Senior Vice President, Director, Equipment Finance Sales

BMO Harris Bank; San Francisco (CA); On-site; USD 120,000 - 250,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Harris Bank seeks an experienced Equipment Finance professional in San Francisco to own direct sales, develop key client relationships, and drive growth with the Commercial Banking team.

You will lead deal structuring, credit approvals, and pricing coordination while ensuring compliance and delivering exceptional client experiences. Strong revenue generation and cross-selling are essential in this role.

Qualifications

• 10+ years of relevant experience in Commercial Banking, preferably in Equipment Finance.
• Bachelor's degree in Business Administration, Finance, or Accounting.
• Experience in Equipment Loan and Leasing structuring, Business Development, Negotiation, and Structuring Deals.
• Must have Commercial Banking Product Knowledge.
• Must have Regulatory Compliance knowledge related to Commercial Banking.
• Must have Credit Risk Assessment experience.
• Must have Customer Service and Customer Relationship Building experience.

Responsibilities

• Direct sales responsibility for Equipment Finance products and growth via business development and client relationships.
• Collaborate with Commercial Bank managers and direct sales with customers and prospects.
• Maintain a strong revenue-generating track record from sales and syndications.
• Provide daily operations support and ensure excellent client experiences.
• Resolve client issues promptly and identify or refer enhancement opportunities.
• Lead high-value deal structuring and credit approvals with client alignment.
• Drive cross-selling, retention, and portfolio profitability.
• Manage client portfolios, drive market expansion, and align with bank objectives.
• Ensure regulatory compliance and risk controls across relationship management.

Skills

Equipment Financing Experience

Negotiation

Relationship Building

Credit Risk Assessment

Regulatory Knowledge

Customer Service

Education

Bachelor's degree in Business Administration, Finance, or Accounting

Job description

Application Deadline

11/26/2026

Address

180 Montgomery St.

Job Family Group

Commercial Sales & Service

Job Description

Direct sales responsibility for the Equipment Finance product and growth for the Bank through business development and management of key client relationships. Achieved through product partnership with Commercial Bank relationship managers and direct sales with Bank customers and prospects. Maintains an outstanding and continuous record of significant revenue generation from sales and syndications. Sales support to provide daily operational service support and ensure the delivery of exceptional client experiences. Resolves client problems in a prompt and effective manner, while ensuring that enhancement opportunities are identified and addressed or referred during client service interactions.

• Acts as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintaining strong client relationships.
• Leads the structuring of high-value, complex deals, and credit approvals, ensuring alignment with client needs.
• Oversees credit approvals and drives pricing coordination, acting as the primary client advocate to ensure alignment with client needs and bank objectives.
• Drives negotiations for high-value, complex transactions and credit approvals, ensuring deals are structured to meet client needs.
• Manages high-value client portfolios, driving cross-selling, retention, and profitability.
• Implements cross-selling initiatives, driving client engagement and successfully transitioning opportunities into revenue-generating sales.
• Leads market coverage strategies to expand portfolios, identify opportunities, and align with business goals.
• Represents bank at industry forums and conferences, leveraging insights on trends, competition, and emerging products to drive strategic decision-making.
• Engages with senior leadership and cross-functional teams to align strategies, address client needs, and drive holistic business solutions.
• Delivers reports to the bank's leadership on team performance, client satisfaction, market trends, and key strategic initiatives, delivering insights that inform corporate strategy.
• Drives strategic advisory on loan products, options, rates, terms, and collateral requirements, ensuring tailored solutions that align with client needs and business objectives.
• Builds and maintains strong long-term relationships with the bank's high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership.
• Structures deals, secures credit approvals, negotiates high-value transactions, and identifies opportunities for cross-selling.
• Analyzes market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction.
• Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients' needs.
• Identifies share of wallet opportunities.
• Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
• Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of relationship management, mitigating risk and maintaining service standards.
• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
• Implements changes in response to shifting trends.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

• 10+ years of relevant experience in Commercial Banking, preferably in Equipment Finance
• Bachelor's degree required, preferably in Business Administration, Finance, or Accounting
• Must have experience in Equipment Loan and Leasing structuring, Business Development, Negotiation, and Structuring Deals
• Must have Commercial Banking Product Knowledge
• Must have Regulatory Compliance knowledge related to Commercial Banking
• Must have Credit Risk Assessment experience
• Must have Customer Service and Customer Relationship Building experience

Salary:

$120,000.00 - $250,000.00

Pay Type:

Salaried

The above represents BMO Financial Group's pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

To find out more visit us at http://jobs.bmo.com/us/en

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to [e-mail] and let us know the nature of your request and your contact information.

Note to Recruiters:

BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.