Service Associate I -37.5 hours

Retail Region 2 Administration; Dracut (MA); On-site; USD 25,003 - 35,610; Full time

Benefits offered by this job

Benefits package

Retirement plan

Job summary

Retail Region 2 Administration is seeking a Service Associate who blends customer service and teller duties across traditional branch locations. The role opens deposit accounts, books loan applications, and supports referrals to other bank lines and partners.

Expect a hybrid schedule with time split between the platform and teller line. Prior sales experience and basic banking familiarity are preferred, with a strong emphasis on compliance and customer relationship growth.

Qualifications

• High school diploma or equivalent required.
• 1-2 years of sales experience in retail, financial services or hospitality preferred.
• Some banking experience is a plus.

Responsibilities

• Opens deposit accounts and processes loan applications.
• Closes loans for consumer and mortgage lending.
• Refers customers to other bank lines and third-party partners.
• Retains and grows customer portfolios by outreach by phone and in person.
• Ensure operational compliance and adherence to policy.
• Handle daily account maintenance and service issues.
• Understand and help achieve quarterly sales goals.
• Process deposits, verify cash, and provide receipts.
• Cash checks and record the sale of monetary instruments.
• Handle government reports for large cash transactions and monetary instruments.
• Process foreign currency purchases and loan payments.

Skills

Sales experience

Communication

Multi-tasking

Independent work

Technically literate

Relationship building

Banking knowledge

Education

High school diploma or equivalent

Job description

Starting Rate: $22.00

Actual pay may vary based on experience, skills, and market factors; additional compensation may apply. Eastern offers a robust benefits and retirement package. Please see the description of benefits included with this job posting for additional information.

Service Associates are skilled in the duties of both a Customer Service Representative (sales on the platform), and Teller (transactions at the teller line).

Major Responsibilities

Simultaneously performs the duties of a traditional branch customer service representative and teller, primarily in specific traditional branch locations where such a “hybrid” position is authorized.

Account Representative Duties

• Opens deposit accounts
• Prepares and processes loan applications for various lending units (mortgage, consumer, small business, etc.)
• Closes loans for customers for applicable business lines (i.e. consumer lending)
• Makes referrals to other bank business lines and third-party partners
• Proactively reaches out, by phone and in person, to high-value customers in efforts to retain and grow the portfolio
• Responsible for operational compliance and adherence to policy
• Handles daily account maintenance and other service issues as necessary
• Understands and provides support in achieving quarterly sales

Teller Duties

• Process deposits to customer accounts; includes verification of cash, verification of endorsements, and providing customers with receipts
• Cash checks for customers and non-customers according to bank policy
• Process and properly record the sale of monetary instruments (i.e. official bankchecks)
• Properly file all government-mandated reports related to large cash transactions and the sale of all monetary instruments
• Process foreign currency purchases and sales
• Process various types of loan payments and credit card cash advances
• Relative to all duties, must adhere to all bank policies and procedures

Individuals in this position will have a mixture of time between platform and teller line. On some occasions more time might be spent on one side verses the other.

Qualifications

• Incumbent has the authority to use discretion in some circumstances, but if/when written policy is unclear or there is any uncertainty, the service associate should seek guidance from his/her immediate supervisor.
• Incumbent must have the ability to work independently, multi-tasking in a fast-paced environment. Individual should be an outgoing self-starter and be technically literate.
• High school diploma or equivalent required
• 1-2 years of sales experience in a retail, financial services or hospitality environment preferred.
• Some banking experience is preferred (e.g., teller or otherwise) is a plus.
• Basic business acumen and professionalism is a must.
• The ability to communicate information and ideas so others will understand. Must be able to exchange accurate information in these situations.
• Ability to build relationships and strong alliances across the organization.
• Ability to quickly learn all details about the products and services offered by the bank.

Working Conditions

• Ability to remain in a stationary position for long periods of time without a break and with continuous customercontact.
• Incumbent must be able to transport items weighing 15 pounds or more.