Senior Underwriter - Technical Risk

Tokio Marine HCC International; Illinois; Remote; USD 94,000 - 164,000; Full time

Benefits offered by this job

Basic life and disability insurance

PTO, floating holidays, and paid time‑

Medical, vision, dental coverage

Job summary

Tokio Marine HCC International is seeking an experienced Senior Construction Underwriter with a middle-market focus to develop and manage a profitable construction book. This remote role requires a strong background in E&S construction and the ability to grow a territory with minimal supervision.

You will evaluate applications, determine acceptability and pricing, while adhering to company guidelines and underwriting authority.

Qualifications

• 5+ years E&S construction underwriting experience
• Experience underwriting middle-market contractor accounts
• Pursuing professional designations (CPCU/CIC/RPLU/AU) preferred

Responsibilities

• Evaluate new and renewal policy applications and related documents to classify and assess risk
• Assign rating, endorsements, and pricing based on guidelines
• Maintain documentation and underwriting worksheets and files
• Adhere to underwriting authority directives and company policies
• Develop understanding of rating factors influencing policy pricing

Skills

E&S Construction Underwriting

Middle-market Accounts

Territory Development

Education

Bachelor's degree or equivalent education/experience

Job description

Job Title: Senior Construction Underwriter-Middle Market Focus Location: Remote

Help us insure it. Tokio Marine HCC is a leading global specialty insurance group, backed by the strength and stability of the Tokio Marine Group. With more than 50 years of sustained growth and profitability, and offices across the United States, the United Kingdom, Europe, and other international locations, we offer more than 100 classes of specialty insurance—covering everything from the crops that feed us and the concerts that entertain us to rescuing travelers abroad.

Guided by our Mind Over Risk philosophy, we empower clients to pursue opportunities with confidence while fostering a culture rooted in innovation, collaboration, and trust. We are seeking an experienced E&S Construction Underwriter to develop and manage a profitable middle-market construction book of business. The ideal candidate brings at least 5 years of E&S construction underwriting experience, with demonstrated success underwriting larger, more complex contractor accounts and managing a meaningful book of business.

Success in this role requires an underwriter who can operate with minimal supervision, make sound underwriting decisions, and take ownership of profitable book growth.

Minimum of 5 years underwriting E&S (Excess & Surplus/non-admitted) construction business.

• Experience underwriting middle-market construction accounts rather than small business/artisan accounts.
• Ability to work independently and build a territory with minimal supervision.
• Should understand and manage larger, more complex accounts.
• Contact and respond to verbal and written inquiries from brokers within designated timeframe to provide appropriate information and serve as an underwriting resource.
• Create and maintain all documentation (physical and electronic) including new and renewal bound files, underwriting worksheets, documentation of phone conversations, and other key documents according to departmental guidelines.
• Adhere to all company underwriting authority directives, underwriting guidelines, and other applicable company policies and procedures.
• Serve as a resource to other departmental staff with regards to underwriting procedures and other departmental guidelines.
• Develop understanding of various factors that affect and influence policy rating and risk.
• 5 years of relevant and progressive middle market contractors E&S professional experience.
• Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC), or equivalent insurance designation depending on specialty area.

Must have E&S construction underwriting experience.

Evaluate new and renewal policy applications and related documents to classify and assess each risk, determine acceptability, assign rating, indicate endorsements and limits, and determine appropriate pricing.

Planning: Follow work plans, established timelines, and predefined goals for assigned work; Business Controls and Policies: Comply with all corporate policies and procedures; Bachelor's degree or the equivalent education and/or experience.

Travel (if required/needed)

Occasional travel (up to 25% of time). Passport required: No. Competitive salary and comprehensive medical, vision, and dental benefit package, with eligibility beginning on your date of hire

• Basic life and disability insurance
• 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off
• All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation or any other characteristic protected by applicable local laws, regulations, and ordinances.

As an insurance company, we comply with certain federal, state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e)), which restricts our ability to employ individuals with certain types of criminal convictions. Where not restricted by law and for criminal history not covered by this law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law.

The pay range for this position is $94,200-$164,300, which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.