Senior Underwriter

Zenith Insurance Company; Los Angeles, San Diego (CA, CA); Hybrid; USD 113,000 - 141,000; Full time

Benefits offered by this job

Medical, Dental & Vision Insurance

Flexible Spending Accounts

Paid Parental Leave

401(k), ESPP

Education and Training Reimbursement

Job summary

Zenith Insurance Company in Los Angeles seeks an experienced Workers' Compensation Underwriter to manage an agency book, price risk, and lead development of agency business plans.

You will collaborate across departments, maintain pricing discipline, and act as a WC expert for assigned agencies, with opportunities to train staff and engage in external marketing.

Qualifications

• 4+ years of workers’ compensation underwriting experience.
• Strong written and verbal communication; ability to present to agencies and clients.
• Pricing discipline and independence in agency relationships.

Responsibilities

• Manage an assigned book of Agencies and develop agency business plans.
• Lead development of agency business plans and coordinate activity across departments.
• Present Zenith value and perform external marketing activities with agencies.
• Provide guidance to underwriting staff and support personnel.

Skills

Underwriting knowledge

Agency management

Communication skills

Negotiation skills

Pricing discipline

Driver's license

Education

Bachelor’s Degree

Tools

Computer literacy

Job description

Introduction

Zenith is a team of Workers' Compensation Specialists committed to helping businesses succeed by protecting against the financial and human consequences of workplace injuries, providing for the needs of injured employees and making the workplace safer. To distinguish ourselves as the desired provider of Workers' Compensation Insurance, values such as collaboration, work-life balance, and integrity are placed at the center of all our operations. In addition, Zenith supports career advancement through a dedication to ongoing learning and development. An individual coming to Zenith will not only receive competitive compensation and a comprehensive benefits package, but continuous opportunities to grow as a professional.

Overview

Solicit, underwrite, and price business consistent with the Company's Underwriting Philosophy.

Responsibilities

• The essential functions of this position include, but are not limited to, the following:
• Manage an assigned book of Agencies including assisting in development and management of agency business plan.
• Operates with increased independence, such as taking a lead role in development of agency business plans.
• Manages book of individual accounts and maintains pricing discipline regardless of market pressures.
• Expected to be regarded as a workers’ compensation expert by assigned agencies.
• Coordinates account activity across departments for assigned book.
• Assists in the development and coaching of support and professional staff.
• May lead training courses for support and professional personnel.
• Perform external marketing activities (Agency calls, Agency meetings, leads Point of Sale meetings, etc) and clearly articulate and sell the Zenith difference.
• Expected to provide general guidance and direction to support personnel and underwriting staff.
• Takes an active role in face to face meetings with agencies and/or clients.
• Work requires independence within assigned Letter of Authority; however it is expected that one will seek guidance on any unusual or complex exposures, problems or issues.
• Work periodically reviewed by supervisor, corporate underwriting, and/or direct “customers” of the process.
• Apply principles of logical thinking to define problems, collect data, establish facts and draw valid conclusions.
• Responds positively to direction and critique of performance.
• Consistently maintain professional and appropriate demeanor.
• Performs other duties as assigned.

Education

• High School Diploma or equivalent combination of education and experience required.
• Bachelor’s Degree or equivalent combination of education and experience required.

Work Experience

• 4+ years progressively responsible workers’ compensation underwriting experience required.

Knowledge, Skills, and Abilities

• Full knowledge of workers’ compensation policy and underwriting rules.
• Understanding of Zenith’s underwriting philosophy a plus.
• Strong verbal and written communication skills required (including ability to discern when to use telephone, email, or more formal means of communication).
• Demonstrated presentation and negotiation skills required.
• Demonstrated ability to present persuasive verbal or written argument of all constituents (agent, peer, insured).
• Strong math and reading skills required.
• Computer literacy required.
• Valid Driver License in good standing.

Pay, Benefits, and Other Information

The expected salary range for this position is $112,615.69 - $140,769.62. Actual pay will be adjusted based on experience, geographic location, and other job-related factors as permitted by law. Qualifications may warrant placement in a different job level.Benefits

• Medical, Dental and Vision Insurance
• Flexible Spending Accounts
• Paid Parental Leave
• Life, AD&D and Disability Insurance
• 401(k), Employee Share Purchase Plan (ESPP)
• Education and Training Reimbursement
• Paid Leave: 3 weeks/year Vacation, 2 weeks/year Sick Leave
• 10 paid Company Holidays, 2 Personal Days, 2 Floating Holidays
• Employee Assistance Program (EAP)
• For more information, review details on the Benefits page of our Career Site: https://www.thezenith.com/careers/benefits/

Zenith Insurance Company is an equal opportunity employer and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristic. In compliance with California law, we are committed to fair hiring practices. Pursuant to the California Fair Chance Act (AB 1008), we will consider qualified applicants with criminal histories in a manner consistent with the law. Additionally, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance, we will not inquire about an applicant’s criminal history until after a conditional offer of employment has been made. If you are a qualified individual with a disability or a disabled veteran and need assistance accessing our career center or applying for a position due to your disability, you are entitled to request an accommodation. To make a request, please contact a Human resources representative at Zenith Insurance Company.#LI-EF1#LI-Hybrid