Service Finance Underwriter I

Truist; Boca Raton (FL); On-site; USD 52,000 - 72,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Paid vacation

Paid holidays

Paid sick days

Job summary

Truist Financial Corporation in Boca Raton, FL seeks an experienced loan processor/underwriter to review consumer credit reports and ensure loans meet product specs. You will verify borrower information, communicate loan terms, and coordinate with dealers and other departments to maintain compliance.

HR notes emphasize strong MS Office skills, a high school diploma, and 3+ years of relevant experience. The role is regular full-time with benefits as described.

Qualifications

• 3 years minimum related experience.
• High school diploma or GED.
• Experience reading and understanding credit report.
• Proficiency with Microsoft Office Suite.

Responsibilities

• Reviews and analyzes consumer credit reports
• Ensures loans meet all program and product specifications
• Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature
• Communicates loan decisions and terms
• Verifies accuracy of borrower's information on loan documents
• Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
• Acts as a liaison with dealer and other departments within Service Finance

Skills

Credit report analysis

Loan decision communication

Documentation verification

Regulatory compliance

Interdepartmental liaison

Customer service

Education

High school diploma or GED

Tools

Microsoft Office Suite

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

Essential functions

1. Reviews and analyzes consumer credit reports
2. Ensures loans meet all program and product specifications
3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature
4. Communicates loan decisions and terms
5. Verifies accuracy of borrower's information on loan documents
6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
7. Acts as a liaison with dealer and other departments within Service Finance

Required Qualifications

1. 3 years minimum related experience
2. High school diploma or GED
3. Experience reading and understanding credit report
4. Proficiency with Microsoft Office Suite

Preferred Qualifications

1. Knowledge of consumer finance
2. Customer service experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.