Sr. Business Analyst – Upmarket CLIP Valuations

Capital One Group; Virginia; Presencial; USD 90.000 - 120.000; Tempo integral

Resumo da vaga

Capital One, a leading financial services company, seeks a Sr. Business Analyst for the Upmarket CLIP Valuations team to design and optimize long-term valuations infrastructure and drive the credit and business expansion agenda.

The role emphasizes leveraging quantitative analysis, storytelling, and collaboration with model developers and leadership. You will model and monitor valuations, translate complex data into clear narratives, and partner with IT, Sales, Operations, and Finance to improve

Qualificações

• 2+ years of professional experience performing analysis.
• Bachelor's or Master's degree in a quantitative field to be obtained by start date.

Responsabilidades

• Identify business challenges and opportunities and recommend strategic actions using data.
• Perform modeling/analytics to inform new lending product pricing strategies.
• Support marketing efforts and build insights for customer experiences and go-to-market strategies.
• Connect drivers of future consumer credit trends to historical behavior and test hypotheses.

Conhecimentos

Strategic analysis

Coding experience

Communication skills

Leadership

AI usability (bonus)

Formação

Bachelor's in quantitative field

Master's in quantitative field or MBA with quantitative concentration

Ferramentas

SQL

Python

Descrição da vaga

Sr. Business Analyst – Upmarket CLIP Valuations

Summary:

As a Senior Business Analyst at Capital One, you will apply your strategic and analytical skills to major company challenges. You will team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.

You will be joining the Upmarket Card Credit Line Increase Program (CLIP) Valuations team positioned directly within the Upmarket Card Line of Business. The Upmarket CLIP program is on an incredible growth trajectory, currently granting over $10B in annual exposure and generating $1B+ in Net Present Value (NPV). This program is uniquely full-spectrum, managing everything from ~$500 credit lines to premium $100k+ lines at the top of the market. This is an ideal opportunity for a technically savvy business analyst looking to deepen their modeling expertise while gaining consistent, heavy exposure to high-level strategic planning.

In this role, you will:

• Design and optimize our long-term valuations infrastructure to effectively manage, optimize, and monitor the business.
• Leverage structured communication and compelling storytelling to translate complex information into clear narratives, securing alignment across stakeholders.
• Partner closely with leadership and a talented team of model developers to drive the credit and business expansion agenda.

What you ideally bring to the table:

• Experience driving strategy in management consulting, Tech, or FinTech environments.
• An academic foundation in a quantitative discipline combined with hands‑on coding experience.
• Strong business acumen and strategic influencing skills.
• Bonus: Practical experience with AI use cases.

General Responsibilities:

• Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
• Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
• Marketing: Support direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies
• Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
• Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
• Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
• Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
• Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus

Basic Qualifications:

• At least 2 years of professional experience performing analysis
• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
  • A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field)
  • A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications:

• Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
• 1+ years of experience in Statistical model building
• 1+ years of experience in market research
• 1+ years of experience in SQL querying