Senior Underwriter, Energy

Liberty Mutual Insurance; Birmingham (AL); On-site; USD 95,000 - 125,000; Full time

Job summary

Liberty Mutual Insurance is seeking a Senior Underwriter to independently underwrite energy accounts within delegated authority and make data-driven accept/decline and pricing decisions for complex risks across oil & gas, pipelines, power generation and renewables in North America.

You will assess exposures using loss histories, engineering data, modeling results and market insights, set terms and limits, and collaborate with Claims, Actuarial, Engineering and Legal teams to build a profitable

Qualifications

• Degree in Business or equivalent typically required.
• Proven analytical ability to evaluate underwriting risks using qualitative and quantitative tools.
• Proven track record of developing and underwriting profitable business.
• Must be capable of defining underwriting workflows to manage complex issues.

Responsibilities

• Manage a portfolio of brokers/agents and clients; source and underwrite profitable energy business.
• Assess technical exposures using loss histories, engineering reports, data and modeling; set terms, limits and deductibles.
• Underwrite property, BI/DSU, third-party liability, pollution/environmental, construction/EPC and energy-related cyber risks.
• Provide portfolio analytics and insights to inform pricing and marketing plans.
• Maintain senior broker relationships and articulate coverage differences and risk appetite.
• Collaborate with Claims, Actuarial, Engineering, Legal and UW Support on improvements and product development.
• Mentor junior underwriters and represent the company at industry events.

Skills

Analytical ability

Underwriting risk assessment

Portfolio management

Relationship building

Education

Bachelor degree in Business or equivalent

CPCU or professional designation preferred

Job description

The Senior Underwriter is responsible for underwriting energy accounts independently within delegated authority and making data-driven accept/decline and pricing decisions for complex or high line-size risks across oil & gas, pipelines, power generation and renewables in North America.

Responsibilities

• Manage a portfolio of brokers/agents and clients; source and underwrite profitable energy business.
• Assess technical exposures using loss histories, engineering reports, production/operational data and modeling; set terms, limits, deductibles and reinsurance needs.
• Underwrite property, BI/DSU, third‑party liability, pollution/environmental, construction/EPC and energy-related cyber/OT risks.
• Provide portfolio analytics and insights to inform pricing, appetite and marketing plans.
• Maintain senior broker relationships and clearly articulate coverage differences and risk appetite.
• Collaborate with Claims, Actuarial, Engineering, Legal and UW Support; participate in improvement and product development projects.
• Mentor junior underwriters and represent the company at industry events.

Qualifications

• Degree in Business or equivalent typically required.
• A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience.
• CPCU or professional insurance designation preferred.
• Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques.
• Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues.
• Proven track record of developing and underwriting profitable business.

Pay Philosophy

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.

Benefits

We build a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating an inclusive culture, which supports every individual to do their best work.

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco