Senior Underwriter - Surety

Core Specialty Insurance Holdings, Inc.; Bowling Green (KY); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision, and life ins.

Company-match of 100% of 6% 401(k)

Employee Assistance Plan

Health Savings Account

Flexible Spending Account

Wellness program

Short and long-term disability

Job summary

Core Specialty Insurance Holdings, Inc. is seeking an experienced underwriter to assess and manage risk for surety bond applications. You will evaluate financial strength, analyze terms, and maintain profitable relationships with brokers and agents nationwide.

The role requires 3+ years in surety underwriting, strong financial analysis skills, and travel of 10–20% to support client engagements across the region.

Qualifications

• 3+ years of experience in surety underwriting or related field.
• Strong analytical skills to interpret financial data.
• Travel of 10–20% required.

Responsibilities

• Review and evaluate surety bond applications to determine risk levels and terms.
• Analyze financial statements, credit reports, and other documents.
• Collaborate with brokers, agents, and clients to gather needed information for analysis.
• Develop and maintain relationships with brokers, agents, and industry professionals.
• Provide guidance to junior underwriters or team members.

Skills

Underwriting

Financial analysis

Risk assessment

Communication skills

Project prioritization

Education

Bachelor’s degree in finance, business, accounting, or related field

Tools

Underwriting software

Job description

The underwriter is responsible for assessing and managing risk associated with surety bond applications. They will evaluate the financial strength and credibility of applicants, analyzes terms, and makes informed decisions to protect the interests of the surety company while maintaining profitability. As an underwriter you will also be responsible for maintaining relationships with key agents and brokers.

Willing to consider candidates located in Southern Ohio, Kentucky, Tennessee, North or South Carolina, Louisiana, Georgia, Alabama, South or North Dakota.

Key Accountabilities/Deliverables:

• Review and evaluate surety bond applications/submissions to determine risk levels and underwriting terms.
• Analyze financial statements, credit reports, and other relevant documents to assess the financial stability of applicants.
• Collaborate with brokers, agents, and clients to gather necessary information required for proper analysis of bond risks.
• Develop and maintain relationships with brokers, agents, and industry professionals.
• Provide guidance and support to junior underwriters or team members.
• Stay updated on industry trends, regulations, underwriting practices, and competitors.
• Coordination with Automation Team to implement bond types/risks in the surety bond platform.
• Stay abreast of obligee requirements and statutory changes.
• Other projects and tasks as assigned.

Technical Knowledge and Understanding:

• Excellent decision-making abilities and attention to detail.
• Proficiency in underwriting software and tools.
• Effective communication skills, both verbal and written.
• Ability to manage multiple projects and prioritize tasks effectively.

Experience:

• Bachelor’s degree in finance, business, accounting, or related field is preferred.
• Extensive experience (3+ years) in surety underwriting or related field.
• Strong analytical skills with the ability to interpret financial data.
• Knowledge of surety bond principles, including indemnity agreements and bond forms.
• Travel of 10 - 20% required.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position.

At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement.

• We offer medical, dental, vision, and life insurances
• short and long-term disability
• a Company-match of 100% of a 6% contribution 401(k) plan
• an Employee Assistance Plan
• Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program