Software Engineer II, Backend (Post-Transaction)

Jackalope Digital LLC; Northern (KY); Hybrid; USD 146,000 - 225,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm is a remote-first fintech company building honest, flexible credit. We’re seeking a backend software engineer with 1.5+ years of experience to design, develop and deploy reliable systems that power post-transaction workflows.

You’ll use Python or Kotlin, and work with AWS, MySQL and Kubernetes, writing well-tested, extensible code. Collaborate with product, design and analytics to ship features at scale and own your growth through clear communication.

Qualifications

• 1.5+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems; proficient in Python or Kotlin.
• Familiar with distributed systems; knowledgeable in AWS, MySQL and Kubernetes.
• Capable of turning business problems into multi-component solutions with well-tested, extensible code.
• Comfortable navigating large code bases and reviewing others’ code.

Responsibilities

• Break down projects into tasks; deliver in phases and collaborate to ensure timely delivery.
• Collaborate with product, design & analytics to articulate constraints and trade-offs.
• Support operations and availability; monitor metrics and participate in on-call efforts.
• Contribute to team growth through involvement in interview processes.

Skills

Backend systems

Python or Kotlin

Distributed systems

AWS

MySQL

Kubernetes

Code reviews

Communication

Growth mindset

Education

Bachelor’s degree or equivalent practical experience

Tools

AWS

MySQL

Kubernetes

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The affirm Card is one of the company's fastest-growing products and an increasingly significant contributor to overall platform GMV. Our team owns everything that happens after a card transaction settles. We build and operate the systems that keep customer accounts accurate and resolve issues when something goes wrong after a transaction, working closely with the teams that own card issuing, transaction processing, and money movement.

As affirm continues to expand its card offerings, the volume and complexity of post-transaction interaction continues to grow. You will work on systems that directly determine whether customers get accurate resolutions and timely communications after a card transaction, collaborating closely with product, compliance, and cross-functional partner teams. This is a unique opportunity to help shape the customer-facing outcomes of one of affirm's most strategic and fastest-growing products while solving complex engineering challenges at scale.

What You'll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - L

Equity Grade - USA 6

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA Pacific base pay range (CA, WA, NY, NJ, CT): $165,000 - $225,000 USD.

USA Sapphire base pay range (all other U.S. states): $146,000 - $206,000 USD.

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.