Director of Financial Planning and Analysis

CardsHQ; Atlanta (GA); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Cards HQ in Atlanta, GA is seeking a Senior Manager, FP&A to lead budgeting, forecasting, financial modeling, reporting and analytics. This role partners with executives across merchandising, retail operations, ecommerce, and inventory planning to drive profitability during our rapid growth.

You will own store economics, 4-wall P&L, KPI dashboards, and the long-range plan, while building scalable finance processes in a fast-paced, entrepreneurial environment.

Qualifications

• 4+ years FP&A experience with multi-unit retail (10+ locations).
• Hands-on ownership of store-level (4-wall) P&L reporting and analysis.
• Advanced Excel and financial modeling; budgets and rolling forecasts.
• Ability to translate financial analysis into clear recommendations for non-finance operators.

Responsibilities

• Lead annual budgeting and monthly rolling forecasts; maintain long-range plan.
• Own 13-week cash flow forecast and scenario analysis.
• Produce monthly executive reports and quarterly board materials.
• Develop KPI dashboards and drive reporting automation.
• Partner with merchandising, retail operations, ecommerce, and inventory planning to optimize profitability.

Skills

Store-level P&L reporting

Forecasting and budgeting

Financial modeling

Financial analysis to recommendations

Executive partner collaboration

Tools

Power BI

Tableau

Looker

ERP / Planning system

Job description

Senior Manager, Financial Planning & Analysis (FP&A)

Location: Atlanta, Georgia (Hybrid)

Reports To: Chief Financial Officer

About Cards HQ

Cards HQ is one of the fastest-growing companies in the sports collectibles industry,

operating a rapidly expanding portfolio of retail stores alongside a leading ecommerce

business, live breaking operations, major card shows, and digital media platforms.

As we continue to scale nationally, we're building a world-class finance organization that

helps drive strategic decision making through financial insight, operational analytics,

and disciplined planning.

We are looking for a highly analytical finance leader who enjoys partnering with the

business, solving complex problems, and helping shape the future of a high-growth

company.

Position Summary

The Senior Manager, Financial Planning & Analysis (FP&A) will lead the company's

budgeting, forecasting, financial modeling, reporting, and business analytics functions.

This role serves as a strategic business partner across the organization, translating

financial and operational data into actionable insights that improve decision making.

Working closely with executive leadership, merchandising, retail operations,

ecommerce, marketing, and inventory planning, this leader will help optimize profitability

while supporting the company's rapid growth.

This is an excellent opportunity for someone who enjoys building processes, improving

reporting, and influencing business strategy in a dynamic, entrepreneurial environment.

What You'll Own

• Store & Unit Economics
• Build and own 4-wall P&Ls for every location, including corporate-versus-4-wall reporting and cost allocation methodology
• Establish comp / same-store sales reporting: traffic, conversion, average ticket, and category mix
• Underwrite new store investments - build-out capex, pre-opening costs, ramp curves, payback, and cash-on-cash returns - and track post-opening performance against plan
• Build store labor models and monitor payroll as a percentage of sales across the fleet Inventory & Merchandising Finance
• Report inventory turns, GMROI, sell-through, and aging / markdown exposure bycategory and channel
• Partner with buying and merchandising on inventory investment pacing and open-to-buy discipline
• Support working capital and inventory financing analysis
• Contribution margin reporting across retail stores, ecommerce, live breaking, card shows, and media
• Pricing and margin optimization, marketing return on investment, and customeracquisition economics
• Planning, Forecasting & Executive Reporting
• Lead the annual budgeting process and monthly rolling forecasts; maintain the long-range plan
• Own the 13-week cash flow forecast and scenario analysis
• Produce monthly executive reporting packages and quarterly board materials
• Develop KPI dashboards and drive reporting automation

What We're Looking For

Required

• 4+ years of progressive FP&A experience, including 3+ years supporting a multi-unit retail, restaurant, convenience, or similar multi-site consumer business (10+ physical locations)
• Hands-on ownership of store-level (4-wall) P&L reporting and analysis - fluent in comp sales, 4-wall margin versus corporate contribution, and new-unit payback
• Working command of retail inventory metrics: turns, GMROI, sell-through, and markdown / aging analysis
• Advanced Excel and financial modeling skills; experience building budgets and rolling forecasts
• Comfort working with imperfect data and manual processes in a fast-scaling environment
• Ability to translate financial analysis into clear recommendations for non-finance operators

Preferred

• Experience at a private equity-backed or founder-led high-growth operator, including board reporting
• New market or new store expansion experience
• Business intelligence and visualization tools (Power BI, Tableau, Looker); ERP or planning system implementation
• Genuine interest in sports cards and collectibles

Why Join Cards HQ?

This is a ground-floor opportunity to build the FP&A function of a private equity-backed

category leader during its national expansion - with direct exposure to the CEO, CFO,

and board, and real influence over where we open stores, how we deploy inventory

dollars, and how the business scales. You'll work across a diverse and growing

business that includes:

Multi-unit retail operations

Ecommerce

Live streaming and breaking

Trading card events

Digital media

If you enjoy combining finance, analytics, strategy, and operational partnership in a fast- paced environment, we'd love to hear from you.