Sr. Manager, Payout Fraud Monitoring

Global Payments; Cincinnati (OH); Hybrid; USD 130,000 - 185,000; Full time

Benefits offered by this job

Competitive salary

Global growth

Learning & development

Inclusive team

Community involvement

Employee assistance program

Recognition & rewards

Job summary

Global Payments is seeking a Senior Manager for Payout Fraud Monitoring to lead a team responsible for proactive detection, investigation, and mitigation of fraud in real-time payout and payment ecosystems. The role requires deep expertise in transaction monitoring, risk management, and analytics, with a proven record of building scalable monitoring frameworks and leading high-performing teams.

You will design rules, optimize detection, and collaborate with AML, Compliance, Risk, Product, and

Qualifications

• Bachelor’s degree in Business, Finance, Risk Management, Data Analytics, or related field.
• 5+ years of experience in fraud prevention, transaction monitoring, AML, payments, or risk management.
• 3+ years of people leadership experience.
• Experience designing and optimizing monitoring rules and controls.
• Strong knowledge of real-time payment ecosystems and fraud typologies.

Responsibilities

• Lead real-time payout monitoring and escalate high-risk transactions.
• Develop and optimize transaction monitoring rules and thresholds.
• Assess emerging fraud trends and strengthen monitoring controls.
• Partner with AML, Compliance, Risk, Product, and Ops teams.
• Ensure SLA adherence and regulatory risk management.
• Design risk-based monitoring strategies using behavioral data.
• Lead rule tuning, testing, and post-deployment validation.
• Drive adoption of analytics tools and automation.

Skills

Fraud risk management

Real-time monitoring

Transaction monitoring

Data analytics

Stakeholder management

People leadership

Strategic planning

Education

Bachelor's degree in Business, Finance, Risk Management, Data Analytics, or related field

Tools

Power BI

Fraud monitoring platforms

Automation tools

Job description

Job Description

Ready to take your career global?

Make your mark with one of the biggest names in payments. At Global Payments, you help businesses grow by transforming how they accept and manage payments.

As a Senior Manager for Payout Fraud Monitoring, you will be responsible for leading a team dedicated to the proactive detection, investigation, and mitigation of fraud, financial crime, and operational risk within real-time payout and payment ecosystems. You will oversee monitoring operations, develop and optimize detection rules and controls, drive operational strategy, and ensure effective risk management while balancing customer experience and business objectives.

The ideal candidate possesses deep expertise in transaction monitoring, payment operations, fraud risk management, and analytics, with a proven track record of building scalable monitoring frameworks, leading high-performing teams, and driving continuous improvement initiatives.

What You'll Own

Real-Time Monitoring & Risk Management

• Lead and oversee the real-time payout monitoring function, ensuring timely identification and escalation of suspicious, fraudulent, or high-risk transactions.
• Develop, implement, and optimize transaction monitoring rules, thresholds, and detection strategies across payout channels.
• Continuously assess emerging fraud trends, payment risks, and vulnerabilities to strengthen monitoring controls.
• Partner with Transaction Monitoring, AML, Compliance, Risk, Product, and Operations teams to implement effective mitigation strategies.
• Monitor operational performance to ensure adherence to service level agreements, risk tolerances, and regulatory expectations.

Rule Development & Optimization

• Design and manage risk-based monitoring strategies leveraging transaction behavior, customer data, and predictive indicators.
• Utilize data analytics and performance metrics to evaluate rule effectiveness and reduce false positives.
• Lead rule tuning, segmentation, testing, implementation, and post-deployment validation activities.
• Drive adoption of advanced monitoring tools, machine learning models, and automation capabilities where appropriate.

Operational Strategy & Execution

• Develop and execute the strategic roadmap for real-time monitoring operations.
• Identify opportunities for process optimization, automation, and operational scalability.
• Create frameworks for workload management, staffing, capacity planning, and operational resilience.
• Lead initiatives to improve efficiency, quality, and customer outcomes while maintaining strong risk controls.
• Support business growth by ensuring monitoring capabilities evolve alongside new products, markets, and payment channels.

Leadership & People Management

• Lead, coach, and develop managers, analysts, and investigators within the monitoring organization.
• Foster a culture of accountability, continuous learning, collaboration, and operational excellence.
• Conduct performance management, succession planning, and talent development activities.
• Establish clear goals, performance expectations, and career development plans for team members.
• Serve as a strategic leader and subject matter expert for monitoring and fraud prevention programs.

Reporting & Analytics

• Develop executive-level reporting, dashboards, and key risk indicators (KRIs) to communicate operational performance and emerging risks.
• Present insights and recommendations to senior leadership and cross-functional stakeholders.
• Track and report on rule performance, fraud loss prevention, alert volumes, investigation outcomes, and operational efficiency metrics.
• Utilize data-driven analysis to support business decisions and prioritization of risk mitigation initiatives.
• Prepare materials for regulatory reviews, audits, governance committees, and leadership meetings.

Governance & Compliance

• Ensure monitoring operations comply with regulatory requirements, internal policies, and risk management frameworks.
• Support internal audits, model validations, regulatory examinations, and risk assessments.
• Maintain comprehensive documentation of monitoring rules, procedures, controls, and governance processes.
• Promote a strong control environment through ongoing review of operational effectiveness and risk exposure.

What You Bring

• Bachelor's degree in Business, Finance, Risk Management, Criminal Justice, Data Analytics, or related field.
• 5+ years of experience in fraud prevention, transaction monitoring, AML, payments, risk management, or related operational functions.
• 3+ years of people leadership experience managing managers and/or large operational teams.
• Experience designing, implementing, and optimizing transaction monitoring rules and controls.
• Strong knowledge of real-time payment ecosystems, payout processes, fraud typologies, and transaction risk controls.
• Proven experience developing reporting, dashboards, KPIs, and executive presentations.
• Strong analytical and problem-solving skills with the ability to leverage data for decision-making.
• Excellent communication and stakeholder management skills.
• Hybrid, minimum of 3 days a week onsite, 2 days remote, based at either our Atlanta, GA or Cincinnati, OH offices.

It's a bonus if you have

• Experience with real-time payments, digital wallets, or instant disbursement products.
• Knowledge of AML, sanctions screening, and financial crime compliance frameworks.
• Experience with fraud detection platforms, monitoring systems, Power BI, or similar analytics tools.
• ACAMS, CFE, CAMS-FCI, or other relevant certifications.
• Experience leading large-scale operational transformation or automation initiatives.

What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative - always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion that drives excellence in everything we set out to do. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders. Does this sound like you? Then you sound like a Globalpayer.

Our perks - what we'll bring for you

• We know it's bigger than just your career. It's your life and your world. That's why we offer global benefits and programs to support you at every stage. Here's a taste of what you can expect.
• A competitive salary and benefits package that recognizes your contribution
• Opportunities to grow your skills and build your career within a global business
• Access to learning, development and on-the-job experiences that expand your expertise
• A supportive, inclusive team environment where your ideas and input matter
• Time to give back through community and charity initiatives * A global employee assistance program to support your wellbeing
• Recognition through a global platform that celebrates your achievements.

https://jobs.globalpayments.com/en/why-global-payments/benefits/

Visa sponsorship Note

At this time, we are unable to offer visa sponsorship for this position. Candidates must be legally authorized to work for any employer in the United States on a full-time basis without the need for current or future immigration sponsorship.

Recruiter tags

#LI-Hybrid

#LI-KH1

EEOC Statement

Global Payments is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.

Washington Candidates: click here for information on the Fair Chance Act.