Sr. Business Analyst, Commercial Real Estate

Capital One; McLean (VA); On-site; USD 111,000 - 127,000; Full time

Job summary

Capital One is seeking a Senior Business Analyst for Commercial Real Estate in McLean, VA. The role partners with Relationship Managers, Underwriters, and Credit Officers to drive credit risk analysis across the CRE portfolio as macroeconomic dynamics change.

You will translate complex data into actionable insights and actionable business strategies. You will influence decisions through rigorous analysis, develop risk models, and collaborate with cross-functional teams to improve credit

Qualifications

• Bachelor's degree in a quantitative field is required.
• Master's degree in a quantitative field or MBA with quantitative concentration is preferred.
• At least 2 years of professional experience performing analysis.

Responsibilities

• Identify business challenges and opportunities and provide strategic or tactical recommendations.
• Support credit risk improvements by analyzing drivers and testing hypotheses.
• Develop hypotheses, run analyses, scope feasibility, lead implementation, and monitor results.
• Collaborate with Underwriting, Credit, Product, Tech and others to drive improvements.
• Communicate results clearly and influence stakeholders; drive short and long-term goals in a fast-paced environment.

Skills

Analytical thinking

Credit risk analysis

Cross-functional collaboration

Communication skills

Problem solving

Education

Bachelor's degree in a quantitative field

Master's degree or MBA with quantitative concentration

Tools

SQL

Job description

Senior Business Analyst, Commercial Real Estate

As a Senior Business Analyst for our $55B+ Commercial Real Estate (CRE) business, you will be a strategic partner to Relationship Managers, Underwriters, and Credit Officers. Your primary project will be to manage how we’re conducting credit risk analysis across the portfolio as market dynamics and the macroeconomy changes and puts pressure on our borrower’s financial health.

Team Dynamics: We are a high-visibility, collaborative team acting as the strategic bridge between a variety of cross-functional partners. The dynamic is fast-paced and focused on solving "white-space" questions that lack a pre-existing playbook. While we move quickly to support business decisions, we also prioritize taking the time to invest in ourselves and become experts in our work. You will be empowered to autonomously drive your own workstreams. We value analytical rigor—someone who isn't satisfied with an "acceptable" answer but drills deep to find the best one. Because we act as the bridge across the business, a strong "translator" perspective is critical. We thrive with proactive "builders" who can simplify complex problems into actionable outcomes that move the needle for the business.

General Responsibilities

• Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
• Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
• Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
• Partnership: Work closely with colleagues across Capital One including: Underwriting, Credit, Product, Tech and others to drive improvement
• Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
• Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy and responsible approach to business
• Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
• Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
• Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment.
• Previous consulting experience is a plus

Basic Qualifications

• At least 2 years of professional experience performing analysis
• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer engineering, Software engineering, Mechanical engineering, Information Systems or a related quantitative field)
• A Master's Degree in a quantitative field (Business, Finance, Accounting, Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications

• Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
• 1+ years of experience in Statistical model building
• 1+ years of experience in market research
• 1+ years of experience in SQL querying
• 2+ years of experience in business analysis
• 1+ years of experience in consulting

Salary and Compensation

The minimum and maximum full-time annual salaries for this role are listed below, by location.

McLean, VA: $111,200 - $126,900 for Sr. Business Analyst

Richmond, VA: $101,100 - $115,400 for Sr. Business Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Employer Information

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.

Capital One promotes a drug-free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

Corporate Information

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.