Senior Wholesale Underwriter - Excess Casualty

MSIG USA; Atlanta (GA); On-site; USD 150,000 - 200,000; Full time

Benefits offered by this job

Healthcare benefits

Retirement benefits

Medical/dental/vision coverage

401(k) match

Wellness program

Life/AD&D insurance

FSA program

Short/Long-term disability

Job summary

MSIG USA, the US-based subsidiary of MS&AD Insurance Group Holdings, is seeking an experienced property underwriter. You will underwrite complex property risks, manage broker relationships, and drive growth across the assigned territory.

The role requires 7+ years in multi-line underwriting, a Bachelor's degree, and strong negotiation and communication skills. Travel up to 20% is expected; CPCU courses are a plus.

Qualifications

• Bachelor's degree required with 7+ years of multi-line underwriting experience.
• CPCU or related courses are helpful.
• Proven negotiation and production skills are required.
• Excellent verbal and written communication skills are essential.

Responsibilities

• Underwrite complex property risks within delegated authority.
• Review applications and requirements to determine risk acceptability.
• Monitor underwriting results, premiums and loss trends for assigned book.
• Deliver quality service to brokers and clients and develop broker/client relationships.
• Source new business opportunities through a strong broker and client network.
• Document accounts per guidelines and coordinate visits with stakeholders.

Skills

Communication skills

Negotiation

Underwriting knowledge

Education

Bachelor's degree

CPCU coursework helpful

Job description

Company Overview

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

MSIG USA continues to grow!

Company Overview

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Underwrites profitable Casualty business on a nationwide basis in accordance with Corporate goals.

Essential Functions

• Selects and underwrites complex property risks within delegated underwriting authority.
• Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards. Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors. Applies appropriate pricing techniques according to company filings and state/bureau conformance.
• Monitors underwriting results, premium and loss trends within assigned book of business.
• Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests. Develop and cultivate new and existing broker and customer relationships in assigned territory. Work with brokers and clients to create customized insurance solutions. Source new business opportunities through a strong broker and client network.
• Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory.
• Document accounts in accordance with regulatory and internal underwriting guidelines.
• Establishes and executes effective and efficient producer and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business.
• Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff.

Supervisory Responsibilities

This position has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education And Experience Required

Diploma/Degree & Experience

• Bachelor's degree (B. A.) required
• 7+ years of related multi-line background required.
• Existing producer relationships preferred.
• Must have demonstrated negotiation and production skills.
• Excellent verbal and written communication skills

Other Qualifications Required

CPCU or insurance related courses helpful.

Other Skills And Abilities Required

Position requires 20% same day travel, with some overnight stays.

Salary

The base pay range is $150,000.00 - 200,000.00. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.

Additional Benefits

• Healthcare and Retirement Benefits
• Comprehensive medical, dental, and vision coverage
• 401(k) with a generous employer match and profit-sharing contribution
• Wellness incentive program
• Life and accidental death and dismemberment (AD&D) insurance
• Flexible spending programs
• Short-term and long-term disability plans

Additional Benefit Programs

• Paid time off program
• Paid charitable leave
• Paid parental leave
• Tuition reimbursement program
• Personal insurance (auto/homeowners) discounts

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.