Sr Analyst, Credit Risk Mgmt

T-Mobile; Frisco (TX); On-site; USD 84,600 - 152,600; Full time

Benefits offered by this job

Competitive base salary and annual bonus

401(k) plan with company match

Medical, dental, and vision insurance

Employee stock grant and purchase plan

Paid time off and holidays

Tuition assistance and college coaching

Mobile service and home internet discounts

Job summary

T-Mobile is seeking a Senior Analyst for its Credit Risk Management team. The ideal candidate will utilize statistical analysis and modeling expertise to inform credit decisions. Key responsibilities include developing predictive models and conducting complex analyses to guide financial policy.

The role requires at least 5 years of experience in quantitative analytics, preferably in finance or related fields. T-Mobile offers a competitive base salary ranging from $84,600 to $152,600, and a variety of benefits including medical insurance and a 401(k) match.

Qualifications

• 5+ years of quantitative analytic modeling experience or comparable process management experience.
• Outstanding computer skills in Excel, Word, and PowerPoint.
• Strong communication, organizational, and presentation skills.

Responsibilities

• Apply statistical segmentation techniques to identify new credit opportunities.
• Perform sophisticated qualitative and quantitative analysis of credit policies.
• Develop predictive financial and analytical models.

Skills

Quantitative analytic modeling experience

Basic proficiency in SQL

Basic proficiency in Python

Basic proficiency in R

Outstanding computer skills in Excel

Strong communication skills

Organizational skills

Presentation skills

Proven time-management skills

Education

BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree

Tools

SAS

Job description

Senior Analyst, Credit Risk Management

Join our dynamic Credit Risk Management team as a Senior Analyst, where you'll apply statistical and analytical skills to identify opportunities, develop predictive models, and influence credit decision‑making across the organization.

Responsibilities

• Apply statistical segmentation techniques to identify new credit opportunities.
• Perform sophisticated qualitative and quantitative analysis of credit policies to ensure financial goals are being met.
• Develop predictive financial and analytical models using appropriate statistical methodologies, including trend and regression analysis.
• Participate in the analysis of new data and statistical products from external vendors.
• Conduct loss forecasting analysis.
• Extract, process, and transform data from multiple disparate sources, including credit bureau and alternative credit data.
• Deliver work output with full adherence to project timelines and deadlines.

Qualifications – Minimum Required

• 5+ years of quantitative analytic modeling experience or comparable process management experience.
• BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree.
• Basic proficiency in SQL, Python, R, or other statistical software packages.
• Outstanding computer skills in Excel, Word, and PowerPoint.
• Strong communication, organizational, and presentation skills.
• Proven time‑management skills and awareness of project‑management methods.

Education – Minimum Required

• Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related field.

Qualifications – Desired

• Graduate degree in a quantitative field.
• Intermediate or higher proficiency in SAS or other statistical/analytical programming languages.
• Prior consumer risk management experience.
• Wireless or telecom experience.

Legal & Compliance

• At least 18 years of age.
• Legally authorized to work in the United States.

Travel: No

DOT Regulated: No

Safety Sensitive Position: No

Compensation

Base Pay Range: $84,600 - $152,600. Corporate Bonus Target: 10%. The actual starting pay will vary within this range based on work location, qualifications, and experience.

Benefits

• Competitive base salary and annual bonus.
• Medical, dental, and vision insurance.
• 401(k) plan with company match.
• Employee stock grant and purchase plan.
• Paid time off and holidays.
• Parental and family leave.
• Family building benefits.
• Back‑up care and childcare subsidy.
• Tuition assistance and college coaching.
• Short‑ and long‑term disability, voluntary AD&D, accident, life, and long‑term care insurance.
• Mobile service and home internet discounts.
• Pet insurance and commuter/transit programs.

Never stop growing! T‑Mobile encourages career growth through a variety of development opportunities.

T‑Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation, or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

We welcome applicants with disabilities and provide reasonable accommodations. For accommodations, please email [e-mail] or call 1‑844‑873‑9500. This channel is not a means to apply for or inquire about a position and we are unable to respond to non‑accommodation related requests.