Senior Wealth Planner & Trust Relationship Lead

Central Bancshares, Inc.; Pleasant Valley Township (IA); On-site; USD 80,000 - 110,000; Full time

Job summary

Central Bancshares, Inc. is seeking a Financial Planner to serve as a trusted advisor to individuals and families, delivering comprehensive financial planning and wealth management guidance.

You will work closely with clients to identify goals, analyze needs, and develop tailored planning strategies, coordinating with Trust Officers and Investment Professionals to meet objectives. The ideal candidate is relationship-focused, motivated to grow the bank's Wealth Management and Trust Division, and

Qualifications

• Three to seven years of experience in financial planning, wealth management, banking, investment services, trust services, and financial advisory services.
• Experience working with affluent clients preferred.
• Community bank or trust company experience preferred.

Responsibilities

• Develop and deliver comprehensive financial planning recommendations.
• Assist clients with retirement planning, estate planning, wealth transfer strategies, education funding, insurance analysis, and cash flow planning.
• Conduct discovery meetings to understand client goals, risk tolerance, and financial priorities.
• Prepare and present planning recommendations and action plans.
• Coordinate with attorneys, accountants, and other professional advisors when appropriate.
• Conduct ongoing client reviews and update recommendations as circumstances change.
• Assess client investment objectives, risk tolerance, liquidity needs, and time horizons.
• Recommend appropriate investment solutions from approved strategies and portfolio offerings.
• Explain investment approaches, portfolio objectives, performance expectations, and risks.
• Coordinate implementation of investment recommendations with trust and investment management personnel.
• Monitor client needs and recommend adjustments among approved portfolio options.

Skills

Financial planning

Wealth management

Banking

Investment services

Trust services

Financial advisory

Affluent clients

Education

Finance

Business Administration

Economics

Accounting

Related field

Job description

Central Bancshares, Inc. is seeking a Financial Planner to serve as a trusted advisor to individuals and families, delivering comprehensive financial planning and wealth management guidance.

You will work closely with clients to identify goals, analyze needs, and develop tailored planning strategies, coordinating with Trust Officers and Investment Professionals to meet objectives. The ideal candidate is relationship-focused, motivated to grow the bank's Wealth Management and Trust Division, and