Software Engineer, Finance Engineering

Apple Inc.; San Francisco (CA); On-site; USD 185,000 - 325,000; Full time

Benefits offered by this job

Medical and dental

Employee stock program

Relocation assistance

Discretionary bonuses

Tuition reimbursement

Job summary

Apple Inc. in San Francisco is seeking a Senior Software Engineer to build and operate backend services for a secure, auditable transaction platform. You will own APIs, data models, and orchestration across the transaction lifecycle.

You will collaborate with Finance, Controllership, and Accounts Payable to deliver scalable, reliable systems while mentoring engineers and driving architectural excellence.

Qualifications

• B.S. in CS/CE or related field, or equivalent professional experience.
• 8 years of professional software development experience.
• 6 years with Java, concurrency, memory management, and performance optimization.
• 8 years with OOP, data structures, algorithms, and design patterns.
• 6 years building production apps with the Spring ecosystem and microservices.

Responsibilities

• Design, build, and operate backend services across the transaction lifecycle.
• Create APIs for AI agents: contracts, inputs/outputs, idempotent ops.
• Implement agent workflows in production: orchestration, memory, validation.
• Build operator surfaces: queues, review, audit trails and APIs.
• Model and evolve the platform's data layer with canonical docs and events.
• Write business logic as configurable rules rather than hard-coded branches.
• Own production readiness: instrumentation, alerting, on-call, cost.
• Mentor engineers and uphold code quality through reviews.

Skills

Java concurrency

OOP principles

Spring ecosystem

API design

Distributed systems

Education

Bachelor's degree in Computer Science or related field

Tools

Spring Boot

Spring MVC

Spring Security

Spring Data

Spring Cloud

Kafka

RabbitMQ

OpenAPI/Swagger

Protobuf

Elasticsearch/OpenSearch

Job description

San Francisco Bay Area, California, United States Software and Services

Do you want to help build some of the largest and most consequential enterprise and customer technology systems in the world? Join Apple’s Information Systems and Technology (IS&T) organization. IS&T is the engine behind everything Apple does for customers and for the people who build for them. It’s Apple’s central nervous system. Supporting 2.5 billion active Apple devices, processing billions of secure transactions, and keeping the technology that defines modern life running flawlessly, IS&T makes the impossible feel effortless. G&A Solutions Engineering (GSE) is IS&T's dedicated technology partner for Apple's general and administrative functions — including people, finance, facilities, legal, and security. The team builds and delivers integrated technology solutions that keep these functions running efficiently and securely at global scale. GSE also works closely with business teams to develop custom tools that improve productivity and bring greater automation and consistency to G&A operations across Apple.

Description

Most financial systems record what happened. We are building one that reasons — where AI agents interpret business intent, validate and enrich transactions, route approvals, match documents, and resolve exceptions, with humans in the loop by policy rather than by default. As a Senior Software Engineer, you will build the services that make that possible: the transaction pipeline, the sub-ledger, the orchestration layer, the tool APIs agents call, and the interfaces finance operators use to supervise and correct agent work. You will work across the stack with a backend center of gravity — the majority of your time in distributed services and data, and real ownership of the APIs and operator-facing surfaces that sit on top of them. You will work closely with the platform architect and with Finance, Controllership, and Accounts Payable partners. Correctness matters here in a way it doesn't in most systems: the code you write moves money, and it gets audited.

Responsibilities

• Design, build, and operate backend services across the transaction lifecycle — ingestion, validation, enrichment, matching, approval routing, position tracking, settlement, and reconciliation.
• Build the tool and function APIs that AI agents act through: clean contracts, structured inputs and outputs, idempotent operations, and safe failure behavior when an agent gets something wrong.
• Implement agent workflows in production — graph-based orchestration, context assembly and retrieval, memory, structured output validation — and the evaluation harnesses that keep them honest as models and prompts change.
• Build the operator-facing surfaces that make agent work reviewable: exception queues, match and approval review, audit trails, and the APIs behind them.
• Model and evolve the platform's data layer — canonical transaction documents, event streams, sub-ledger balances — with the schema discipline and migration care that financial data demands.
• Write the business, matching, and accounting logic as versioned configuration rather than hard-coded branches, so finance teams can change behavior without a deploy.
• Own correctness in your services: immutable event history, exactly-once settlement, duplicate detection, reconciliation, and the audit lineage SOX controls depend on.
• Own your services in production — instrumentation, alerting, on-call, and the performance and cost characteristics of what you build.
• Raise the bar around you: thorough code and design review, tests that catch real defects, clear technical writing, and mentorship of engineers earlier in their careers.

