Senior Underwriter, Personal Lines E&S Homeowners (Remote)

Howden; Colorado Springs (CO); Hybrid; USD 120,000 - 150,000; Full time

Job summary

DUAL North America is seeking a Senior Underwriter for the E&S Homeowners division. The role focuses on underwriting complex risks within authority, cultivating agency partnerships, and driving portfolio profitability.

You will work with the Distribution team to meet underwriting goals, manage risk and ensure compliance with guidelines while supporting agency onboarding and ongoing training for underwriters and agents. This is a remote/hybrid role with travel up to 20-30%.

Qualifications

• Bachelor’s degree in Business preferred.
• 7+ years of relevant underwriting experience in California and western states.
• Prior non-admitted underwriting experience preferred.
• High level understanding of technical underwriting principles and risk assessment.
• Strong analytical, negotiation, and decision-making skills.
• High level broker/client engagement and relationships.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
• Demonstrated ability to handle complex risks with sound judgment.
• Highly self-motivated with strong attention to detail.
• Ability to travel 20-30% as required for client meetings, conferences, or industry events.

Responsibilities

• Assess risk, allocate rate, apply terms, and drive profitability in line with DUAL strategy.
• Emphasize production growth and retention to meet or exceed goals.
• Perform independently using underwriting tools, rules, and guidelines within the Level of Authority.
• Review inspections in a timely manner and identify hazards with mitigation recommendations.
• Develop and maintain agency relationships through in-person visits, phone interactions and virtual meetings.
• Provide guidance, knowledge and development of other team members.
• Complete tasks efficiently while maintaining work-life balance.
• Maintain awareness of industry regulations affecting responsibilities and accountabilities.
• Maintain strong relationships with internal and external parties.
• Perform portfolio reviews and related projects.
• Maintain carrier compliance and adhere to binding authority agreements.
• Establish and maintain relationships with key retail/wholesale agency partners.
• Drive agency performance through appetite communication, production targets, and portfolio stewardship discussions.
• Support onboarding of new agents with training on guidelines and submission expectations.

Skills

Analytical skills

Negotiation

Decision making

Client engagement

Team player

Attention to detail

Time management

Education

Bachelor’s degree in Business

Tools

MS Office

Job description

DUAL North America is seeking a Senior Underwriter for the E&S Homeowners division. The role focuses on underwriting complex risks within authority, cultivating agency partnerships, and driving portfolio profitability.

You will work with the Distribution team to meet underwriting goals, manage risk and ensure compliance with guidelines while supporting agency onboarding and ongoing training for underwriters and agents. This is a remote/hybrid role with travel up to 20-30%.