Senior Vice President - Underwriter - Hybrid

Citi; New York (NY); Sur place; USD 164 000 - 245 000; Plein temps

Résumé du poste

Citi in New York seeks an experienced Underwriter - C14 to evaluate complex credit requests for high-value wealth clients and institutions. You will interpret financial data, advise on risk, and ensure compliance with Citi policies.

The role requires strong analytical and communication skills, mentorship of junior staff, and collaboration with bankers and lenders across risk teams. Competitive salary and benefits offered.

Qualifications

• 10+ years of underwriting or credit risk experience.
• Bachelor's degree in finance or accounting; advanced degree preferred.
• Advanced analytical skills to read financial statements and projections.
• Knowledge of intermediate accounting and credit underwriting processes.
• Excellent organizational skills and attention to detail.
• Strong written and verbal communication; able to work autonomously.

Responsabilités

• Assist Bankers and Lending Advisors in underwriting requests for credit extensions.
• Perform detailed financial analysis of wealth clients and institutions.
• Perform detailed collateral analysis of Hedge Funds, Private Equity, and other investments.
• Prepare monthly/quarterly reviews to track loan covenants.
• Build understanding of Citi products within Wealth Credit Management.
• Coordinate with bankers on client calls and site visits.
• Conduct industry and geographic research and due diligence.
• Ensure compliance with credit policies and regulatory requirements.
• Provide training to junior officers in application processing, credit analysis, and loan closing.
• Assist team manager with workflow distribution and process improvements.

Connaissances

Analytical thinking

Financial analysis

Credit risk analysis

Regulatory compliance

Communication skills

Autonomy

Formation

Bachelor's degree in finance or accounting

Master's degree preferred

Outils

Excel

Word

Moody's Financial Analysis Software

Description du poste

The Underwriter - C14 is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically, a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.

Responsibilities

• Assist Bankers and Lending Advisors in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
• Perform detailed financial analysis of sophisticated wealth clients and Institutional Family Offices, including trend and ratio analysis, and interpret the financial information
• Perform detailed collateral analysis mainly of Hedge Funds, Private Equity and other alternative investments.
• Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
• Build a solid understanding of Citibank products and services within the Wealth Credit Management organization.
• Coordinate with bankers on customer calls and site visits, when appropriate.
• Perform industry and geographical research and other due diligence as needed.
• Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
• Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
• Provide backup to the team manager in workflow distribution and monitoring as needed.
• Recommend changes to process to achieve greater efficiency.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Recommended Qualifications

• 10+ years of experience
• Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)
• Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
• Effective written and verbal communication skills
• Problem recognition and resolution skills
• Ability to work autonomously and within a team
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

Education

• Bachelor's/University degree, Master's degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• Working Environment: office setting, minimal travel required.
• Effort: minimal physical effort required.

Job Family Group

Risk Management

Job Family

Credit Risk

Time Type

Full time

Primary Location

New York New York United States

Primary Location Full Time Salary Range

$163,600.00 - $245,400.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date

Nov 06, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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