Software Engineer - Mercury Command

Mercury; San Francisco (CA); On-site; USD 122,000 - 176,000; Full time

Job summary

Mercury is building the future of banking technology. We are seeking a Backend/Full-Stack Engineer to help evolve Command, our LLM-powered financial assistant, and to design, build, and ship new capabilities that customers love.

You will work with experienced product and AI engineers, maintain ownership, and contribute in a fast-paced startup environment focused on quality and user-centric design.

Qualifications

• 1–4 years of backend or full-stack development experience.
• Interest in learning Haskell, React, TypeScript, and Redux.
• Experience building LLM powered products.
• Builder with a product mindset and experience shipping new products.
• Empathizes with users and builds lovable products.
• Balances tradeoffs and finds creative solutions to problems.
• Actively uses AI tools to accelerate development and improve code quality.

Responsibilities

• Ship new capabilities users love.
• Own the product and help design and ship new Command skills.
• Partner with product and compliance teams to define what "working correctly" means and build tests.
• Join a small, experienced team of product and AI engineers building Mercury's future.
• Navigate ambiguity in a scrappy startup environment.

Skills

Backend development

Full-stack development

Haskell

React

TypeScript

Redux

LLM products

Product-minded

User empathy

AI tooling

Job description

In 1965, an engineer in Scotland was given a mundane task with a tricky problem to it - banks wanted to close on Saturdays and still serve customers, but they didn’t know how to solve authentication of the right user. James Goodfellow, working at Smiths Industries, uncovered the insight that you needed something you have (a card) and something you know (a PIN). Because someone told him they could only remember 4 digits instead of his proposed 6, today over 3 million ATMs use a card+4 digit PIN over 60 years later.

Like the ATM, Mercury is building technology that pushes forward financial interfaces for the long term. Command is Mercury's LLM-powered financial assistant, launched to all customers in June 2026. It lets users understand their finances and take action in plain language, from asking about cash flow to sending payments, issuing cards, and managing invoices. With the product now in customers' hands, the work is to evolve it, extend its capabilities, and find new ways to leverage LLMs to give Mercury customers a more powerful banking* experience.

What You'll Do:

• Ship new capabilities users love
• Feel a strong sense of product ownership and actively seek responsibility – help design and ship new Command skills
• Partner with product and compliance teams to define what "working correctly" means for each new capability, then build the tests that prove it
• Join a small but mighty team of experienced product and AI engineers building the future of Mercury
• This list is illustrative. Command is a product in motion and priorities will shift as we learn. The right person should be comfortable working in ambiguity, in a scrappy startup environment

The Ideal Candidate:

• Has 1-4 years of backend or full-stack development experience, with knowledge of or excitement to learn Haskell, React, TypeScript, and Redux
• Experience building LLM powered products
• A builder who is passionately product-minded and has experience building and shipping new products
• Empathizes with users and can channel their perspective to build lovable products
• Can balance tradeoffs and find creative solutions to accomplish goals
• Actively incorporates AI tools into their workflow and is excited about leveraging them to amplify their impact — whether that's accelerating development, improving code quality, or finding creative solutions to hard problems

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

Total Rewards

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees (any location):

$122,400—$176,000 USD

Canadian employees (any location):

$115,700—$166,399 CAD