Special Assets Consultant - Midland

Fairygodboss; Dallas (TX); Hybrid; USD 80,000 - 110,000; Full time

Benefits offered by this job

Medical and dental coverage

401(k) with company match

Life insurance and disability coverage

Pension and stock purchase plans

Educational assistance

Job summary

PNC is seeking a Special Assets Consultant to manage challenged loan portfolios and develop workout strategies in a Midland-based role with potential for select remote work. You will analyze financial data, negotiate terms, and collaborate with internal and external partners to minimize losses while safeguarding collateral.

The role requires reviewing financial statements, performing site inspections, and mentoring teammates as needed.

Qualifications

• Asset management and financial analysis experience.
• Ability to evaluate cash flows, balance sheets and business plans.
• Experience negotiating workouts and mitigating risk.

Responsibilities

• Manage special serviced loans or portfolios of mid-to-high complexity.
• Gather financial data, prepare analyses and develop workout strategies.
• Negotiate workout options with customers to reduce risk and losses.
• Coordinate with internal/external partners and counsel to secure collateral.
• Mentor peers and conduct team training as needed.

Skills

Asset Management

Capital Management

Cash Flow

Coaching

Competitive Advantages

Corporate Finance

Decision Making

Economic Policy

Equity Trading

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) [position title] within PNC's [name of division] organization, you will be based in [city/state location of position].

Job Profile

As a Special Assets Consultant within PNC's Midland organization, you will be based within the posted locations on this requisition. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home‑based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Manages special serviced loans and/or portfolios of customers of mid to high complexity and performs transaction analysis with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations.
• Evaluates asset or customer's cash flow, balance sheet, long-term business plans, and other relevant financial information. Performs site inspections for properties managed by special assets.
• Works with internal and external business partners, which may include outside counsel, on negotiations and documentation to mitigate risk. May serve as a mentor to peers and conduct team training.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused – Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk – Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Asset Management, Capital Management, Cash Flow, Coaching, Competitive Advantages, Corporate Finance, Decision Making, Economic Policy, Equity Trading

Competencies

Accuracy and Attention to Detail, Analytical Thinking, Credit Analysis and Verification, Customer Interaction, Effective Communications, Financial Statement Analysis, Negotiating, Portfolio Management, Problem Solving, Regulatory Environment - Financial Services

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Application Window

Generally, this opening is expected to be posted for two business days from 07/12/2026, although it may be longer with business discretion.

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long‑term disability protection
• 401(k) with PNC match
• pension and stock purchase plans
• dependent care reimbursement account
• back‑up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives

In addition, PNC generally provides the following paid time off, depending on your eligibility:

• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• and years of service

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include 'accommodation request' in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.