Sr. Analyst, Portfolio Transition Services

Charles Schwab; San Francisco (CA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time for vacation

Sabbatical after 5 years

Paid parental leave

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab in San Francisco is seeking a Sr. Analyst, Portfolio Strategy to help clients assess tax, risk, costs, and transitions into managed investing strategies. This client-facing role blends investment knowledge, analysis, and clear communication to support informed decisions.

You will gather facts, clarify objectives, evaluate scenarios, and prepare analyses that highlight trade-offs, transition implications, and realized gains or losses for relationship owners and clients.

Qualifications

• Active FINRA Series 7 license or ability to obtain within 120 days.
• Active FINRA Series 66 license or equivalent, or ability to obtain within 120 days.
• Strong understanding of portfolio construction, asset allocation, taxable investing, and managed account solutions.
• Experience with Financial Consultants, Wealth Advisors, investment professionals, and high-net-worth client scenarios.
• Ability to interpret holdings, tax lot information, cost basis data, portfolio characteristics, and transition analysis outputs.
• Strong written and verbal communication skills, with the ability to translate complex investment analysis into clear, practical, client-ready education.
• Demonstrated judgment, attention to detail, and ability to operate effectively in a highly regulated environment.
• Familiarity with Salesforce, portfolio analysis tools, managed account platforms, or related investment technology.

Responsibilities

• Gather relevant facts and clarify transition objectives.
• Evaluate portfolio scenarios and prepare analysis of trade-offs.
• Assess estimated realized gains or losses, risk, and portfolio characteristics.
• Explain transition implications to clients and relationship owners.
• Partner with Retail and Advisor Services to ensure disciplined documentation.
• Translate complex investment analysis into practical client-ready education.
• Collaborate across teams to support thoughtful, compliant outcomes.

Skills

FINRA Series 7

Series 66 license

Portfolio construction

Taxable investing

Managed accounts

Transition analysis

Clear communication

Regulatory compliance

Salesforce

Education

Bachelor’s degree

CFP designation

CFA designation

CIMA designation

Tools

Salesforce

Portfolio analysis tools

Managed account platforms

Investment technology

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship.

As a Sr. Analyst, Portfolio Strategy on the Portfolio Transition Services team, you’ll help clients and relationship owners better understand the potential tax, risk, cost, and portfolio considerations involved in transitioning existing holdings into managed investing strategies. This client-facing role combines investment knowledge, analytical thinking, and clear communication to deliver advice to clients that supports informed decision making.

In this role, you’ll gather relevant facts, clarify transition objectives, evaluate portfolio scenarios, and prepare analysis that helps clients assess potential trade-offs, including estimated realized gains or losses, risk considerations, portfolio characteristics, and transition implications. You’ll partner closely with Retail and Advisor Services relationship owners, applying sound judgment and a disciplined documentation approach in a highly regulated environment.

Your impact will come through your ability to translate complex investment analysis into practical, client-ready education while collaborating across teams to support thoughtful outcomes. This is an opportunity to apply your portfolio construction, taxable investing, and managed account knowledge in a role where precision, problem-solving, and trusted partnership are central to success.

What you have

Required Qualifications

• Active FINRA Series 7 license, or ability to obtain within 120 days as a condition of employment.
• Active FINRA Series 66 license, or equivalent, or ability to obtain within 120 days as a condition of employment.
• Strong understanding of portfolio construction, asset allocation, taxable investing, managed account solutions, and portfolio transition considerations.
• Experience working with Financial Consultants, Wealth Advisors, investment professionals, and high-net-worth client scenarios.
• Ability to interpret holdings, tax lot information, cost basis data, portfolio characteristics, and transition analysis outputs.
• Strong written and verbal communication skills, with the ability to translate complex investment analysis into clear, practical, client-ready education.
• Demonstrated judgment, attention to detail, and ability to operate effectively in a highly regulated environment.
• Ability to manage multiple referrals, prioritize work, meet turnaround expectations, and maintain accurate documentation.
• Familiarity with Salesforce, portfolio analysis tools, managed account platforms, or related investment technology.

Preferred Qualifications

• CFP® designation and/or CFA® designation.
• CIMA® designation.
• Bachelor’s degree.
• Experience supporting taxable portfolio transitions, concentrated positions, direct indexing, or separately managed accounts.
• Experience presenting analysis to internal partners, relationship owners, clients, or prospects.
• Ability to collaborate across teams to resolve complex client scenarios, clarify requirements, and improve the end-to-end referral experience.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration - so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance