Sr Commercial Banking Officer

Republic Bank & Trust Co; Tennessee; On-site; USD 90,000 - 120,000; Full time

Job summary

A financial institution is hiring a Sr Commercial Banking Officer to lead client relationships in business banking. This position focuses on developing new business through underwriting and managing loans. Applicants should have over 10 years of banking experience, including 5 years in direct business lending. Proficiency in Microsoft Office is a must. This is a full-time role based in Tennessee, offering opportunities for advancement and a supportive corporate culture.

Qualifications

• Minimum of 10 years banking experience with at least 5 years of direct business lending experience required.
• Demonstrates strong knowledge and ability in underwriting business loans involving commercial real estate.
• Proficient in Microsoft Office applications.

Responsibilities

• Source, develop, and document calls on prospective customers and referral sources.
• Manage commercial banking relationships and analyze business financials.
• Negotiate and close commercial loan transactions.

Skills

Strong knowledge of underwriting business loans

Proficiency in Microsoft Office

Excellent communication skills

Ability to analyze business financials

Education

Bachelor's degree in Finance or related field

Job description

Job Category: Commercial Banking/SBA Lending

Requisition Number: SRCOM004718

Posted: March 27, 2026

Employment Type: Full-Time

Location

WESTSHORE
1300 N West Shore Blvd
Ste 150
Tampa, FL 33607, USA

Position Purpose

The Sr Commercial Banking Officer is responsible for calling on business banking clients for depository, lending, and fee-based opportunities in the Bank’s market. This position will have C&I, Commercial Real Estate and Depository production and growth goals. Targeted clients will be companies with $3 million to $15 million and higher in annual revenue.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Minimum Qualifications

• Minimum of 10 years banking experience with at least 5 years of direct business lending experience.
• Strong knowledge and ability in underwriting business loans involving commercial real estate, accounts receivable, inventory, and equipment.
• Experience with working capital lines of credit and letters of credit.
• Experience working with the Small Business Administration and their various loan programs.
• Proficient in Microsoft Office based computer applications.

Essential Job Functions and Responsibilities

• Primarily focused on new business development by sourcing, developing, and documenting calls on prospective customers and referral sources.
• Manage commercial banking relationships, including analyzing business financials and having a detailed understanding of the business and their income statement and balance sheet.
• Negotiate, structure, price, document, and close commercial loan transactions of moderate complexity with minimal guidance.
• Work closely with Treasury Management to identify and structure depository opportunities.
• Manage portfolio delinquencies within assigned and/or developed portfolio.
• Work closely with associates with Merchant Services and Credit Card to develop opportunities.
• Participate in community volunteerism on civic and non-profit boards.
• Support the collection of past due loans.
• Obtain annual financial statements for commercial credit analyst’s evaluation.
• Respond to referrals from Senior Management.
• Maintain and enhance relationships with the Bank’s customers and referral sources.
• Responsible for cross selling all company products and services.
• Learn the credit culture of Republic Bank to present appropriate credits for approval.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities, actively learn new regulations and assist in implementation.
• Model and foster behaviors that support the Bank’s values and corporate culture, creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly perform all other duties and projects as assigned.

Interpersonal Skills and Competencies

• Excellent verbal and written communication skills for effective interactions with clients to meet financial investment objectives.
• Ability to understand financial analysis and effectively communicate with clients and senior management.
• Self-motivated and works well in a team environment.
• High energy level and strong sense of urgency.
• Capable of managing and prioritizing multiple tasks.
• Ability to recommend practical ways using innovation, good judgment, creativity, and strategic thinking.

Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

Other Requirements

• Travel between Republic Banking facilities may be required including occasional out-of-town travel.
• Flexible work schedule may include some evenings, weekends and/or overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.