Senior Underwriter, Cyber

Tokio Marine HCC; Lone Tree (CO); On-site; USD 87,000 - 176,000; Full time

Benefits offered by this job

Competitive salary and benefits

Strong learning culture

Growth perspectives

6% 401K match

20 days of PTO and 2 floating days

Paid parental leave

Opportunity to love what you do

Job summary

Tokio Marine HCC is seeking an Underwriting Analyst to perform underwriting analyses under supervision and contribute to profitability and growth. You will evaluate risks, communicate decisions to producers, and maintain strong client relationships.

The role emphasizes compliance with guidelines, continuous learning, and collaboration with Administrative staff to issue policies and endorsements. CPCU/RPLU study support is provided as appropriate.

Qualifications

• 4 Year / Bachelor's degree in Business Administration, Accounting, Finance, or related field.

Responsibilities

• Assist in meeting annual department goals for profitability, renewal retention, new business growth and rate increase.
• Evaluate risks for acceptability within underwriting guidelines.
• Clearly and effectively communicate decisions with producers and respond to inquiries.
• Build and maintain productive relationships with clients, producers, co-workers and outside vendors.
• Respond to submissions and servicing items within agreed upon company time frames.
• Act within scope of authority and consistent with company objectives.
• Ensure that effective communications are maintained within area of responsibility.
• Provide instruction to Administrative Supervisor/Underwriting Assistants for issuing policies and endorsements.
• Pursue educational classes such as CPCU and/or RPLU, as agreed with management.
• Additional duties and special assignments as requested by manager.

Skills

Strong math skills

Excellent interpersonal skills

Team- and deadline-oriented

Analytical abilities

Negotiation abilities

Microsoft Office proficiency

Education

4 Year / Bachelor's Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience

Tools

Microsoft Office (Excel, Access, PowerPoint, Word)

Job description

About TMHCC

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world. Every policy we write is special, enabling our clients to do amazing things. From insuring the crops that feed us to the rock concerts that entertain us, to rescuing international travelers in trouble.

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world. Every policy we write is special, enabling our clients to do amazing things. From insuring the crops that feed us to the rock concerts that entertain us, to rescuing international travelers in trouble. Organic growth and over 60 successful acquisitions have grown our 2023 Gross Written Premium (GWP) to over $7.5 Billion. Our workforce has grown to 4,300 worldwide … big, but not so big that you cannot make a difference. Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration make TMHCC a great place to work.

What We Offer

• Competitive salary and employee benefit package
• Strong learning culture
• Growth perspectives
• 6% 401K match
• 20 days of PTO and 2 Floating Days
• Paid parental leave
• An opportunity to love what you do

Job Summary

Under general supervision, performs underwriting analyses.

Key Responsibilities

Relying on experience and judgment, this role is responsible for accomplishing the following assignments. These assignments are varied in nature.

• Assist in meeting annual department goals for profitability, renewal retention, new business growth and rate increase.
• Evaluate risks for acceptability within established underwriting guidelines.
• Clearly and effectively communicate decisions with producers and effectively respond to any ensuing inquiries.
• Build and maintain productive relationships with clients, producers, co-workers and any outside vendors.
• Respond to submissions and servicing items within agreed upon company time frames.
• Act within scope of authority and consistent with company and corporate objectives, guidelines, policies and practices.
• Ensure that effective communications are maintained within area of responsibility.
• Communicate and provide instruction and information to Administrative Supervisor and/or Underwriting Assistants, as required, for issuing policies and endorsements.
• Pursue educational classes such as Chartered Property & Casualty Underwriter (CPCU) and/or Registered Professional Liability Underwriter (RPLU), as agreed upon with management.
• Additional duties and special assignments, as requested by manager.

Competencies

Planning

• Develop work plans, establish timelines, and set goals for assigned work.
• Meet commitments on deadlines.

Communication

• Review activities, results, and recommendations with management and clients as appropriate.

Cost Management

• Drive improvement in existing business processes.
• Perform work thoroughly in a cost-efficient manner and at a high productivity level.

Business Controls and Policies

• Comply with all corporate policies and procedures.
• Report any breakdown in controls to management.
• Conduct all activities in a safe manner.

People Management

• No people management responsibility but may provide guidance to less experienced employees

Education Min/Preferred Education

4 Year / Bachelors Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience

Certifications, Licenses, and Designations

Required: Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area

Preferred: state-specific insurance license depending on specialty area

Other

• Result- and profit-oriented with the ability to balance other business considerations
• Knowledge of forms, procedures and insurance terminology
• Strong math skills
• Excellent interpersonal skills
• Team- and deadline-oriented environment
• Strong analytical, strong reasoning abilities and strong negotiation abilities
• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures and/or government insurance regulations
• Possess and have ability to apply broad knowledge of principles, practices, and procedures
• Excellent written and verbal communications skills with an emphasis on confidentiality, tact, and diplomacy
• Exceptional organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously
• Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment
• Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word)

Tokio Marine HCC is an equal opportunity employer that values diversity and inclusion. We offer competitive compensation, comprehensive benefits, and professional growth opportunities within a global organization.

The pay range for this position is $87,100-$176,000 which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report.

The Company will consider for employment all qualified applicants, including

those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC ...)

• 1033(e)(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.