Software Engineer

OnePay; United States; Remote; USD 130,000 - 220,000; Full time

Benefits offered by this job

Stock options

401(k) plan

Remote-friendly US

Growth opportunities

Health benefits

Job summary

OnePay is seeking a Software Engineer to build and scale backend services that power our consumer financial products. You will translate product visions into robust APIs and features, collaborating with product managers, designers, and other engineers to ship high-impact code.

This remote-friendly role in the US offers competitive stock options, health benefits from Day 1, and growth opportunities in a fast-growing, mission-driven company where your work affects millions of customers.

Qualifications

• 5+ years of professional backend experience for product-facing work.
• Track record of shipping high-impact features and products.
• Experience building, maintaining, and optimizing APIs.

Responsibilities

• Develop features and APIs for scalable backend systems.
• Collaborate with product managers and engineers to ship code.
• Architect scalable and reliable backend services.
• Maintain documentation for a growing organization.
• Solve complex problems in financial data processing at scale.

Skills

Backend development

API design

High-impact features

Proactive builder

Job description

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts




• Domestic and international peer-to-peer payments




• Credit Builder and credit score monitoring




• Digital wallet / contactless payment solutions




• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a Software Engineer at OnePay, your work will build the products & systems that serve our customers and run our company. You will play a crucial role in translating product visions into functional, high-quality applications and features. You will work closely with product managers, designers, and other engineers to deliver impactful solutions that enhance our customer’s financial lives. You will:

• Develop and implement new features, API’s, and products.




• Work closely with other engineers to ship code. We enjoy collaboration and partnering on hard problems.




• Architect and designing highly scalable and reliable products.




• Building and maintaining documentation. As a growing and remote organization, having the necessary documentation is key to our success.




• Solve complex problems that arise at scale. We deal with real-world money movement and sensitive financial data at scale and are creating novel financial mechanics with no real precedent.

You Bring

• 5+ years of professional experience in product-facing backend development.




• Strong track record of delivering high-impact features and products.




• Experience building, maintaining, and optimizing API’s.




• Drive and proactivity - everyone here is a builder and executor

Tools we use

We use the fp-ts library for functional programming with Node/TypeScript running on top of Kubernetes and AWS. We believe great engineers can learn any stack, so you do not need experience with these specific tools, but you’ll ramp up more quickly if you are familiar with functional programming concepts.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1




• 401(k) plan with company match




• Remote-friendly (US), flexible time off (FTO), and opportunities for growth




• A high-growth, mission-driven, inclusive culture where your work has real impact

Pay Transparency

The estimated annual base salary for this position ranges from $130,000 to $220,000. Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, training, and experience. If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

Standard Interview Process

• Initial Interview with Talent Partner




• Technical or Hiring Manager Interview




• Team Interview




• Executive Interview




• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [e-mail].