Software Engineer III

JPMorganChase; Palo Alto (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase seeks a Software Engineer III to design, build, and enhance the API Platform that powers our API developers. You will collaborate with tech leads, product managers, and designers on end-to-end solutions while raising the bar for security, scalability, and reliability across cloud-native stacks.

This role emphasizes hands-on coding, mentoring, and shaping architecture in a fast-paced, agile environment. You will influence how applications deliver value to customers and partners.

Qualifications

• 3+ years of professional software engineering experience.
• Hands-on design, development, testing, and operations.
• Experience with API platforms and end-to-end API stack security.
• Ability to work with multiple stacks and communicate with stakeholders.

Responsibilities

• Solve business-critical problems with engineers, PMs, and designers.
• Identify and reduce technical debt to improve quality.
• Communicate clearly with stakeholders and lead customer discussions.
• Develop secure, high-quality production code and review peers.
• Guide product design and architecture decisions with technical leadership.
• Serve as a subject matter expert in API platforms or related areas.
• Contribute to engineering best practices and SDLC tools adoption.
• Leverage AI-assisted coding tools to boost quality and speed.
• Apply SDLC tooling knowledge to improve automation value.

Skills

Java

Spring Boot

REST

Microservices

RDBMS/NoSQL

Cloud Native

DevOps

TDD

AI-assisted tools

Education

Software engineering fundamentals

Tools

Docker

Kubernetes

AWS

Job description

Job Description

Be an integral part of an agile team that continually pushes boundaries to enhance, build, and deliver top-tier technology products.

As a Software Engineer III at JPMorgan Chase within the Consumer & Community Banking API Marketplace team, you will play a pivotal role in designing, building, and enhancing the API Platform that empowers our API developers. We seek engineers with a broad technical perspective and a passion for solving complex challenges using expertise across multiple disciplines. In this role, you will manage end-to-end problem-solving, advocate for effective solutions across diverse technology stacks, and help promote significant business value for our customers through robust API offerings.

Job Responsibilities

• Brings discipline and creativity to solve business-critical problems, working with tech leads, product managers, and designers to bring outcomes to fruition
• Identifies opportunities to remove technical debt and works to improve the quality of engineering deliverables
• Clearly communicates with stakeholders and is comfortable leading discussions with customers
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Drives decisions that influence product design, application functionality, technical operations, and processes, providing leadership grounded in technical expertise and effective communication
• Serves as a function-wide subject matter expert in one or more areas of focus
• Actively contributes to the engineering community as an advocate for firmwide frameworks, tools, and practices of the Software Development Life Cycle
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.

Required Qualifications, Capabilities, And Skills

• Formal training or certification on software engineering concepts and 3+ years applied experience.
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Hands-on programming/application development experience utilizing Java, Spring Boot, REST, Microservices, RDBMS and NoSQL databases, Cloud Native, Agile, DevOps, and TDD
• Recent experience with a cloud platform such as AWS, and utilization of container technologies such as Docker and Kubernetes
• Prior experience in building or using API Platforms, with deep expertise in one or more areas of the end-to-end API stack, including cloud connectivity, network diagnosis, resilient systems, API security, authentication/authorization, API gateways, and API design spanning specification, standards, documentation, and governance. See qualifications below.
• Advanced knowledge of software applications and technical processes, with considerable in-depth expertise in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Ability to tackle design and functionality problems independently with little to no oversight
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices.

Preferred Qualifications, Capabilities, And Skills

• Deep understanding of networking and connectivity, including diagnosing network latencies, DNS behavior, cloud connectivity, and content delivery networks
• Strong knowledge of API security, including transport-level security, payload encryption, signature algorithms, certificate management, OAuth, and DDoS protection
• Experience designing highly scalable and resilient software systems on public cloud platforms such as AWS, utilizing various resiliency design principles and practices
• Expertise in API developer specifications, standards, and documentation, with prior experience driving adoption of best practices at scale
• Familiarity with modern front-end technologies (e.g., React) is a plus

FEDERAL DEPOSIT INSURANCE ACT

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.