Software Engineer, Core Product

Ramp; New York (NY); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Flexible PTO

Centralized home-office equipment"

Health and wellness stipend

Budget for intra-office travel

Weekly coffee stipend

Relocation expense coverage to NYC or

Job summary

Ramp is seeking a backend engineer to help power spend controls, approvals, and card transactions at massive scale. You’ll work across features that matter to finance teams, from card issuance to policy enforcement.

You’ll collaborate with product, design, and data, integrate with Ramp’s AI platform, and own end-to-end projects—from architecture to deployment—while ensuring reliability and data correctness across financial systems.

Qualifications

• 2+ years of software engineering experience (backend or backend-focused fullstack).
• Strong fundamentals in backend systems and API design; Python/Go/TypeScript experience ideal.
• Familiarity with PostgreSQL, AWS, and modern observability tooling.
• Product sense: balance technical quality with speed and user value.
• Collaborative, thoughtful communicator in high-ownership environments.

Responsibilities

• Design, build, and scale backend systems powering spend controls and card transactions at scale.
• Collaborate cross-functionally with product, design, and data to deliver AI-enabled experiences for finance teams.
• Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection.
• Own complex projects end-to-end—from architecture to deployment and observability.
• Partner with Product Platform and Integrations teams to ensure reliability, data consistency across financial systems.
• Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience.

Skills

Backend engineering

Python

Go

TypeScript

PostgreSQL

AWS

Observability tooling

Product sense

Collaboration

Tools

PostgreSQL

AWS

Observability tooling

Job description

About Ramp

Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.

The problems are high-stakes, data-dense, and unforgiving.

We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

The median Ramp customer saves 5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.

If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.

About the Role

The team owns the core experience that helps finance teams control, automate, and optimize company spend.

We build the engine that powers Ramp’s card and expense workflows—from card issuance and spend limits to approvals, policy enforcement, and real-time insights.

Our systems handle billions of dollars in transactions and integrate deeply with Ramp’s AI platform, financial infrastructure, and partner ecosystems (banks, ERPs, HRIS).

As a backend engineer on this team, you’ll work across product surfaces that are central to Ramp’s success: cards, approvals, spend controls, and automation intelligence.

What You’ll Do

• Design, build, and scale backend systems that power spend controls, approval workflows, and card transactions at massive scale

• Collaborate cross-functionally with product, design, and data to deliver intelligent, user-first experiences for finance teams

• Integrate with Ramp’s internal AI platform to automate spend policy enforcement and anomaly detection

• Own complex projects end-to-end — from architecture to deployment and observability

• Partner with the Product Platform and Integrations teams to ensure reliability, scalability, and data consistency across financial systems

• Continuously improve Ramp’s transaction and policy infrastructure for performance, accuracy, and resilience

What We’re Looking For

• 2+ years of software engineering experience (backend or fullstack with a backend focus)

• Strong fundamentals in backend systems and API design — experience with Python, Go, or TypeScript is ideal

• Familiarity with PostgreSQL, AWS, and modern observability tooling

• Product sense: ability to balance technical quality with speed and user value

• Collaborative, thoughtful communicator who thrives in high-ownership environments

Nice to Have

• Fintech or payments experience (cards, reconciliation, transaction processing)

• Exposure to AI- or rule-based automation systems

• Experience integrating with ERP or accounting systems

• Familiarity with security, risk, or compliance-driven domains

• Experience building reliable distributed systems that process large volumes of financial or transactional data

Benefits available to all full-time Ramp employees (Global)

• Flexible PTO

• Centralized home-office equipment ordering

• Health and wellness stipend

• Budget for intra-office travel

• Weekly coffee stipend

United States

• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

• One Medical annual membership

• 401(k), including employer match on contributions made while employed by Ramp

• Fertility HRA (up to $10,000 per year)

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay

• Pet insurance

• In-office perks: lunch, snacks, drinks, and more

• Relocation expense coverage to NYC or SF (if needed)

Canada

• Group medical, dental, and vision coverage through Sun Life

• Life, AD&D, and disability coverage

• Fertility drug coverage (up to $4,000 lifetime)

• Group Retirement Plan with employer match (RRSP + DPSP)

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay

• Employee Assistance Program and virtual care through Lumino Health

United Kingdom

• Private medical insurance through Freedom Elite

• Virtual GP and at-home care via eMed x Livi

• Workplace pension through Penfold, with salary sacrifice option

• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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