Senior Underwriter — Risk Strategy & Mentorship Leader

North-Carolina-League-of-Municipalities; Raleigh (NC); On-site; USD 99,000 - 153,000; Full time

Job summary

North Carolina League of Municipalities in Raleigh, NC is seeking a Senior Underwriter to evaluate insurance applications, analyze financial and risk data, and set guidelines for optimal risk selection and pricing. The role collaborates with brokers and clients to tailor coverage while ensuring regulatory compliance.

The candidate will lead underwriting initiatives, mentor junior underwriters, and prepare detailed reports to support decisions and audits, contributing to the organization’s

Qualifications

• Bachelor’s degree in Finance, Business, Risk Management, or a related field.
• Minimum of 5 years of underwriting experience in the insurance industry.
• Minimum of 5 years or workers compensation auditor experience.
• Strong knowledge of insurance products, underwriting principles, and regulatory environment in the United States.
• Proficiency in risk assessment and financial analysis.
• Excellent communication and negotiation skills.

Responsibilities

• Evaluate and analyze insurance applications, financial statements, and risk factors to determine policy eligibility and terms.
• Develop and implement underwriting guidelines and strategies to optimize risk selection and pricing.
• Collaborate with sales teams, brokers, and clients to clarify coverage needs and negotiate terms.
• Review and approve complex or high-value insurance policies, ensuring compliance with regulatory standards.
• Monitor portfolio performance and adjust underwriting approaches based on emerging trends and loss experience.
• Provide mentorship and guidance to junior underwriters to enhance team capabilities and knowledge.
• Prepare detailed reports and documentation to support underwriting decisions and audit requirements.

Skills

Insurance knowledge

Risk assessment

Financial analysis

Communication skills

Negotiation skills

Leadership

Education

Bachelor's degree in Finance/Business/Risk Management

Advanced degree (preferred)

Tools

Underwriting software

Data analytics tools

Job description

North Carolina League of Municipalities in Raleigh, NC is seeking a Senior Underwriter to evaluate insurance applications, analyze financial and risk data, and set guidelines for optimal risk selection and pricing. The role collaborates with brokers and clients to tailor coverage while ensuring regulatory compliance.

The candidate will lead underwriting initiatives, mentor junior underwriters, and prepare detailed reports to support decisions and audits, contributing to the organization’s