Special Assets Consultant - Midland

PNC Financial Services Group, Inc.; Kansas; Hybrid; USD 85,000 - 120,000; Full time

Benefits offered by this job

Health insurance

Dental and vision options

Life insurance for employee and family

Disability protection

401(k) with company match and pension

Job summary

PNC Financial Services Group, Inc. is seeking a Special Assets Consultant to manage mid to high complexity loans and optimize workout strategies. You will analyze cash flows, review documents, and negotiate options to minimize losses while coordinating with internal partners and outside counsel.

The role may be eligible for remote work in select locations, with some in-office participation as needed. A 5+ year background in assets management and corporate finance is preferred, along with

Qualifications

• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
• Specific certifications are often required in this level. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience may be considered.

Responsibilities

• Manages special serviced loans and/or portfolios of customers of mid to high complexity and performs transaction analysis with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio.
• Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses.
• Works with internal and external business partners and borrowers to better secure collateral coverage.
• Adheres to established policies, procedures and regulations.
• Evaluates asset or customer's cash flow, balance sheet, long‑term business plans, and other relevant financial information.
• Performs site inspections for properties managed by special assets.
• Works with internal and external business partners, which may include outside counsel, on negotiations and documentation to mitigate risk.
• May serve as a mentor to peers and conduct team training.

Skills

Asset Management

Capital Management

Cash Flow

Coaching

Competitive Advantages

Corporate Finance

Decision Making

Economic Policy

Equity Trading

Attention to Detail

Analytical Thinking

Credit Analysis

Customer Interaction

Effective Communications

Financial Statement Analysis

Negotiating

Portfolio Management

Problem Solving

Regulatory Environment

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Special Assets Consultant within PNC's Midland organization, you will be based within the PNC Midland footprint. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Manages special serviced loans and/or portfolios of customers of mid to high complexity and performs transaction analysis with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio.
• Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses.
• Works with internal and external business partners and borrowers to better secure collateral coverage.
• Adheres to established policies, procedures and regulations.
• Evaluates asset or customer's cash flow, balance sheet, long‑term business plans, and other relevant financial information.
• Performs site inspections for properties managed by special assets.
• Works with internal and external business partners, which may include outside counsel, on negotiations and documentation to mitigate risk.
• May serve as a mentor to peers and conduct team training.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

• Asset Management
• Capital Management
• Cash Flow
• Coaching
• Competitive Advantages
• Corporate Finance
• Decision Making
• Economic Policy
• Equity Trading Competencies Accuracy and Attention to Detail
• Analytical Thinking
• Credit Analysis and Verification
• Customer Interaction
• Effective Communications
• Financial Statement Analysis
• Negotiating
• Portfolio Management
• Problem Solving
• Regulatory Environment - Financial Services

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry‑relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s)

Benefits

Depending on your eligibility, options for full‑time employees include:

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long‑term disability protection
• 401(k) with PNC match, pension and stock purchase plans
• dependent care reimbursement account
• back‑up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives

In addition, PNC generally provides the following paid time off, depending on your eligibility:

• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• years of service

To learn more about these and other programs, including benefits for full time and part‑time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say \"Workday\" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

About PNC

For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship‑based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. Check out the top reasons to join PNC. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page.