Specialist III-IC Banking Product Management I

BMO; San Ramon (CA); On-site; USD 90,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Retirement savings plans

Accident and life insurance

Job summary

BMO is seeking a Senior Banking Product Manager in San Ramon, CA, to plan, manage, and oversee IT project implementations for commercial and business lending platforms. You will collaborate with IT, Legal, Risk, and other stakeholders to articulate requirements and deliver measurable benefits.

The role emphasizes data-driven decision making, dashboards, and effective cross-functional coordination to streamline onboarding, loan modification, and review workflows using top tools and Agile

Qualifications

• Bachelor's degree plus five years of experience as a Business Consultant or related occupation managing requirements to develop digital transformation across customer and banker-facing commercial and business lending platforms.
• Master's degree plus three years of experience as a Business Consultant or related occupation managing requirements to develop digital transformation across customer and banker-facing commercial and business lending platforms.
• Experience with lending platforms including nCino and CapitalStream to enable streamlined onboarding for small business, commercial lending, and payments products.

Responsibilities

• Develop and manage requirements to drive digital transformation across banking platforms.
• Disseminate data via dashboards and presentations to executives using Power BI, Tableau, and PowerPoint.
• Collaborate with multiple stakeholders to define requirements and ensure successful lending workflows.
• Write Agile user stories and use Jira/Confluence to manage development work.

Skills

Requirements gathering

Agile

Stakeholder collaboration

Data storytelling

Education

Bachelor's degree in Business Administration, Information Systems, or related field

Master's degree in Business Administration, Information Systems, or related field

Tools

nCino

CapitalStream

FirstData

AFS

Power BI

Tableau

MS PowerPoint

Blaze

Jira

Confluence

Job description

Requirements

Requirements: Bachelor’s degree in Business Administration, Information Systems, or related field (willing to accept foreign education equivalent) plus five (5) years of experience as a Business Consultant or related occupation managing requirements to develop digital transformation across customer and banker-facing commercial and business lending platforms OR Master’s degree in Business Administration, Information Systems, or related field (willing to accept foreign education equivalent) plus three (3) years of experience as a Business Consultant or related occupation managing requirements to develop digital transformation across customer and banker-facing commercial and business lending platforms. Experience must include (quantitative experience requirements not applicable to this section): Utilizing business lending platforms including nCino and CapitalStream to enable streamlined onboarding for small business, commercial lending, and payments products; Automating interfaces between nCino, CapitalStream, FirstData, and AFS to reduce manual work, accelerate loan boarding, and streamline loan modification and review workflows; Building and integrating an auto credit decisioning framework in the lending platform using Blaze to support scalable and data-driven lending strategies; Disseminating data in the form of dashboards and presentations to executives using tools including Power BI, Tableau, and MS PowerPoint; Collaborating with multiple stakeholders for business and commercial lending; and Writing Agile user stories and utilizing Agile methodology using Jira and Confluence.

Salary and Benefits

The salary for this specific position in San Ramon, CA is $157,581,73 per year.

Salary: $90,000.00 - $180,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

Application Information

Application Deadline: 11/25/2026 Address: 2623 Camino Ramon Job Family Group: Customer Solutions BMO Bank N.A. seeks a Specialist III-IC Banking Product Management I to plan, manage, and oversee administration and execution of IT project implementations to ensure projects realize anticipated benefits. Partner and collaborate with heads of various functional disciplines (including IT, Legal, Risk, Compliance, Fraud, etc.) to determine project requirements, create plans for execution, identify significant cross‑functional dependencies, oversee execution performance and analyze results to determine if financial and other objectives are met. Work proactively to elevate and resolve critical issues. Bridge the gap between strategy and implementation and collaborate with digital and IT partners to define strategy and prioritize work. Manage product risks in compliance with legal, regulatory, and risk compliance, and reporting. Develop business cases by identifying needs, analyzing potential options, and assessing expected returns on investment. Design and produce regular and ad hoc reports and dashboards. Support change management of varying scope and type, typically focused on execution and sustainment activities. Monitor key product performance and growth metrics to identify trends and recommend action plans. Lead/oversee management of vendor relationships and external partnerships and provide guidelines for execution. Complete internal and regulatory reporting and attestations. Participate in and evaluate market research and competitive analysis associated with assigned products. Define and implement business cases and strategic roadmaps for banking products and services including project and budget approvals.

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs.

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to [e-mail] and let us know the nature of your request and your contact information.

To find out more visit us at http://jobs.bmo.com/us/en

Note to Recruiters

BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Who we are

BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, we’re focused on building, investing and transforming how we work to drive performance and continue growing the good. We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers.

In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.