Software Engineer, Lead

TCC Toyota Motor Credit Corporation Company; Plano (TX); On-site; USD 140,000 - 200,000; Full time

Benefits offered by this job

Health care and wellness plans

Tuition reimbursement

Team Member Vehicle Purchase Discount

401(k) with company match

Paid holidays and PTO

Relocation assistance

Job summary

Toyota Financial Services is seeking a Senior Lead Software Engineer to drive architecture, design, delivery and technical excellence across dealer experience platforms. This hands‑on role emphasizes rapid POCs, feasibility validation and pragmatic, code‑driven guidance.

You will lead architecture decisions, collaborate with partners and mentor engineers to raise the bar on quality and delivery across complex, distributed systems.

Qualifications

• Bachelor’s degree required.
• “10+ years” of software engineering on large‑scale distributed systems.
• Hands‑on ability to perform rapid technical assessments and write code.
• Experience with third‑party vendors and integration approaches.
• Expertise in Java, Spring Boot, Spring Cloud, and microservices.
• Proficient with AWS cloud native deployment (ECS, Fargate, IAM, VPC).
• Designing event‑driven architectures for pricing/incentives/credit workflows.
• Observability using Splunk and Dynatrace.
• Front end and data experience for rapid prototypes.
• AWS Solutions Architect certification is a bonus.
• Experience in automotive or financial services ecosystems.
• Familiarity with AI/ML integrations (Bedrock) a plus.
• Platform modernization / large‑scale transformations.

Responsibilities

• Lead system design and architecture for distributed platforms.
• Perform rapid technical assessments and write validate code.
• Collaborate with vendors to evaluate integration approaches.
• Work with engineering and product on solution direction.
• Translate concepts into practical technical approaches.
• Identify risks and tradeoffs early.
• Support decisions with hands‑on experimentation and analysis.
• Communicate findings to technical and business stakeholders.
• Champion AI assisted engineering tools to boost productivity.
• Mentor engineers on design, code quality and operations.

Skills

Java

Spring Boot

Spring Cloud

Microservices

AWS

ECS

Fargate

IAM

VPC

Event‑driven

Observability

Splunk

Dynatrace

Frontend

Data experience

AWS Solutions Architect

Education

Bachelor’s degree in Computer Science or related field

Tools

Splunk

Dynatrace

Job description

Overview Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us. An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company‑ delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best‑in‑class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment‑based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration‑related employment (e.g., H‑1B, O‑1, E‑3, H‑1B1, TN, F‑1 OPT, F‑1 STEM OPT, F‑1 CPT, ‘job flexibility benefits’ [also known as I‑140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Who we’re looking for

Toyota Financial Services is seeking a Senior Lead Software Engineer to play a critical role in driving architecture, design, delivery and technical excellence across dealer experience platform. This is a hands‑on engineering role focused on rapid proof‑of‑concepts, technical evaluation, and solution design. The role supports architecture by turning ideas into working prototypes, assessing feasibility, and helping guide technical direction through practical experimentation and code‑based validation.

What you’ll be doing

• Lead system design and architecture with microservices and event‑driven architecture for complex, distributed platforms supporting consumer/ dealer portals, origination systems, pricing and credit decisioning engines, and downstream consumers using modern cloud native platforms
• Perform rapid technical assessments of tools, patterns, and solutions
• Write code to validate ideas and demonstrate feasibility
• Collaborate with third‑party vendors and external partners to evaluate capabilities, define integration approaches, and assess technical feasibility.
• Collaborate with engineering and product on solution direction
• Translate high‑level concepts into practical technical approaches
• Identify risks, tradeoffs, and implementation considerations early
• Support design decisions with hands‑on experimentation and analysis
• Communicate findings and recommendations clearly to technical and business stakeholders
• Champion the use of AI assisted engineering tools to improve developer productivity and delivery quality.
• Coach and mentor engineers on system design, code quality, and operational excellence building strong technical depth across the team.

What You Bring

• Bachelor’s degree in Computer Science, Engineering, or a related field.
• 10+ years of software engineering experience, with demonstrated experience on large‑scale, distributed systems.
• Hands‑on ability to perform rapid technical assessments, evaluate tools and solution options, and write code to validate ideas and feasibility.
• Experience collaborating with third‑party vendors and external partners to assess technical fit, define integration approaches, and drive POCs.
• Deep hands‑on expertise with Java, Spring Boot, Spring Cloud, and microservices architectures.
• Strong experience designing and deploying cloud‑native applications on AWS, including ECS, Fargate, IAM, and VPC.
• Proven ability to design and operate event‑driven architectures for pricing, incentives, and credit workflows.
• Solid understanding of observability and operational excellence, using tools such as Splunk and Dynatrace.
• Good front end and data experience to drive quick prototypes independently.
• Added bonus if you have AWS Solutions Architect (Associate or Professional) certification.
• Experience working within automotive or financial services ecosystems, especially dealer‑centric platforms.
• Familiarity with Amazon Bedrock or AI/ML integrations for automation, decisioning, or developer productivity.
• Background in driving platform modernization or large‑scale system transformations.

What we’ll bring

• A work environment built on teamwork, flexibility, and respect
• Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption, childcare, schools and more
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
• Relocation assistance (if applicable)

Belonging at Toyota Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.

Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.

Have a question, need assistance with your application or do you require any special accommodations? Please send an email to [e-mail].

At Toyota, we don’t just have a vision, but a group of talented, dedicated people who work hard every day to turn that vision into reality. Our mission is to build a future where everyone has the freedom to move. We believe that nothing is impossible. We have big dreams and persevere through any obstacles. We work together to create the future of mobility and make the world a better place.

Career Possibilities:

Toyota is a place for people who dream big and are determined to make those dreams a reality. We encourage innovation and look for people who will challenge the status quo in order to make the world a better place. We thrive on teamwork and collaboration and know diverse backgrounds, experiences and perspectives are not only the right thing for our people, they are a business imperative.

Together, we’re empowered to forge our own paths — to be agile, curious and embrace a growth mindset and immerse ourselves in situations to gain new perspectives and to inspire bold, innovative ways of thinking and working. Our success as a company is directly tied to our team members’ success, and our collective ability to give back to society through an unwavering commitment to delight our customers and make people’s lives better.

If you want to be part of the next‑generation of innovations that help keep the world moving, then join us. And let’s start our impossible, together.