Software Engineer, Full Stack

Plaid Inc.; San Francisco (CA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Equity

Commission-based incentives

Comprehensive benefits

Job summary

Plaid Inc. is seeking a Fullstack Software Engineer to design and build scalable backend services and intuitive frontend experiences.

You will work across the stack and own parts of the architecture, collaborating with product managers, designers, and other engineers to ship reliable, secure software that millions of users rely on. You’ll balance backend API development (60-70%) with frontend work (30-40%), use modern JavaScript frameworks, and contribute to code quality, testing, and

Qualifications

• 2-4 years of full-stack development experience.
• Proficient in HTML, CSS, JavaScript and modern frameworks.
• Experience with one or more programming languages such as Python, Java, Go, or Node.js.
• Experience with MySQL or other relational databases.
• Experience working with microservices and API design.

Responsibilities

• Design & Development: Design, develop and maintain both frontend and backend components.
• Majority Backend Focus (60-70%): Develop APIs and services, focusing on scalability, security and performance.
• Frontend Focus (30-40%): Build user-friendly frontend experiences with modern JS frameworks.
• Collaboration: Work with product managers, designers and engineers to implement features.
• Code Quality: Write clean, maintainable, efficient code.
• Testing & Debugging: Create automated tests, troubleshoot and resolve issues.

Skills

Full-stack development

HTML/CSS/JavaScript

Python/Java/Go/Node.js

MySQL / relational databases

Microservices

API design

Ownership mindset

Customer empathy

Job description

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.

Plaid’s mission is to unlock financial freedom for everyone by making money movement and access to financial data simple and secure. As a Fullstack Software Engineer, you will design and build the systems and experiences that power how millions of people connect to their finances.

You will work across the stack, building scalable backend services and APIs while also crafting intuitive, high-quality frontend experiences that bring those systems to life. This role is ideal for engineers who enjoy switching between backend problem-solving and frontend user experience work, and who are excited to grow their impact across both.

You will collaborate closely with product managers, designers, and other engineers to ship products that are reliable, secure, and delightful to use. At Plaid, engineers take ownership early, contribute to architectural decisions, and see their work reach millions of users.

Responsibilities:

• Design & Development: Design, develop and maintain both frontend and backend components

• Majority Backend Focus (60-70%): Develop APIs and services, focusing on scalability, security and performance.

• Frontend Focus (30-40%): Build delightful experiences using modern JavaScript frameworks and libraries.

• Collaboration: Work closely with product managers, product designers and other stakeholders to define and implement new features that meet product and customer needs.

• Code Quality: Write clean, maintainable and efficient code.

• Testing & Debugging: Develop automated tests to ensure the quality and reliability of the codebase. Troubleshoot and resolve issues.

Qualifications:

• 2-4 years of experience in full-stack development.

• Working knowledge of HTML, CSS, Javascript and modern frameworks and libraries.

• Working knowledge of one or more programming languages such as Python, Java, Go, or Node.js.

• Experience MySQL or other relational databases.

• Experience working with microservices

• Experience with API design.

• Excellent coding and testing skills.

• High ownership. You are excited to roll up your sleeves and figure things out that don’t have precedent at Plaid.

• Customer empathy. You want to be face to face with customers to understand their needs and design Investments products together.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [e-mail].

Please review our Candidate Privacy Notice here.

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.