Software Engineer (Backend/API)

Teal; United States; Remote; USD 99,000 - 143,000; Full time

Benefits offered by this job

Stock options

Remote-first (Europe)

25 days annual leave

Job summary

Teal is expanding a fintech infrastructure product and seeks a backend-focused software engineer to design and operate services powering income and employment verification. The role is fully remote within Europe, joining a recently funded scale-up as it builds a unified data layer for verification used by lenders and other financial services.

You will work with Kotlin/Java or Python in production, develop cloud-based REST APIs, and collaborate across product, infra, and applied ML teams to push

Qualifications

• Proven backend development experience in production systems.
• Strong knowledge of Kotlin/Java or Python and REST APIs.
• Cloud environments and building scalable services.
• Knowledge of Go, Rust, JS/ES6, C/C++, or C# is welcome if willing to learn Kotlin/Java or Python.
• Interest in fintech infrastructure, identity verification, or data orchestration is a plus.

Responsibilities

• Design, build, and operate backend services and REST APIs powering real-time income and employment verification.
• Develop cloud-based services that orchestrate data connections across multiple providers and government sources.
• Contribute to systems delivering affordability data for lending, mortgage, tenant screening, and background checks.
• Collaborate with product, infra, and ML teams to integrate capabilities like large language models.
• Help scale the engineering practices following the recent funding round.

Skills

Kotlin/Java

Python

Go

Rust

JS/ES6

C/C++

C#

Job description

**Role overview**

This is a backend-focused software engineering role on a team building a unified data layer for income and employment verification used by lenders, proptechs, and other financial services businesses. The platform replaces slow, manual document collection with real-time, verifiable affordability and identity data delivered through APIs and SDKs. The position is fully remote within Europe and is part of a recently funded effort to scale a fintech infrastructure product.

**Responsibilities**

• Design, build, and operate backend services and REST APIs that power real-time income and employment verification.
• Develop cloud-based services that orchestrate data connections across multiple verification providers and government sources.
• Contribute to systems that deliver affordability data for personal lending, mortgage, tenant screening, and background check use cases.
• Collaborate with product, infrastructure, and applied ML teammates to integrate emerging capabilities such as large language models.
• Help shape engineering practices as the team scales following a recent funding round.

**Requirements**

• Strong software engineering experience, preferably with Kotlin/Java or Python in production systems.
• Solid working knowledge of cloud-based environments and REST API development.
• General-purpose programming experience in Go, Rust, JS/ES6, C/C++, or C# is welcome if paired with a strong willingness to learn Kotlin/Java or Python.
• Creative, curious problem-solver who thrives in a fast-growing technology company.
• Interest in how the broader organization is evolving, not just the immediate team's deliverables.

**Nice to have**

• Hands-on exposure to large language models or applied AI inside production systems.
• Experience with fintech infrastructure, identity verification, or data orchestration platforms.

**Benefits and work setup**

• Competitive salary plus meaningful stock options.
• 25 days of annual leave plus public holidays.
• Flexible, remote-first working based in Europe.
• Regular team off-sites and challenging work on real infrastructure impact.