Sr Business Analyst - Operations Performance & Analytics

Capital One; McLean (VA); On-site; USD 111,000 - 127,000; Full time

Job summary

Capital One is seeking a Sr. Business Analyst to support its AML program in McLean, VA. The role drives analytics across the AML program, defining criteria for suspicious activity and improving investigative efficiency by leveraging data and modeling.

You will work with IT, Operations, Finance and other teams to deliver measurable improvements. The position emphasizes strategic thinking, problem solving, and collaboration to support law enforcement investigations and protect the financial

Qualifications

• Bachelor’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or related)
• Master’s Degree in a quantitative field or an MBA with a quantitative concentration
• 1+ years of experience in Statistical model building
• 1+ years of experience in market research
• 1+ years of experience in SQL querying
• 2+ years of experience in business analysis
• 1+ years of experience in consulting

Responsibilities

• Analyze macroeconomic trends driving AML investigation volumes
• Combine understanding of potential criminal practices with products to define criteria for identifying suspicious transactions
• Optimize investigative process through operational risk management and investigator productivity
• Analyze Capital One Financial businesses contributions to AML investigations and AML expenses
• Develop business KPIs and KRIs for the AML program
• Identify business challenges and provide strategic recommendations through analysis
• Model analytics to inform new product and pricing strategies for lending products
• Support direct-to-consumer marketing efforts and cross-channel customer experiences
• Support credit risk improvements by linking drivers of future consumer credit trends to historical behavior
• Lead execution from hypothesis through solution deployment and monitoring
• Collaborate with IT, Sales, Operations, Finance and others to drive quality, volume, service and profitability
• Demonstrate strategic and analytical thinking with strong quantitative orientation
• Display strong business judgment, leadership and integrity
• Communicate effectively and influence stakeholders to reach agreement
• Driven to achieve short- and long-term goals in a fast-paced environment
• Experience in consulting is a plus

Skills

SQL querying

Statistical model building

Market research

Consulting

Business analysis

Education

Bachelor’s Degree in a quantitative field

Master’s Degree in a quantitative field or MBA with quantitative concentration

Job description

Capital One’s Anti-Money Laundering (AML) Program is designed to safeguard our communities, company and country by preventing, detecting, and reporting on criminal activity within the financial system. To deliver on this objective, we consume customer and transaction data from across the entire enterprise, run models to detect risky customers and behavior, and then investigate that behavior, providing leads and evidence to support Law Enforcement investigations and prosecution. Success in AML stops criminal activity such as narcotics trafficking, human trafficking, and terrorist financing, while giving the company the confidence to grow and launch new products knowing we have sound and reliable AML defenses. Business Analysts drive decisions across a wide range of Program functions to keep Capital One’s AML defenses ahead of advancements in criminal practices.

• Analyze macroeconomic trends driving AML investigation volumes
• Combine an understanding of potential criminal practices with knowledge of products from every line of business to define the criteria for identifying suspicious transactions
• Optimize the investigative process through operational risk management, a deep understanding of investigator productivity, and accurate capacity planning to enable us to quickly get valuable information to Law Enforcement
• Analyze Capital One Financial businesses contributions to AML investigations, ensuring fair and accurate accounting for AML expenses
• Develop business KPIs and KRIs to define and monitor success for the program

General Responsibilities

• Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
• Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
• Marketing: Support direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel. Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies
• Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
• Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
• Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
• Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
• Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus

Basic Qualifications

• At least 2 years of professional experience performing analysis
• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
• A Bachelor’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field)
• A Master’s Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications

• Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
• 1+ years of experience in Statistical model building
• 1+ years of experience in market research
• 1+ years of experience in SQL querying
• 2+ years of experience in business analysis
• 1+ years of experience in consulting

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $111,200 - $126,900 for Sr. Business Analyst

Richmond, VA: $101,100 - $115,400 for Sr. Business Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

• This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
• Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

This role is expected to accept applications for a minimum of 5 business days.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).