Sr Manager, Credit Risk Management - Platforms

T-Mobile; Bellevue (WA); On-site; USD 143,000 - 258,000; Full time

Benefits offered by this job

Stock grants

Employee stock purchase plan

401(k)

Paid time off

Annual bonus opportunities

Job summary

T-Mobile is seeking a Senior Manager, Credit Risk Management to lead technical support for Tier 1/2 decisions, manage fraud, credit, and collections strategy configurations, and guide agile delivery. You will build strong partnerships across Strategy, Fraud, IT Production Support, and external vendors while shaping the next generation of decisioning solutions.

The role requires strong project management, analytical capability, and effective communication to align product architecture with client

Qualifications

• Bachelor's Degree and 7+ years related work experience or equivalent combination.
• 7+ years product management experience in Agile software product development.
• 2-4 years in a leadership role.

Responsibilities

• Provide technical direction for the solution lifecycle and design.
• Oversee vendor relationships and ensure high-quality releases.
• Collaborate with Strategy, Fraud, Business, and IT Production Support teams.
• Lead multiple teams to deliver projects on time and within budget.
• Foster innovation and productization of scalable solutions.

Skills

Agile methodologies

Project management

Credit risk domain knowledge

Technical leadership

Stakeholder communication

Cloud architectures (AWS)

Java

NoSQL

Education

Bachelor's Degree

Tools

FICO Platform

Experian PowerCurve

AWS / Cloud technologies

NoSQL databases

Job description

At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth‑building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That’s how we’re UNSTOPPABLE for our employees!

The Senior Manager, Credit Risk Management is responsible for technical support for Tier 1 and Tier 2 solutions, managing fraud, credit, and collections strategy decision engine configurations for both new and existing customers, as well as the supporting technology capabilities and infrastructure that support that product in an Agile driven environment. This role combines technical expertise, strategic vision, and thought leadership to enhance team performance, improve process efficiencies, and drive the integration of emerging technologies. The ideal candidate will bring strong project management skills, analytical expertise, and advanced communication abilities to guide the development and implementation of cutting‑edge decisioning solutions.

The Senior Manager is also responsible for attracting, hiring, retaining a high performing, team of Software Configuration owners, other members of technical staff, and Managers to support products and platforms. This role is also directly accountable for developing strong and productive relationships outside your direct teams with partner organizations, dependent IT engineering teams, and supporting vendors.

Responsibilities

• Provide technical direction and recommendations to ensure the integrity and adaptability of the technical design throughout the solution’s lifecycle. This includes designing, building, and configuring technical solutions that align with client requirements while adhering to software development principles.
• Ensure high-quality processes and deliverables by gaining expert‑level knowledge of product architecture and workflows through active project involvement. Participate in code reviews to uphold high-quality releases and maintain best practices. Oversee technical relationships with multiple vendors, advocating for feature and functionality enhancements in future product releases. Regularly reassess current processes, refining and optimizing where needed.
• Work closely with cross‑functional teams, including Strategy, Fraud, Business, and IT Production Support, to facilitate seamless releases. Communicate project details, issues, and deliverable timelines effectively to senior management while providing technical support to stakeholder teams as needed.
• Manage and develop multiple teams to deliver projects on time and owning the budget by providing technical leadership, coaching, performance feedback, and business solution expertise that strengthen team capabilities and drive successful outcomes.
• Foster a culture of innovation by encouraging the ‘productization’ of solutions for scalable and repeatable success. Maintain a client‑first mentality, prioritizing customer needs and satisfaction. Identify opportunities for process improvements and lead initiatives to enhance efficiency and effectiveness.

Education and Work Experience

Required:

• Bachelor's Degree and 7 years of related work experience
  OR a combination of education and experience deemed equivalent.
• 7+ Years relevant product management experience in an Agile software product development environment.
• 2-4 years experince in a leadership role.

Preferred:

• Acceptable areas of study include Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related field
• 2-4 years experience teams of 5 or more resources in direct reporting relationship in a Product Management organization.

Knowledge, Skills and Abilities

Required:

• Agile Methodologies: Proven success in delivering software with Agile Scrum methodologies and other commonly used tools.
• Agile Project Management: Experience with Agile backlog/project management tools.
• Cloud Architecture: Broad awareness of open source & AWS Cloud technologies

Preferred:

• Configuration: Expertise in configuring and testing decision engines (eg: FICO Platform, Experian PowerCurve), or similar platforms
• Languages: Knowledge and proficient use of Java, JavaScript, and NoSQL Experience with NoSql technologies such as Aurora
• Scripting: Advanced scripting skills in at least one of the following: Python, Perl or Shell and willingness to learn new technologies. Experience with Source Code Management Tools.
• Testing: Experience with Performance. Load, Stress and Scalability Testing. Implementation of automated testing frameworks.

Certifications

Preferred:

• Certified Scrum Master (CSM)
• Scrum Product Owner Certification (CSPO)
• Agile Certified Practitioner (PMI-ACP)

#LI-Corporate

• At least 18 years of age
• Legally authorized to work in the United States

Travel

Travel Required (Yes/No): No

DOT Regulated

DOT Regulated Position (Yes/No): No
Safety Sensitive Position (Yes/No): No

Total Target Cash Earnings Opportunity

Total Target Cash Earnings Opportunity: $171,480 - $309,360National Base Pay Range: $142,900 - $257,800

The Total Target Cash Earnings Opportunity represents the expected total cash compensation for this role at target performance, combining base salary and annual incentive opportunity. Actual earnings may be higher or lower depending on individual performance and overall company results.

The base pay range reflects the compensation component of this opportunity. The candidate’s actual pay will be based on various factors, such as work location, qualifications, and experience, so the actual starting pay will vary within this range. To find the pay range for this role based on hiring location, (the link removed).

At T-Mobile, employees in regular, non‑temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role. Corporate employees are eligible for a year‑end bonus based on individual and/or company performance and which is set at a percentage of the employee’s eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. The incentive component included in the Total Target Cash Earnings Opportunity reflects target performance. Actual earnings included in the Total Target Cash Earnings Opportunity reflect target performance; actual payouts may vary.

At T-Mobile, our benefits exemplify the spirit of One Team, Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part‑time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays - which total about 4 weeks for new full‑time employees and about 2.5 weeks for new part‑time employees annually - paid parental and family leave, family building benefits, back‑up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short‑and long‑term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long‑term care insurance. We don't stop there - eligible employees can also receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs! To learn about TMobile’s amazing benefits, check out www.t-mobilebenefits.com.

Never stop growing! As part of the T-Mobile team, you know the Un‑carrier doesn’t have a corporate ladder–it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity, you’re living our values while investing in your career growth–and we applaud it. You’re unstoppable! T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, genetic information, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated. Talent comes in all forms at the Un‑carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing [e-mail] or calling 1-844-873-9500. Please note, this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non‑accommodation related requests.