Solution Architect (P&C insurance domain)

EPAM Systems; San Jose (CA); Remote; USD 143,000 - 185,000; Full time

Benefits offered by this job

Health Insurance

HSA

FSA

Disability

Life Insurance

EAP

LinkedIn Learning

401(k)

Paid Time Off

Paid Holidays

Stock Purchase

Annual Bonus

LTI Program

Job summary

EPAM Systems, Inc. is seeking a Solution Architect to shape a greenfield Commercial Lines insurance platform with focus on property, underwriting, rating, policy administration, carrier management, and external integrations.

You will define the target-state architecture and deliver governance artifacts for engineering teams to implement. This hands-on role collaborates with Product, Underwriting, Actuarial, Engineering and Data Engineering to produce ADRs, API contracts, and data models, while

Qualifications

• 8+ years solution/enterprise architecture with a greenfield microservices platform end-to-end.
• P&C insurance domain experience, Commercial Lines preferred.
• Event-driven architecture in production using Kafka or equivalent.
• API design at contract level with OpenAPI 3.1 and versioning.
• Data architecture for regulated financial transactions and immutable ledgers.
• Experience with reinsurance/quota share or AMS/clearinghouse platforms is a plus.

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service.
• Design the event-driven backbone, including domain event models and schemas.
• Author OpenAPI 3.1 specifications for inter-service APIs.
• Design the insurance data model with account/policy/coverage hierarchies.
• Enforce separation between Rating and Rules services.
• Produce architecture artifacts like ADRs, API contracts, and data models.

Skills

Enterprise/Solution Architecture

P&C insurance domain

Event-driven architecture

API design

Tools

Kafka

OpenAPI 3.1

Azure

.NET

SQL Server

Job description

We are building a greenfield Commercial Lines insurance platform with an initial focus on Commercial Property. The platform is designed as a modern microservices-based ecosystem supporting underwriting, rating, policy administration, carrier management, and third-party integrations.

The Solution Architect will report into Enterprise/Solution Architecture and work closely with Product, Underwriting, Actuarial, Engineering, and Data Engineering teams. This is a hands-on architecture and governance role responsible for defining the target-state architecture and producing architecture deliverables that engineering teams will build against.

Req.#1119126031

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service

• Design the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semantics

• Author OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against them

• Design the commercial insurance data model, including the Account → Applicant → Policy → Coverage → Location → Building → Unit/Exposure hierarchy and NAICS-specific exposure schema extensions

• Design the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levels

• Enforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic)

• Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation models

• Define integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrations

• Drive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO ≤15 minutes, RTO ≤4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database access

• Produce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data models

Requirements

• 8+ years solution/enterprise architecture, with at least one greenfield microservices platform shipped end-to-end (design through production)

• P&C insurance domain experience, ideally Commercial Lines (account/policy/coverage hierarchies, rating engines, underwriting rules engines). Personal Lines-only background is a gap, not a disqualifier, but must be paired with fast ramp capacity

• Event-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offs

• API design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility discipline across independently deployable services

• Data architecture for regulated, auditable financial transactions – immutable ledgers, effective-dating, reconciliation jobs, NUMERIC precision handling

• Direct experience with reinsurance/quota share, bordereaux reporting, or multi-carrier allocation is a strong plus, not a hard requirement

• Experience integrating IVANS, EZLynx, or similar AMS/clearinghouse platforms

Nice to have

• Experience with Microsoft Azure, .NET, and SQL Server

We offer

• Medical, Dental and Vision Insurance (Subsidized)

• Health Savings Account

• Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)

• Short-Term and Long-Term Disability (Company Provided)

• Life and AD&D Insurance (Company Provided)

• Employee Assistance Program

• Unlimited access to LinkedIn learning solutions

• Matched 401(k) Retirement Savings Plan

• Paid Time Off – the employee will be eligible to accrue 15-25 paid days, depending on specific level and tenure with EPAM (accrual eligibility may change over time)

• Paid Holidays - nine (9) total per year

• Legal Plan and Identity Theft Protection

• Accident Insurance

• Employee Discounts

• Pet Insurance

• Employee Stock Purchase Program

• If otherwise eligible, participation in the discretionary annual bonus program

• If otherwise eligible and hired into a qualifying level, participation in the discretionary Long-Term Incentive (LTI) Program

This Remote Position Cannot be Performed in New York City.

This posting includes a good faith range of the salary EPAM would reasonably expect to pay the selected candidate. The range provided reflects base salary only. Individual compensation offers within the range are based on a variety of factors, including, but not limited to: geographic location, experience, credentials, education, training; the demand for the role; and overall business and labor market considerations. Most candidates are hired at a salary within the range disclosed. Salary range: $143,000 - $185,000. In addition, the details highlighted in this job posting above are a general description of all other expected benefits and compensation for the position.

In accordance with the LA County Fair Chance Ordinance, you may find a copy of the Notice containing a summary of the Ordinance’s key provisions here: Concept FCO Posting 8 27 24 (lacounty.gov)

EPAM Systems, Inc. is an equal opportunity employer. We recognize the value of diversity and inclusion in creating success for our customers, business partners, shareholders, employees and communities. We are committed to recruiting, hiring, developing and promoting employees without discrimination. As a global employer, this commitment includes complying with all laws in the countries in which we operate. Nevertheless, we believe equal employment practices should not be limited to what the law requires. Equal opportunity and inclusion are essential to motivate, empower and recognize the best in everyone.

At EPAM, employment actions are based on individual qualifications, without regard to race, color, religion, creed, gender, pregnancy status, sexual orientation, gender identity, gender expression, marital or familial status, national origin, ancestry, genetics, age, disability status, veteran status, citizenship status when otherwise legally able to work, or any other characteristic protected by law.