Senior Underwriter, Central

coalition; United States; Remote; USD 120,000 - 150,000; Full time

Benefits offered by this job

100% medical, dental, and vision

401(k) employer match

Flexible PTO

Birthing and parental leave

Home office stipend

WeWork access

Wellness programs

Opportunity for advancement

Job summary

Coalition is seeking an experienced Underwriter to drive profitable business from brokers across the enterprise segment. You will underwrite and manage complex cyber and Technology E&O risks, shaping portfolio strategy and mentoring a team, while partnering with diverse internal stakeholders.

The role is remote within the Central United States, with a strong preference for the Greater Chicago area, and requires regular travel for broker management and client meetings.

Qualifications

• 5+ years of underwriting experience, including high‑complex cyber and Technology E&O for large enterprises (~$1B+ revenue).
• Experience analyzing complex cyber and Technology E&O risks and their impact on underwriting and portfolio outcomes.
• Ability to combine underwriting expertise with broker/client needs to craft creative solutions and explain rationale credibly at senior levels.
• Executive presence and comfort leading complex broker and client conversations in high‑stakes settings.
• Significant experience mentoring underwriters and influencing underwriting culture, standards, and operating practices.

Responsibilities

• Underwrite new and renewal accounts, including enterprise segment, aligning with guidelines and carrier requirements.
• Shape portfolio strategy by managing broker relationships for large/complex accounts.
• Maintain underwriting files, documentation, and internal tooling per workflows.
• Lead complex negotiations on pricing, terms, and exceptions with CPU.
• Provide deeper underwriting judgment for large networks, subsidiaries, and operating-company exposures.
• Mentor other underwriters to raise underwriting discipline and broker communication.
• Collaborate with security, Claims, Product, Actuarial, and CPU to address risk issues and translate them into decisions.
• Represent Underwriting in cross-functional strategy discussions on portfolio growth and market expansion.
• Shape local underwriting practices and escalation standards for sophisticated business.
• Travel regularly for broker management, client meetings, and market-facing activity.

Skills

Underwriting experience

Cyber risk

Technology E&O

Enterprise client management

Mentoring underwriters

Executive presence

Job description

About us

Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.

Opportunities to make an impact with bold thinking are real-and happening daily at Coalition.

About the role

In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition's portfolio, including the enterprise segment, while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach.

This is a remote opportunity that can be based anywhere in the Central region of the United States with a strong preference for the Greater Chicago area.

Responsibilities

• Underwrite new and renewal accounts, including the enterprise segment (accounts with ~$1B+ in revenue), while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements.
• Shape overall portfolio strategy through management of the broker relationships responsible for placing Coalition's largest and most complex accounts.
• Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition's workflows and governance standards.
• Lead highly complex negotiations on pricing, terms, structures, and exception requests in line with risk appetite, carrier requirements, and close partnership with CPU.
• Bring deeper technical underwriting judgment to more complex organizations, including risks involving larger networks, subsidiaries, and differentiated operating-company exposures.
• Provide mentorship to other underwriters, helping raise the bar on underwriting discipline, broker communication, and deal strategy.
• Partner with Coalition's security team, Claims, Product, Actuarial, and CPU to address complex risk issues and translate technical, wording, and portfolio considerations into sound underwriting decisions.
• Represent Underwriting in cross-functional strategy discussions tied to portfolio optimization, product evolution, and market growth.
• Help shape local or regional underwriting practices, escalation standards, and process improvements for more sophisticated business.
• Regular travel required for broker management, client meetings, education, and market-facing activity.

Skills and Qualifications

• 5+ years of underwriting experience, including experience handling high-complex cyber and Technology E&O risks for large enterprise business (~$1B+ revenue); additional experience in underwriting miscellaneous professional liability is a plus.
• Expertise in analyzing complex cyber and Technology E&O risks and understanding their impact on underwriting, pricing, and portfolio outcomes.
• Ability to combine deep underwriting expertise with broker and client needs to craft creative solutions and explain rationale credibly at senior levels.
• Excellent executive presence, presentation skills, and comfort leading complex broker and client conversations in high-stakes settings.
• Significant experience mentoring underwriters and influencing underwriting culture, standards, and operating practices.

Compensation

Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $120,000/year in our lowest geographic market up to $150,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.

Perks

• 100% medical, dental, and vision coverage
• 401(k) retirement plan with competitive employer match
• Flexible PTO
• Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents
• Annual home office stipend and WeWork access
• Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more!
• Competitive compensation and opportunity for advancement

Why Coalition?

Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds.

We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition's exceptional growth stems from its ability to address real-world problems for org