Software Engineer

Modern Treasury; San Francisco (CA); Hybrid; USD 120,000 - 240,000; Full time

Job summary

A financial technology company is looking for a Full-Stack Software Engineer to help businesses move money worldwide. You will build end-to-end features, contribute to banking infrastructure, and develop APIs. Ideal candidates have 2+ years of software engineering experience and are interested in full-stack development, including backend and frontend. Experience with Ruby on Rails, React, and Postgres is preferred. The role promotes collaboration and mentorship, making it suitable for entry-level applicants. The position is full-time and can be remote or based in San Francisco.

Qualifications

• 2+ years of professional software engineering experience.
• Interested in full-stack development, including backend jobs, DBs, and frontend UX.
• A history of collaborating with a team to ship a major feature.

Responsibilities

• Build end-to-end features individually or in small teams.
• Iterate and ship code frequently.
• Participate in maintenance and ownership of a core component.
• Learn the payments space and shape projects before development.
• Be mentored and eventually become a mentor.

Skills

Full-stack development

Collaboration

Mentorship

Tools

Ruby on Rails

React

Postgres

Job description

Join to apply for the Software Engineer role at Modern Treasury.

This range is provided by Modern Treasury. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$120,000/yr - $240,000/yr

Overview

This position can be based out of San Francisco, New York, or remote (we accept candidates from the following states: AZ, CA, CO, CT, FL, GA, HI, IL, MA, MI, MN, MT, NC, NJ, NV, NY, OH, OK, OR, PA, TN, TX, UT, WA, WI). We’re looking for Full‑Stack Software Engineers who want to help businesses of any size move money worldwide. You will contribute to APIs, banking infrastructure and financial workflows that ensure our customers can adopt and scale with Modern Treasury. Whereas most SaaS companies move data, we move money. Our systems must scale to high volumes, with high accuracy and high reliability. Engineers at Modern Treasury design thoughtful design APIs, implement resilient processes, and choose infrastructure that prioritizes fault tolerance and long‑term maintainability over chasing latest trends.

About Modern Treasury

Modern Treasury provides trusted infrastructure for money movement. The company helps teams launch and scale payment experiences in days, not months. With best‑in‑class developer tools and a single API for fiat and stablecoins—plus built‑in compliance, ledgering, and reporting— Modern Treasury enables businesses to move money instantly, reliably, and at scale. $750T+ moves across the bank rails each year. However, despite this incredible volume, the technology powering these rails has not kept pace with digital transformation in other industries. With the significance and scale of this opportunity in mind, Dimitri, Matt, and Sam founded Modern Treasury in 2018 to support the world’s largest industries and money movers. Today, the company has grown to serve companies in the economy’s most important sectors, from real‑estate, healthcare, and insurance, to education and financial services.

What You’ll Do

• Build end‑to‑end features individually or in small teams.
• Iterate and ship code frequently.
• Participate in maintenance and ownership of a core component.
• Learn the payments space and shape projects before development.
• Be mentored and eventually become a mentor.

Minimum Requirements

• 2+ years of professional software engineering experience.
• Interested in full‑stack development, including backend jobs, DBs, and frontend UX.
• A history of collaborating with a team to ship a major feature.

Preferred Requirements

• Experience with Ruby on Rails, React & Postgres.
• Experience with financial software for banks, credit card processing or cryptocurrencies.
• Ability to thrive in autonomous, engineer‑driven environment.

Seniority level

Entry level

Employment type

Full‑time

Job function

Engineering and Information Technology

Industries

Technology, Information and Internet

Referrals increase your chances of interviewing at Modern Treasury by 2x.

Equal Employment Opportunity Statement

Modern Treasury is committed to equal employment opportunity and does not discriminate in any employment opportunities or practices based on an individual’s race, color, creed, gender (including gender identity and gender expression), religion (all aspects of religious beliefs, observance or practice, including religious dress or grooming practices), marital status, registered domestic partner status, age, national origin or ancestry (including language use restrictions and possession of a driver’s license issued under California Vehicle Code section 12801.9), natural hair, physical or mental disability, political affiliation, medical condition (including cancer or a record or history of cancer, and genetic characteristics), sex (including pregnancy, childbirth, breastfeeding or related medical condition), genetic information, sexual orientation, military and veteran status or any other consideration made unlawful by federal, state, or local laws. It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics, or is associated with a person who has or is perceived as having any of those characteristics.

Modern Treasury participates in E‑Verify and will provide the federal government with your Form I‑9 information to confirm that you are authorized to work in the U.S.