Software Engineer - Recent Grad

EngRadar; San Francisco (CA); On-site; USD 100,000 - 140,000; Full time

Job summary

EngRadar, operating as Kikoff, is a fintech startup in San Francisco seeking a Software Engineer who recently graduated. You will contribute to a Ruby on Rails backend on AWS and work with ReactJS on the frontend and Flutter for mobile. This role emphasizes ownership, learning, and impact on consumer financial tools.

We value internships and open-source contributions; familiarity with our stack is a plus. Join a fast-paced team building products that empower millions to build credit and manage

Qualifications

• B.A./B.S./M.S. or strong CS fundamentals.
• Expertise in Rails, cloud infra, ReactJS or Flutter.
• 2+ years of industry experience or equivalent.
• Passion for early-stage products and startups.
• Desire to form strong professional bonds with coworkers.

Skills

Rails

ReactJS

Flutter

Cloud infrastructure

CS fundamentals

Education

B.A./B.S./M.S. or strong CS fundamentals

Job description

EngRadar / Kikoff

Software Engineer - Recent Grad

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security.

San Francisco Posted today fintech

Kikoff: The Fintech Powering Financial Security at Scale

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.

We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

Why Kikoff

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

Calling all new grad and junior software engineers who are looking for fast personal and career growth in consumer fintech. Skip the bureaucracy of a big company and work with a seasoned startup product and engineering team. We balance best practices from our experience in post-IPO companies with the familiar intuition that comes from pre-IPO zero-to-one work.

Our mission is to create fair, effective, and simple financial pathways to help 100M Americans reach their financial goals. Investors include Lightspeed, Coatue and GGV. Founders are serial entrepreneurs who co-founded and served as C-suite executives at 3 FinTech unicorns.

Our backend is written in Ruby on Rails on AWS, using lots of vanilla infrastructure. Our frontend and mobile apps are written in ReactJS on Vercel and Flutter. Strong internships and general open-source experience are necessary, but familiarity with our particular stack is preferred.

Requirements

• B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
• Expertise in Rails, cloud infrastructure, ReactJS, or Flutter
• 2+ years of industry experience or equivalent
• Passion for early stage products and startups
• Desire to form strong professional bonds with coworkers