Spot RWA Calculation and Analysis Sr. Analyst AVP

Citigroup; Charlotte (NC); Hybrid; USD 100,000 - 150,000; Full time

Benefits offered by this job

Hybrid work model

Career development

Benefits package

Volunteer opportunities

Financial wellness

Job summary

Citigroup in Charlotte, NC is seeking a Spot RWA Calculation and Analysis Senior Analyst to ensure the accuracy of Basel RWA reports and capital calculations, with exposure across Finance, Risk, Treasury, and Technology.

You will apply Basel III rules, drive process improvements, and collaborate with cross-functional teams to strengthen controls and data quality for regulatory reporting.

Qualifications

• Minimum 3-6 years of experience in financial services, with a focus on regulatory reporting and capital calculation within a banking environment.
• Knowledge of Basel III capital rules, including RWA calculation methodologies and their application to regulatory reporting.
• Ability to navigate complex organizations, synthesize information from multiple sources, and build consistent, repeatable reporting processes.
• Strong analytical and problem‑solving capability, with the ability to identify data conflicts, resolve discrepancies, and coordinate cross-functional teams to implement solutions.

Responsibilities

• Analyze and submit Basel RWA reports in line with US regulatory requirements, maintaining end-to-end integrity of results and the underlying processes that produce them.
• Apply Basel III subject matter expertise to evaluate business initiatives, new product offerings, and evolving regulatory requirements, ensuring ongoing compliance across all relevant activities.
• Assess RWA outputs to identify discrepancies, respond to regulatory inquiries, and address queries from lines of business with clarity and accuracy.
• Engage cross-functionally with business, technology, and operations stakeholders to remove execution barriers and ensure timely, high-quality delivery of reporting obligations.
• Partner with the Risk and Controls team to maintain and strengthen the internal controls framework governing capital reporting processes.
• Evaluate data architecture and reporting processes for conformance with regulatory rules, proactively identifying and resolving issues at their source.

Skills

Regulatory reporting

Basel III knowledge

Analytical thinking

Cross-functional collaboration

Communication skills

Multi-tasking

Synthesis of information

Education

Bachelor's degree in Finance/Accounting

Master's degree in Finance/Accounting

Tools

SQL

Excel

MIS

Job description

Spot RWA Calculation and Analysis Senior Analyst

Join Citi's Finance Organization as a Spot RWA Calculation and Analysis Senior Analyst, where you will play a key role in ensuring the accuracy and integrity of the firm's Risk Weighted Asset calculations and regulatory capital reporting. Sitting within the Capital Calculations and Reporting team, this role carries high visibility across Finance, Risk, Treasury, and Technology functions. You will apply Basel regulatory expertise to protect the firm's compliance posture while driving continuous improvement in reporting processes and controls.

Responsibilities

• Analyze and submit Basel RWA reports in line with US regulatory requirements, maintaining end-to-end integrity of results and the underlying processes that produce them.
• Apply Basel III subject matter expertise to evaluate business initiatives, new product offerings, and evolving regulatory requirements, ensuring ongoing compliance across all relevant activities.
• Assess RWA outputs to identify discrepancies, respond to regulatory inquiries, and address queries from lines of business with clarity and accuracy.
• Engage cross-functionally with business, technology, and operations stakeholders to remove execution barriers and ensure timely, high-quality delivery of re‑porting obligations.
• Partner with the Risk and Controls team to maintain and strengthen the internal controls framework governing capital reporting processes.
• Evaluate data architecture and reporting processes for conformance with regulatory rules, proactively identifying and resolving issues at their source.

Required Qualifications & Skills

• Minimum 3-6 years of experience in financial services, with a focus on regulatory reporting and capital calculation within a banking environment.
• Knowledge of Basel III capital rules, including RWA calculation methodologies and their application to regulatory reporting.
• Ability to navigate complex organizations, synthesize information from multiple sources, and build consistent, repeatable reporting processes.
• Strong analytical and problem-solving capability, with the ability to identify data conflicts, resolve discrepancies, and coordinate cross-functional teams to implement solutions.
• Clear and effective communication skills, with the ability to translate complex regulatory concepts into accessible insights for senior and non-specialist audiences.
• Ability to manage multiple priorities simultaneously in a fast-paced environment, delivering quality outcomes as part of a collaborative team.
• Bachelor's degree in Finance, Accounting, or a related field.

Beneficial Skills & Qualifications

• Master's degree in Finance, Accounting, or a related discipline.
• Experience with change management or program management in a regulatory or finance reporting context.
• Advanced Microsoft Excel and SQL skills for data querying, analysis, validation, and supporting analytical workflows within reporting environments.
• Exposure to Management Information Systems (MIS) and management reporting tools used in regulatory or capital reporting functions.
• Strategic planning capability, with experience translating forward-looking regulatory developments into actionable process improvements.

What we offer

• Hybrid working model, with 3 days in the office and 2 days working remotely, supporting a balanced and productive work rhythm.
• High-visibility role with direct exposure to senior leaders across Finance, Risk, Treasury, and Technology, accelerating your professional development and network.
• Extensive on-the-job learning and access to structured development pro‑programmes that build both technical and leadership capabilities.
• The opportunity to shape and influence capital reporting processes that directly impact firm-wide regulatory compliance and decision-making.
• A performance-driven environment where your expertise in regulatory capital is recognised and contributes to outcomes that matter at scale.
• Opportunities to engage with the broader community through volunteerism and give back in meaningful ways beyond your day-to-day responsibilities.
• Access to financial wellbeing resources and tools designed to support your long-term personal financial planning.

Job Family Group:

Finance

Job Family:

Capital Calculations and Reporting

Time Type:

Full time

Primary Location:

NC-CHARLOTTE (BALLANTYNE)

Primary Location Full Time Salary Range:

$100,000.00 - $150,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Basel III Capital, Controls Design, Data Analysis, Management Information Systems (MIS), Process Design, Process Execution, Regulatory Reporting, Risk Management Lifecycle, Stakeholder Management.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Sep 25, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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