Sr. E&S Property Underwriter

Socket.dev; Atlanta (GA); On-site; USD 100,000 - 140,000; Full time

Job summary

Socket.dev is seeking a Senior Property Underwriter to join our Specialty Risks team in the United States. The role focuses on underwriting sophisticated E&S property risks, both new business and renewals, in a wholesale-focused environment.

You will evaluate complex risks, build a profitable portfolio, and collaborate with brokers and internal teams to drive growth with profitability. This on-site position requires four days in the office weekly, offering close teamwork with an experienced

Qualifications

• 3+ years of commercial property underwriting experience.
• Experience in E&S / wholesale markets is preferred.
• Strong knowledge of property underwriting fundamentals and CAT-exposed risks.
• Proven ability to evaluate complex risks and make disciplined underwriting decisions.

Responsibilities

• Underwrite new and renewal E&S property business, evaluating risk, exposure, pricing, terms, and conditions.
• Develop and manage a profitable book of business aligned with underwriting strategy.
• Analyze CAT exposures, valuations, loss history, occupancy, construction and geography.
• Build relationships with wholesale brokers and serve as a knowledgeable underwriting partner.
• Structure coverage, negotiate terms, and exercise sound underwriting judgment on complex risks.
• Monitor portfolio performance and make informed pricing and risk selections.
• Collaborate with claims, actuarial, risk engineering and other underwriting professionals.
• Stay current on market conditions and CAT trends in the E&S property market.
• Contribute to broader portfolio strategy and identify opportunities for profitable growth.

Skills

Underwriting

Property insurance

Broker relations

Risk assessment

Portfolio management

Pricing & terms

Communication

Job description

United States | On-Site (4 days in office per week) Our client is a leading global specialty insurance organization seeking a Senior Property Underwriter to join its Specialty Risks team. This is an opportunity to underwrite sophisticated Excess & Surplus (E&S) property risks within a wholesale-focused environment, with responsibility for both new business and renewals.

The Role

The Senior Property Underwriter will evaluate and underwrite complex commercial property risks, balancing growth, profitability, and portfolio performance. The role will work closely with wholesale brokers to assess opportunities, structure coverage, and develop a profitable book of business.
You will have significant ownership of underwriting decisions across a portfolio that includes CAT-exposed and other complex property risks, with the opportunity to build relationships with leading wholesale distribution partners.

What You'll Do

• Underwrite new and renewal E&S property business, evaluating risk, exposure, pricing, terms, and conditions.
• Develop and manage a profitable book of business consistent with underwriting strategy and appetite.
• Analyze CAT exposures, property valuations, loss history, occupancy, construction, geography, and other key risk characteristics.
• Build and maintain strong relationships with wholesale brokers, serving as a knowledgeable and responsive underwriting partner.
• Structure coverage, negotiate terms, and exercise sound underwriting judgment on complex risks.
• Monitor portfolio performance and make informed decisions around pricing, capacity, and risk selection.
• Collaborate with internal teams including claims, actuarial, risk engineering, and other underwriting professionals.
• Stay current on market conditions, emerging exposures, CAT trends, and developments within the E&S property market.
• Contribute to broader portfolio strategy and help identify opportunities for profitable growth.
• What We're Looking For
• 3+ years of commercial property underwriting experience, ideally within the E&S / wholesale market.
• Strong knowledge of property underwriting fundamentals and CAT-exposed risks.
• Experience underwriting both new business and renewals.
• Established relationships with wholesale brokers and strong broker-facing skills.
• Demonstrated ability to evaluate complex risks and make disciplined underwriting decisions.
• Strong understanding of pricing, coverage, terms, conditions, and portfolio management.
• Excellent communication, negotiation, and relationship-building skills.
• Ability to work effectively in a fast-paced, collaborative underwriting environment.
• Strong commercial judgment and a demonstrated focus on profitable growth.
• Work Environment — This is an on-site position requiring four days per week in the office, providing an opportunity to work closely with an experienced specialty underwriting team and broker partners.