Services, Summer Analyst, Toronto - CA, 2027

Citi; New York (NY); On-site; USD 75,000 - 108,000; Full time

Job summary

Citi in Toronto is offering a 10-week Summer Analyst program designed to provide hands-on experience in financial analysis, business development, and market research. You will work with teams to develop AI-driven insights and support strategic initiatives.

The program emphasizes growth, mentorship, and internal mobility for a future full-time career in Citi's services portfolio. Successful applicants are junior college students graduating between 2027 and 2028 with strong analytical skills,

Qualifications

• You are a junior in college, graduating between December 2027 and May 2028, with a preferred GPA of 3.5 or above.
• You have strong analytical and problem-solving skills.
• You are proficient in Microsoft Excel (e.g., data analysis, lookups, basic modeling) and have working knowledge of PowerPoint and Outlook. Exposure to analytical platforms or an eagerness to learn about AI-specific tools will be beneficial.
• You have an interest in financial services and a drive to learn how technology, including AI, is transforming the industry.

Responsibilities

• Conduct market research to assess industry trends and the impact of macroeconomic factors.
• Develop materials that support business development, product commercialization, and revenue growth, identifying opportunities where data-driven insights and AI capabilities can add value.
• Assist with process optimization initiatives to enhance efficiency and mitigate risk, potentially exploring how AI/ML tools can automate tasks or improve decision-making.
• Analyze client data to identify opportunities and improve service offerings, leveraging various analytical techniques, including interpreting insights derived from advanced analytical models.
• Prepare reports and presentations for internal stakeholders and senior leadership, effectively communicating complex data analysis and insights from AI-driven tools.
• Participate in networking events, training sessions, and leadership discussions to strengthen your personal and professional development.

Skills

Analytical skills

Excel

PowerPoint

Outlook

AI awareness

Job description

Services, Summer Analyst, Toronto - CA, 2027

Job Req Id:

26990148

Location(s):

Toronto, Ontario, Canada

Job Type:

On-Site/Resident

Posted:

Sep. 03, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

You're the brains behind our work.

You’re ready to bring your knowledge from the classroom to the workplace, and Citi wants to help you get there. Whether it’s honing your skills or building your network, we know that success comes with growth. Our program equips you with the knowledge and training you need to play a valuable role on your team and establish a long-term career here. At Citi, we value internal mobility—career growth is not a question of if, but when.

What is Services?

Citi’s Services organization plays a crucial role in supporting institutional clients through a wide range of innovative solutions, enabling them to navigate complex financial landscapes. Our business provides integrated cash management and trade finance solutions to help multinational corporations, financial institutions, and public sector organizations optimize liquidity, working capital, and streamline transactions globally. Our business also delivers custody, fund administration, collateral management, and performance analytics, helping asset managers, institutional investors, and financial institutions efficiently manage and safeguard assets. With our global reach, including presence in over 90 countries, cutting-edge technology, and client-first approach, we provide seamless solutions that drive business success in an evolving financial world.

In this rapidly evolving landscape, we are increasingly leveraging advanced analytics and artificial intelligence (AI) to enhance our offerings, improve efficiency, and provide deeper insights to our clients. This includes utilizing AI-powered tools for predictive analytics, automation of routine tasks, and generating actionable insights from vast datasets to inform strategic decisions across our services portfolio.

We provide you with the knowledge and skills you need to succeed.

The Citi Services 10-week Summer Analyst Program gives entry-level employees hands-on experience through training sessions and real, on-the-job learning. Summer Analysts work closely with their teams, owning projects that drive meaningful impact. After an initial week of training and a placement process based on your interests and our needs, you’ll be assigned to a team where you’ll focus on financial analysis, business development, client engagement, and market research.

Your time here will look something like this:

• Conduct market research to assess industry trends and the impact of macroeconomic factors.

• Develop materials that support business development, product commercialization, and revenue growth, identifying opportunities where data-driven insights and AI capabilities can add value. This may involve contributing to business cases for new AI-driven product features or improvements to existing services.

• Assist with process optimization initiatives to enhance efficiency and mitigate risk, potentially exploring how AI/ML tools can automate tasks or improve decision‑making. Evaluate the effectiveness of AI‑powered automation in improving operational workflows and reducing manual effort.

• Analyze client data to identify opportunities and improve service offerings, leveraging various analytical techniques, including interpreting insights derived from advanced analytical models. You will be exposed to how AI models are used to segment clients, predict behaviors, and personalize service delivery.

• Prepare reports and presentations for internal stakeholders and senior leadership, effectively communicating complex data analysis and potentially insights from AI‑driven tools. Clearly articulate the implications and benefits of AI‑generated insights for business strategies.

• Participate in networking events, training sessions, and leadership discussions to strengthen your personal and professional development.

We want to hear from you if…

• You are a junior in college, graduating between December 2027 and May 2028, with a preferred GPA of 3.5 or above.

• You have strong analytical and problem‑solving skills.

• You are proficient in Microsoft Excel (e.g., data analysis, lookups, basic modeling) and have working knowledge of PowerPoint and Outlook. Exposure to analytical platforms or an eagerness to learn about AI‑specific tools (e.g., natural language processing applications, machine learning dashboards) will be beneficial.

• You have an interest in financial services and a drive to learn how technology, including AI, is transforming the industry. Demonstrated curiosity about how AI is being leveraged for efficiency, client experience, and risk management is key. You do not require sponsorship for U.S. work authorization now or in the future.

Who we think will be a great fit…

We’re looking for motivated individuals who are eager to start their careers at a global organization, tend to think strategically, have an innovative approach to business, and value diversity as much as we do. We know that anyone—not just those with business degrees—can have a knack for business, so we’re open to all disciplines. We’ll also be looking for:

• Strong interpersonal and relationship‑building skills.

• Excellent communication skills.

• A high level of accuracy, time management, and attention to detail, including a proactive interest in understanding AI methodologies and their application in real‑world business scenarios.

• Solid organizational skills and ability to work autonomously – self‑starter.

• A high level of personal integrity, commitment to excellence, and a strong desire to learn.

• Resilience to thrive in a fast‑paced, high‑volume environment.

• A sense of urgency and the ability to execute quickly and efficiently.

Your future at Citi

Successful Summer Analysts may be invited to return as full‑time Analysts upon graduation. During the program, you will have access to mentorship, career development sessions, and networking opportunities with senior leaders and professionals across Citi. This experience is designed to provide you with a strong foundation to launch a long‑term career within the firm, preparing you for a future where technology and AI play an increasingly central role. You will develop skills that are not only relevant today but are essential for navigating the evolving landscape of AI‑driven financial services.

Join us and take the first step toward shaping the future of Citi!

Job Family Group:

Product Management and Development

Job Family:

Market Segments and Services

Time Type:

Full time

Primary Location Full Time Salary Range:

$74,999.00 - $108,000.00

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision‑making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

This job opening is for an existing job vacancy.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.