Minimum Qualifications

• B.S. in Computer Science, Computer Engineering, or a related technical field, or equivalent professional work experience.
• 8 years experience developing software in a professional capacity.
• 6 years experience with Java, including mastery in concurrency, memory management, and performance optimization techniques.
• 8 years working with OOP principles, data structures, algorithms, and software design patterns (e.g. GoF), with a proven focus on implementing testable, maintainable, and extensible backend code.
• 6 years experience building production applications with the Spring ecosystem (e.g. Spring Boot, Spring MVC, Spring Security, Spring Data, Spring Cloud, etc.), including mastery in dependency injection, auto-configuration, reactive programming with WebFlux, and designing microservices using Spring-based patterns.
• 6 years experience designing, implementing, and shipping high-scale, high-performance, highly available, fault-tolerant, and secure cloud-based distributed systems.

Preferred Qualifications

• 6 years experience in API design and implementation, including mastery in RESTful API principles, gRPC, GraphQL, contract-first design (e.g. OpenAPI/Swagger, Protobuf, etc.), API versioning strategies, gateway patterns, rate limiting, and designing APIs for backward compatibility and long-term evolution.
• 6 years experience using relational (e.g. Oracle, Postgres, MySQL, etc.) and NoSQL (e.g. Cassandra, MongoDB, etc.) databases, including mastery in schema design, query optimization, performance tuning (e.g. execution plan analysis, indexing strategy, and query rewriting), and understanding of database transaction foundations across systems.
• 6 years experience with Natural Language Processing and Generative AI systems, including Large Language Models (LLMs), Retrieval Augmented Generation (RAG) architectures, embedding pipelines, vector databases (e.g. Pinecone, Weaviate, pgvector, etc.), fine-tuning, and prompt engineering for production applications.
• Track record of leading software projects that span multiple, distributed teams as a tech lead (TL), while mentoring senior-level software engineers.
• Hands‑on experience leveraging GenAI coding tools (e.g., Claude, Copilot, Codex) to accelerate the software development lifecycle, enhance code quality, and streamline debugging and testing processes.
• Experience with message-driven and event-driven architectures, including mastery in messaging systems (e.g. Kafka, RabbitMQ, ActiveMQ, etc.), event sourcing, CQRS patterns, and designing reliable asynchronous communication between distributed services.
• Experience with caching strategies and in-memory data technologies (e.g. Redis, Memcached, Hazelcast, Ehcache, etc.), including mastery in cache invalidation patterns, distributed caching architectures, and session management for high-throughput applications.
• Experience with search and indexing technologies (e.g. Elasticsearch, OpenSearch, Solr, etc.), including designing search architectures, index optimization, query tuning, and implementing full‑text search for large‑scale datasets.
• Experience with distributed data orchestration & computing systems (e.g. Airflow, Spark, Flink, etc.), including designing and managing complex data workflows, batch and real‑time stream processing pipelines, and ensuring data pipeline reliability and fault tolerance at scale.
• Experience with contract testing and API test automation for microservices architectures, including mastery in consumer‑driven contract testing (e.g. Pact, Spring Cloud Contract, etc.), API validation tools (e.g. REST Assured, Postman, etc.), and strategies for testing asynchronous and event‑driven systems.

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $184,700 and $324,800, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs.

• Comprehensive medical and dental coverage
• retirement benefits
• a range of discounted products and free services
• for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition.
• Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan.
• Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.

Learn more about Apple Benefits

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant

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Apple accepts applications to this posting on an ongoing basis.