Special Assets Operations Analyst

Builders Capital; Fort Lauderdale (FL); Hybrid; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health Insurance

Competitive Compensation

3 weeks paid time off

10 paid holidays

Job summary

Builders Capital is looking for a Special Assets Operations Analyst to manage and administer a portfolio of problem loans in Fort Lauderdale, FL. The candidate will support the Special Assets Group by performing financial and credit analyses while ensuring accurate reporting. A successful applicant should have experience in commercial credit and strong analytical skills. Benefits include health insurance, competitive compensation, and paid time off. This is a full-time exempt position with a flexible working environment.

Qualifications

• 1–3 years of experience in commercial credit or asset management.
• Ability to analyze financial statements and cash flows.
• Experience preparing Problem Loan Reports (PLRs) and credit memos.

Responsibilities

• Monitor and report on Problem Loan Portfolio.
• Coordinate with third-party vendors and stakeholders.
• Underwrite and draft credit requests for submission.

Skills

Commercial credit analysis

Loan servicing

Financial statement analysis

Credit risk assessment

Attention to detail

Microsoft Excel proficiency

Tools

Loan Management Systems (LMS)

Project management tools (Asana)

Job description

We are looking for a Special Assets Operations Analyst to join our team! This role supports the Special Assets Group by monitoring and administering a portfolio of problem loans, performing financial and credit analysis, coordinating with internal stakeholders and third-party vendors, and maintaining accurate reporting and documentation.

What You'll Do:

• Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities:
• Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc.
• Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR).
• Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents.
• Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility.
• Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws.
• Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation.
• Maintain current knowledge of general economic conditions or changing trends that may affect BC assets.
• Underwrite and draft credit requests for submission to management and capital partners.
• Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems.
• Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports.
• Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency.
• Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities.
• Support intake, setup, and ongoing monitoring of assigned Special Assets.
• Other duties as assigned to achieve the goals of the department and BC.

Qualifications:

• 1–3 years of experience in commercial credit, loan servicing, underwriting, asset management, or special assets support.
• Ability to work in either our Ft. Lauderdale, FL, Puyallup, WA, or Cleveland, OH office.
• Exposure to criticized/classified loans, workout situations, or distressed assets preferred.
• Ability to analyze borrower and guarantor financial statements, including spreading financials and basic cash flow analysis.
• Experience assisting with impairment analysis, collateral valuation review, and financial trend analysis.
• Understanding of fundamental credit principles, loan structures, and risk assessment.
• Ability to investigate credit history and evaluate personal and business financial information in accordance with internal policy and applicable regulations.
• Experience preparing or supporting Problem Loan Reports (PLRs), credit memos, and internal management reports.
• Strong attention to detail in compiling, validating, and organizing loan-level data and supporting documentation.
• Ability to maintain standardized reporting templates and documentation to ensure consistency and accuracy.
• Proficiency in Microsoft Excel, including financial models, data analysis, and reporting.
• Experience working with Loan Management Systems (LMS) and workflow/project management tools (e.g., Asana or similar), or ability to learn quickly.
• Strong organizational skills to track tasks, deadlines, and asset-level requirements.
• Detail-oriented, analytical, and well-organized.
• Ability to manage multiple priorities in a deadline-driven environment.
• Strong work ethic with a willingness to take on additional responsibilities to support team objectives.
• High level of professionalism and discretion when handling sensitive information.

Benefits:

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
• National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
• Health Insurance – Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
• Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
• Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
• Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

Builders Capital is an Equal Employment Opportunity (EEO) employer and welcomes all qualified applicants. This is a full‑time exempt position.