission-driven organization. High-Impact Work: Direct influence on members’ financial futures by helping them navigate complex home financing decisions. Collaborative Environment: Work alongside cross-functional teams who are invested in your success and in delivering exceptional member outcomes. Purpose-Driven Culture: Be part of an organization that values service, integrity, and member-first thinking.

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor’s degree or equivalent work experience.
• 3 years of mortgage loan sales experience, which includes the ability to self‑generate in the range of $20 million or more in annual mortgage volume.

Desired Qualifications:

• Demonstrated expertise in relationship management, problem resolution, and high‑touch customer service.
• Strong sales skills including prospecting, referral development, negotiation, and pipeline management.
• Proficient verbal and written skills to effectively communicate.
• Ability to perform complex income and financial analysis with a high degree of accuracy.

Pay Range BasePayRate: $45,032.00 annually Incentive Compensation: Uncapped*, varies based on individual performance Transition Package During Ramp up *Uncapped earning potential aligns with market benchmarks. The realistic potential earnings are in the low to mid six-figures (depending on markets served).

EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well‑being of our community. With 90 years and over one million members later, we’re still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we’re not driven by profit. We’re owned by our members and their interests are at the core of everything we do. Now we’re growing faster than ever before--but we’ll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you’ll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it’s our people who make us special.