Sr Credit Associate (AI Digitalization)

PassFort; New York (NY); On-site; USD 96,000 - 139,000; Full time

Benefits offered by this job

Medical, dental, vision

Parental leave

Paid time off

401(k) plan

Life insurance

Disability insurance

Employee stock purchase plan

Tuition reimbursement

Job summary

Moody's in New York, NY is seeking a Sr Credit Associate (AI Digitalization) to drive AI-enabled credit analytics and digital transformation. You will coordinate three strategic workstreams, partner with Technology, and shape the GenAI-driven analytics roadmap for Credit Strategy & Guidance.

The role emphasizes data governance, stakeholder communication, and delivering AI-powered insights across Moody's global teams. Competitive base salary with benefits and growth opportunities.

Qualifications

• 3-5 years in fixed income credit markets; credit ratings, capital markets dynamics, investor needs
• Interest in AI-driven financial analytics and tech-enabled research
• Ability to coordinate multiple workstreams and drive initiatives
• Strategic thinker who can lead in high-visibility settings
• Familiarity with data governance and partnering with tech teams
• Experience with AI tools to streamline workflows
• Understanding AI risk management and responsible AI use
• Interest in new product strategy, PM, or digital transformation
• Hands-on AI experience in industry applications

Responsibilities

• Support three strategic workstreams in Digitalization & Analytical Tools, coordinating timelines and cross-functional dependencies
• Shape and advance the digitalization strategy for Credit Strategy & Guidance using GenAI, automation, and data tech
• Assess GenAI readiness and AI-driven analytics using Moody's data and content as a foundation
• Roll out data governance strategy with data owners, stewards, and technology teams
• Define and monitor performance frameworks for analytical data and content
• Bridge credit expertise with technology innovation across Moody's Ratings teams

Skills

Fixed income credit markets knowledge

AI/data analytics interest

Project management

Strategic thinking

Data governance

Power BI / Power Platform

Generative AI platforms

Communication & stakeholder management

Product/digital transformation

AI risk management awareness

Education

Undergraduate degree in a quantitative discipline

Data science qualifications

CFA designation

PMP or equivalent

Tools

Power BI

Power Platform

Generative AI tools

Job description

Sr Credit Associate (AI Digitalization)

New York, United States

Skills and Competencies

• 3-5 years of experience in fixed income credit markets, with a confident understanding of credit ratings, capital market dynamics, and the evolving analytical needs of investors is highly preferred
• A genuine passion for the intersection of credit research, data, and emerging technology — you are not just watching the AI revolution in financial services unfold, you want to help build it
• Demonstrated project management capability with the ability to independently coordinate multiple concurrent workstreams, manage competing priorities, and drive initiatives from concept through to delivery in a dynamic, fast-paced environment
• Proven ability to think strategically and execute independently in high-visibility environments — a natural self-starter who is comfortable stepping into a leadership role early and owning outcomes
• Strong command of data governance concepts and data engineering fundamentals, with the confidence to partner with technology teams and drive decisions
• Hands-on familiarity with advanced Microsoft tools such as Power BI and Power Platform; direct experience with AI-driven tools or Generative AI platforms is a significant advantage
• Exceptional communicator and relationship builder — able to translate complex technical and analytical concepts into compelling narratives for senior leaders and diverse stakeholders across global business cultures
• Prior experience with new product strategy, product management, or digital transformation initiatives is highly desirable
• Demonstrated proficiency in artificial intelligence concepts, with hands‑on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI‑powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use

Education

• Minimum of an undergraduate degree in a quantitative discipline from a leading university
• Advanced degrees or professional certifications are strongly welcomed — data science qualifications, the Chartered Financial Analyst (CFA) designation, project management credentials such as Project Management Professional (PMP), or equivalent certifications that demonstrate a commitment to excellence

Responsibilities

• Support project management activities across three strategic workstreams within the Digitalization & Analytical Tools team — coordinating timelines, stakeholder accountability, and cross‑functional dependencies to keep high‑priority initiatives on track and on target
• Help shape and advance the digitalization strategy for Credit Strategy & Guidance, identifying bold opportunities to leverage Generative AI, automation, and modern data technologies to transform analytical insights
• Support the assessment of Credit Strategy & Guidance’s GenAI and AI‑driven analytical solution readiness — working with Moody's proprietary data and content as the foundation for next‑generation tools
• Support the rollout of the Credit Strategy & Guidance data governance strategy — partnering directly with data owners, data stewards, and Technology teams to build a trusted, high‑quality data foundation for AI deployment
• Define and monitor performance frameworks for analytical data and content, measuring engagement, quality, and risk to ensure continuous improvement and accountability across digital initiatives
• Serve as a critical connector across Moody's Ratings, Moody's Ratings Technology, and Moody's Ratings Research — bridging credit expertise and technology innovation to accelerate the delivery of AI‑powered insights

About the Team

This is your opportunity to join one of the most strategically important teams at Moody's. The Digitalization & Analytical Tools team is a newly expanding function within the Digital Content, Data & Analytics group — a sub‑team of Credit Strategy & Guidance — and sits at the center of Moody's transformation agenda. Operating as a project‑driven environment, the team actively manages three concurrent workstreams spanning AI readiness, data governance, research digitalization, and analytical capability building. Credit Strategy & Guidance connects the dots from macro to sector to issuer and instrument, across regions and asset classes, providing thought leadership in analytics, models, research, market engagement, and regulatory oversight. By joining this team, you will not just witness that transformation — you will help architect it, working alongside some of the brightest analytical and technology minds in global financial markets, right from our New York City headquarters.

For US-based roles only: the anticipated hiring base salary range for this position is $95,900.00 - $139,100.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full‑time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [e-mail]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement (opens in new window). Click here for more information on your EEO rights under the law (opens in new window). Click here to view our Pay Transparency Nondiscrimination statement (opens in new window).

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.