Senior Underwriter, Commercial Auto

Everest; Houston (TX); Hybrid; USD 119,000 - 150,000; Full time

Benefits offered by this job

health insurance coverage

an employee wellness program

life and disability insurance

401k match

retirement savings plan

paid holidays

paid time off (PTO)

Job summary

Everest Insurance Company is seeking a Senior Underwriter, Commercial Auto for its Wholesale Casualty team. You will build and manage a profitable portfolio of E&S Commercial Auto in the Central Region, with a hybrid work model and flexible location.

The role emphasizes broker partnerships, rigorous risk assessment, and collaboration with Claims, Actuarial, Operations, and Distribution to drive profitability and growth.

Qualifications

• 5-7+ years of commercial insurance underwriting experience.
• Strong expertise in Commercial Auto underwriting, preferably within the E&S or wholesale market.
• Experience underwriting transportation, contractor auto, trucking, specialty vehicle, or auto-focused casualty risks.
• Proven success managing broker relationships and generating new business production.
• Demonstrated ability to independently manage a book of business while maintaining underwriting discipline.

Responsibilities

• Underwrite new and renewal E&S Commercial Auto business, including fleet, public auto, contractor auto, transportation, and other complex vehicle-related exposures.
• Develop and maintain a profitable book of business within the assigned Central Region territory.
• Build strong relationships with wholesale broker partners and become a trusted market resource.
• Evaluate risk exposures, pricing adequacy, terms, and coverage structures to achieve profitability goals.
• Execute underwriting strategies aligned with regional growth objectives.
• Identify new business opportunities and drive brand awareness for Everest Evolution.
• Collaborate closely with Claims, Actuarial, Operations, Product, and Distribution teams.
• Monitor competitive market conditions, industry trends, and broker activity within the territory.
• Ensure adherence to underwriting guidelines, authority levels, and referral processes.

Skills

Commercial Auto underwriting

Broker relationship management

Portfolio management

Underwriting discipline

Job description

Title: Senior Underwriter, Commercial Auto

Company: Everest Insurance Company

Job Category: Underwriting

Job Description: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth, progress and opportunity. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.

About Everest Evolution™

Everest Evolution™ is the Wholesale-Exclusive arm of Everest, serving the dynamic and rapidly growing U.S. E&S marketplace. Evolution offers Property and Casualty insurance solutions through a dedicated wholesale distribution model, delivering specialized expertise and underwriting capabilities across multiple product lines.

About The Role

As a Senior Underwriter, Commercial Auto on our Wholesale Casualty team, you will be responsible for building and managing a profitable portfolio of E&S Commercial Auto business throughout the Central Region. Location is flexible across Everest office locations. The position is primarily hybrid; however, remote consideration may be available for candidates with exceptional qualifications and relevant experience.

Key Responsibilities

• Underwrite new and renewal E&S Commercial Auto business, including fleet, public auto, contractor auto, transportation, and other complex vehicle-related exposures.
• Develop and maintain a profitable book of business within the assigned Central Region territory.
• Build strong relationships with wholesale broker partners and become a trusted market resource.
• Evaluate risk exposures, pricing adequacy, terms, and coverage structures to achieve profitability goals.
• Execute underwriting strategies aligned with regional growth objectives.
• Identify new business opportunities and drive brand awareness for Everest Evolution.
• Collaborate closely with Claims, Actuarial, Operations, Product, and Distribution teams.
• Monitor competitive market conditions, industry trends, and broker activity within the territory.
• Ensure adherence to underwriting guidelines, authority levels, and referral processes.

Required Experience

• 5-7+ years of commercial insurance underwriting experience.
• Strong expertise in Commercial Auto underwriting, preferably within the E&S or wholesale market.
• Experience underwriting transportation, contractor auto, trucking, specialty vehicle, or auto-focused casualty risks.
• Proven success managing broker relationships and generating new business production.
• Demonstrated ability to independently manage a book of business while maintaining underwriting discipline.

Preferred Experience

• E&S, surplus lines, or wholesale underwriting experience.
• Experience with both primary casualty and auto liability products.
• Existing broker relationships throughout the Central Region.
• CPCU, ASLI, AU, ARM, or similar insurance designations.

Knowledge, Skills & Competencies

• Expertise in Commercial Auto risk assessment and pricing.
• Strong understanding of transportation and auto liability exposures.
• Excellent broker development and relationship management skills.
• Strong sales, negotiation, and business development capabilities.
• Ability to analyze portfolio performance and make data-driven underwriting decisions.
• Strong communication and presentation skills.
• Self-starter comfortable working remotely and managing territory responsibilities independently.

The base salary range for this position is $119,000 - $150,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location.

• health insurance coverage
• an employee wellness program
• life and disability insurance
• 401k match
• retirement savings plan
• paid holidays
• paid time off (PTO)

What if I don’t meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn’t align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Type: Regular

Time Type: Full time

Primary Location: Chicago, IL - South Riverside

Additional Locations: Atlanta, GA, Boston, MA, Houston, TX, Irvine, CA, Los Angeles, CA, Miami, FL, New York, NY, Philadelphia, PA, Warren, NJ

Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at [e-mail].

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