Specialist - Relationship

TDECU; Houston (TX); On-site; USD 32,000 - 45,000; Full time

Job summary

Texas Dow Employees Credit Union is seeking a Relationship Associate to deliver a memorable Member experience by handling deposits, withdrawals, account servicing, and consumer loan support. You will drive member satisfaction, cross-sell products, and educate clients on digital banking solutions.

Ideal candidates have 1–3 years of customer service experience, a high school diploma or equivalent, and strong interpersonal communication.

Qualifications

• High School Diploma or equivalent required.
• 1-3 years of customer service experience preferred.

Responsibilities

• Process basic and complex teller transactions and balance instruments daily.
• Open and maintain deposit accounts and process loan applications.
• Build consumer loan packages and coordinate title work for funding.
• Own and resolve member issues with timely, friendly service.
• Cross-sell platform products and refer to insurance, investments and mortgage.
• Educate members on digital banking options and assist with tech issues.
• Participate in community development activities.
• Complete mandatory compliance testing and BSA procedures.

Skills

Attention to detail

Interpersonal communication

Customer service

Oral and written communication

Planning and organization

Proactive attitude

Tech troubleshooting

Problem solving

Time management

Ten-key calculator

Education

High School Diploma or equivalent

Additional training preferred

Job description

Position Summary: The Relationship Associate delivers a unique and memorable Member experience aimed at improving Member financial wellbeing through processing account transactions such as deposits and withdrawals, as well as opening, closing and servicing accounts and consumer loans. Fully implements TDECU's Key Plays to create a welcoming Member-centric environment. Acts as the Lobby Engager as assigned. Schedules Member appointments. Actively listens to fully understand each Member's need or situation to recommend and/or implement solutions. Owns Member issues and responds effectively to address and resolve problems. Responsible for providing superior Member Service, ultimately contributing to Net Promoter Score feedback and results.

Essential Duties and Responsibilities:

• Processes basic and complex teller transactions including deposits, withdrawals, check orders, statement printing, stop payments, wire requests, and loan payments in lobby and drive up environments. Supports other teams as work volume indicates. Balances all instruments including cash, check negotiation, and transaction posting daily.
• Opens and maintains deposit accounts including savings, checking, certificates, and specialty accounts. Completes loan applications and underwriting interview process for Members requesting consumer loans.
• Builds consumer loan packages with attention to detail to ensure they are error free. Implements corrections if assigned. Works with Member Specialists to ensure title work packages are correct for funding.
• Problem Resolution: Owns Member issues through resolution. Troubleshoots and resolves inquiries in a timely, friendly and accurate manner. Escalates Member feedback to Management and makes Member call backs to support Net Promoter efforts. Treats Members and Employees with professionalism, courtesy, respect and empathy through challenges. Keeps the TDECU Mission, Vision, and Purpose at the top of mind when dealing with challenging situations.
• Achieves personal sales goals by cross-selling platform products such as checking and savings, credit cards, loans, CDs Money Markets and making partner referrals to insurance, investments and mortgage. Builds and maintains required knowledge of TDECU products and services in order to cross-sell. Utilizes systems to be well-informed about the Member's current relationship with TDECU. Achieve required levels of outbound calls.
• Educates members on emerging and existing credit union technology and digital solutions such as mobile, online, and ATM offerings for their convenience. Troubleshoots basic issues and escalates more complex issues as needed.
• Actively participates in community development activities as assigned in the support of the Credit Union's Mission, Vision, Purpose and Values.
• Completes all mandatory compliance testing on time. Implements processes as required by the Bank Secrecy Act and TDECU policies and procedures.

Minimum Qualifications:

(Education, Licensure, Experience, Knowledge, Skills, and Abilities)

Education:

High School Diploma or equivalent required.

Additional training is preferred

Licensure:

N/A

Experience:

1-3 years of experience is preferred. Previous customer service experience required.

Knowledge, Skills, and Abilities:

• Strong attention to detail even when working with numbers and names in a fast-paced environment
• Demonstrate Strong interpersonal communication such as courtesy, tact, and diplomacy
• Provides world class REAL Service
• With experience, demonstrates and coaches job-required skills and behaviors for newer team members. Serves as a Role Model to Service Associates.
• Innate ability to demonstrate proactive and positive attitude toward members, supervisors, co-workers and the credit union. Maintains positive service approach with Members through challenging situations
• Strong oral and written communication skills; ability to speak and write clearly and effectively
• Dedication to meeting the expectations and requirements of internal and external members
• Ability to effectively prioritize tasks to use time efficiently and to attend to a broad range of activities. Planning and Organization skills
• Ability to generate new and unique ideas as solutions to operational or member service issues, and develop non-traditional ways of doing business
• Must be able to operate a ten key calculator and computer keyboard by touch
• Availability to work with the Credit Union's core business hours. Saturday hours are required in this role.
• Ability to troubleshoot smartphones, tablets, PCs and to assist members with online banking/mobile banking with completion of TDECU training
• Demonstrated ability to understand and resolve problems to the satisfaction of a customer/Member.
• Ability to use feedback for continuous improvement and development.

Physical Demands and Work Environment:

(The physical demands and work environment characteristics described herein are representative of those that must be met by an employee to successfully perform essential functions of this position and/or may be encountered while performing essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

• While performing the essential duties of this position, an employee would frequently be required to stand, walk, and sit.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• The noise level in the work environment is usually moderate.

Disclaimer:

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

Texas Dow Employees Credit Union is an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, protected veteran status, sex, religion, disability, genetic information, national origin or other status protected by federal, state or local law. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.