Sr. Claim Recovery Specialist

The Phia Group; Louisville (KY); On-site; USD 42,000 - 56,000; Full time

Job summary

The Phia Group in Louisville, KY is seeking a Senior Claims Recovery Specialist to join our Recovery Department. You will determine recovery sources, communicate with attorneys, adjusters, and plan participants, and help ensure proper reimbursement.

Ideal candidates have 1–3 years subrogation/reimbursement experience, an Associates degree or higher, and the ability to handle confidential information in accordance with HIPAA. Bilingual skills are a plus.

Qualifications

• Associates degree or higher preferred.
• 1–3 years of Subrogation/Reimbursement experience.
• Must pass applicable test(s) administered by department manager.
• Strong decision making abilities to determine recovery potential and proper reimbursement.
• Maintain confidentiality and comply with HIPAA.
• Ability to read, write and speak the English Language.
• Bilingual preferred.
• Paralegal Certificate preferred.

Responsibilities

• Calling adjusters and attorneys for status
• Negotiating with attorneys
• Being familiar with different case laws (with use of passionforsubro.com)
• Calling insurance carriers for claim information (claim #, adjuster name, phone, fax & mailing address)
• Providing clients with accident details, reduction requests, etc…
• Reviewing plan documents for possible exclusions
• Acting as the CH’s out of office (checking voicemail messages and emails)
• Will be responsible for consistency and accuracy on time-sensitive documents.
• Using MS Word, Excel, Microsoft Outlook and other programs in preparation of correspondence and/or other documents

Skills

Subrogation experience

Decision making

HIPAA compliance

English language

Bilingual (preferred)

Education

Associates degree or higher

Paralegal Certificate (preferred)

Tools

MS Word

Excel

Microsoft Outlook

Job description

Career Opportunities with The Phia Group

A great place to work.

Careers At The Phia Group

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The Phia Group provides, amongst other things, claim recovery services for health benefit plans. When a health benefit plan pays medical bills, and we later discover someone else should have paid those medical bills, The Phia Group – on behalf of the health plan – will seek to recover the funds. The Senior Claims Recovery Specialist plays an important role in this effort, by determining whether another proper payer exists, and pursuing fund reimbursement.

Tasks Include

Handling files for the Recovery Department. Communicating with attorneys, adjusters and plan participants (insured participants) to determine potential sources of recovery (i.e. auto insurance, workers compensation, first party coverage, third party coverage, etc.). Communicating with clients (health benefit plan sponsors, employers, and claims administrators) via phone and email. Performing additional tasks (on an as-needed basis) to assist with the day-to-day activities of the Recovery Department.

At The Phia Group, whose mission is to provide high quality yet affordable healthcare to American employees and their families, you can look forward to not only exceptional benefits for yourself but also being immersed in a company that was named one of USA Today’s Top Workplaces for 2026. Meanwhile, from a regional perspective, The Boston Globe, Courier Journal, and Louisville Business First annually recognize our unwavering commitment to upholding an internal culture of inclusivity, enjoyment, and empathy for our valued employees by listing The Phia Group in their respective lists for the Top Places to Work.

Essential Duties and Responsibilities:

• Calling adjusters and attorneys for status
• Negotiating with attorneys
• Being familiar with different case laws (with use of passionforsubro.com)
• Calling insurance carriers for claim information (claim #, adjuster name, phone, fax & mailing address)
• Providing clients with accident details, reduction requests, etc…
• Reviewing plan documents for possible exclusions
• Acting as the CH’s out of office (checking voicemail messages and emails)
• Will be responsible for consistency and accuracy on time-sensitive documents.
• Using MS Word, Excel, Microsoft Outlook and other programs in preparation of correspondence and/or other documents

Experience and Qualifications:

• Associates degree or higher preferred
• 1-3 years of Subrogation/Reimbursement experience
• Must pass applicable test(s) administered by department manager (including the applicable qualification cards).
• Strong decision making abilities to determine recovery potential and proper reimbursement.
• Maintain confidentiality and comply with Health Insurance Portability and Accountability Act (HIPAA).
• Must have ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to read, write and speak the English Language.
• Bilingual (preferred but not required).
• Paralegal Certificate (preferred but not required)

Working Conditions / Physical Demands:

Sitting at workstation for prolong periods of time. Extensive computer work. Workstation may be exposed to overhead fluorescent lighting and air conditioning. Fast paced work environment. Operates office equipment including personal computer, copiers, and fax machines.

This job description is not intended to be and should not be construed as an all-inclusive list of all the responsibilities, skills or working conditions associated with the position. While it is intended to accurately reflect the position activities and requirements, the company reserves the right to modify, add or remove duties and assign other duties as necessary.

External and internal applicants, as well as position incumbents who become disabled as defined under the Americans with Disabilities Act, must be able to perform the essential job functions (as listed here) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case by case basis.